July 27, 2026 @ 3:26 pm By JD Alois  |  

Cross River Bank will power XMoney, part of the Elon Musk social media platform X. X has long held Fintech ambitions, aiming to become an “everything App.” X has emerged as the world’s community forum, offering global news and perspectives unfettered by opinion, where all… Read More

July 27, 2026 @ 10:59 am By JD Alois  |  

Kingscrowd, a leading data provider for online capital formation, is extending its Reg CF funding round listed on StartEngine. Typically, platforms in the funding portal/online capital formation sector will partner with another platform to raise money online. Kingscrowd covers data for both Reg CF and… Read More

July 27, 2026 @ 9:51 am By JD Alois  |  

Circle Internet Group (NYSE: CRCL) says it has acquired IBM’s (NYSE:IBM) blockchain patent portfolio. The terms of the deal were not immediately available. In a release, Circle said it had purchased over 1000 issued patents worldwide that address banking, financial services, insurance, infrastructure, and more. Circle… Read More

July 27, 2026 @ 9:40 am By JD Alois  |  

The CLARITY Act, crypto market-infrastructure legislation, is approaching a floor vote in the US Senate. While the typical negotiations continue between proponents and those seeking to undermine digital asset innovation, Senate Republicans have been working to highlight the benefits of the bill. The most recent… Read More

July 27, 2026 @ 8:33 am By JD Alois  |  

Open banking platform Salt  Edge has made a strategic investment in Sientia. Sientia is a “payments-linked advertising platform” that supports rewards, loyalty programs, and insight into purchasing activity. Sientia is a bootstrapped firm that works with global brands including Adidas, Ocado, Lyle & Scott, Honest… Read More

July 24, 2026 @ 2:08 pm By JD Alois  |  

Coinbase (NASDAQ:COIN) will report Q2 2026 earnings next Thursday, with analysts looking for insight into how the transition to becoming an everything exchange is proceeding and how crypto markets are holding up in a choppy market. For investors, a stalled CLARITY Act and a sinking… Read More

July 24, 2026 @ 1:33 pm By JD Alois  |  

The probability that the CLARITY Act will be voted on in the US Senate before the August recess is in decline. Kalshi currently has a 40% chance of a vote on the bill taking place before August 8th. On July 20th, the probability was over… Read More

July 24, 2026 @ 1:13 pm By JD Alois  |  

The CLARITY Act, legislation that outlines a framework to regulate crypto, is in a holding pattern in the US Senate as negotiations drag on. Earlier this week, new language in the bill was revealed in an attempt to reach a compromise with policymakers who do… Read More

July 24, 2026 @ 11:42 am By JD Alois  |  

Marqeta (NASDAQ: MQ), a card issuance and management platform, has partnered with Zerohash to enable stablecoin utilization. Clients of Marqeta may now integrate stablecoin payments into their products seamlessly. Zerohash will handle custody, compliance, and liquidity for the payment stablecoins while Marqeta manages card issuance,… Read More

July 24, 2026 @ 11:27 am By JD Alois  |  

The GENIUS Act became law in 2025, but rules crafted by various regulators were due on July 18, 2026. Today, the American Fintech Council distributed a statement on the Office of the Comptroller of the Currency and its AML/CFT requirements. The OCC’s proposal is viewable… Read More

July 23, 2026 @ 5:12 pm By JD Alois  |  

Online investment platform AngelList has added agentic AI to its platform. According to a post on X by AngelList CEO, “you can now talk to your fund from Claude, ChatGPT, and Codex. Access financials, documents, capital calls, distributions, and more. To make this work seamlessly,… Read More

July 23, 2026 @ 12:54 pm By JD Alois  |  

Updated language in the CLARITY Act was revealed yesterday in an attempt to sway Democrat members of the Senate to support the legislation. New language covering ethics was added to mollify members who claimed that participation by President Trump needed to be addressed. Unfortunately, it… Read More

July 23, 2026 @ 9:08 am By JD Alois  |  

The European Commission has penalized global tech firm Google [Alphabet] (NASDAQ:GOOG) under the Digital Markets Act (DMA) for the transgression of allegedly preferencing its own services on search over competitors. Google has been fined €890 million (over $1 billion). The EU claims that Google obfuscated… Read More

July 22, 2026 @ 4:07 pm By JD Alois  |  

Goldman Sachs (NYSE:GS) has acquired AEGIS Hedging via its Goldman Sachs Alternative arm. AEGIS Hedging Solutions is a provider of commodity market intelligence that reportedly works with over700 commodity producers and financial counterparties. The company helps market participants grow through market expertise, including the utilization… Read More

July 22, 2026 @ 2:07 pm By JD Alois  |  

The updated language of the CLARITY Act is circulating now on social media. The bill now incorporates ethics provisions that bar certain government officials from various digital asset activities, including the issuance or promotion of digital assets. Pre-existing interests may be placed in a blind… Read More

July 22, 2026 @ 11:45 am By JD Alois  |  

The Securities and Exchange Commission (SEC), Crypto Task Force lead, Commissioner Hester Peirce, has issued a statement on “crypto vaults and lending strategies.” In brief, the Commissioner addresses the varying and changing strategies crypto holders utilize to generate yield. Expanding on a prior statement that… Read More

July 22, 2026 @ 11:10 am By JD Alois  |  

The Securities and Exchange Commission (SEC) entered a dark period during the tenure of former Chairman Gary Gensler. Ambitious and smart, Gensler sought to appease his political allies to earn a higher position in the Biden/Harris administration by pursuing radical policy goals, ignoring the SEC’s… Read More

July 22, 2026 @ 9:37 am By JD Alois  |  

The UK Financial Conduct Authority (FCA) has shared that it will work with top-tier AI firm Anthropic on its “Supercharged Sandbox,” an environment where firms can test AI products and models geared towards financial services. The FCA stated that all accepted entities will gain access… Read More

July 22, 2026 @ 9:13 am By JD Alois  |  

The UK government is in the midst of a significant change following the exit of Keir Starmer and the selection of Andy Burnham as the new Prime Minister. While industry and financial services remain optimistic about the new government, clarity on policy will emerge over… Read More

July 21, 2026 @ 12:29 pm By JD Alois  |  

Apple (NASDAQ:AAPL) will partner with BNPL provider Klarna (NYSE: KLAR) on an upgrade program. Multiple reports indicate that the “Apple Upgrade” program will kick off on July 28th, with Klarna providing the infrastructure and capital to support the initiative, designed to boost sales for the… Read More