December 26, 2025 @ 8:56 am By JD Alois  |  

The European Union continues to plow forward with Central Bank Digital Currency (CBDC), unlike the US, which has chosen privately issued stablecoins as a preferred option to enable digital dollars as well as fuel innovation. In a Christmas update, European Central Bank (ECB) President Christine… Read More

December 24, 2025 @ 1:45 pm By JD Alois  |  

Alphabet (aka Google) (NASDAQ:GOOG) has announced the acquisition of Intersect, a firm that provides data and energy infrastructure. The company said the purchase price was $4.75 billion in cash plus the assumption of debt. The deal is expected to close in the first half of… Read More

December 24, 2025 @ 9:32 am By JD Alois  |  

The INVEST Act was recently approved by the US House of Representatives and is now in the Senate, where it will be considered to become law. The bill incorporates multiple policy changes that help smaller businesses, as well as improve opportunities for smaller investors. The… Read More

December 23, 2025 @ 2:40 pm By JD Alois  |  

The US Federal Reserve Board has proposed a new “payment account” that certain financial institutions could use solely for clearing and settling payments. This may appeal to Fintechs in the payments sector. This would differ from a “master account,” which is what many regulated financial… Read More

December 23, 2025 @ 9:31 am By JD Alois  |  

The European Commission (EC) has published a fact sheet outlining its ambition to make regulations clearer and more straightforward. The EC is run by an appointed body of policymakers that aims to establish pan-European rules to build a stronger and more cohesive Europe. This includes… Read More

December 23, 2025 @ 9:02 am By JD Alois  |  

It was reported last March that UK VC funding increased by 43.5% YoY to $1.2 billion in January 2025, in spite of fewer deals, but the quick start has apparently stalled over the following months as both deal volume and value have declined. A report… Read More

December 22, 2025 @ 4:49 pm By JD Alois  |  

Marquis, a software provider for banks that also supports compliance needs, has been the target of a ransomware attack apparently caused by a SonicWall flaw. While there is no information on the Marquis website, multiple reports indicate that around 400,000 customers saw their information pilfered…. Read More

December 22, 2025 @ 12:39 pm By JD Alois  |  

Last week, Coinbase (NASDAQ:COIN) revealed that it had filed suit in the states of Michigan, Illinois, and Connecticut. The company is battling state gaming commissions that are miffed with Prediction Markets being regulated at the federal level by the Commodity Futures Trading Commission (CFTC). The battle lines… Read More

December 22, 2025 @ 12:23 pm By JD Alois  |  

The French Autorité des Marchés Financiers (AMF) has published its annual Savings and Investment Barometer. According to the regulator, more people in France are interested in investing in equities, and fewer are worried about the risk of crypto. While the US has a well-entrenched equity… Read More

December 22, 2025 @ 12:13 pm By JD Alois  |  

Kingscrowd, an analytics, deal aggregation, and crowdfunding legal provider, has launched a new securities offering on StartEngine. According to the offering page, KingsCrowd is selling equity in the firm at a pre-money valuation of $28.8 million. Investors must commit at least $500 to participate. In… Read More

December 22, 2025 @ 12:04 pm By JD Alois  |  

The Blockchain Association, a leading advocate for blockchain-friendly policy, has added DoubleZero as a new member. DoubleZero is a blockchain enabler, providing a high-performance global network to reduce latency for “everyone everywhere.” Starting with Solana, DoubleZero has its eyes on other networks. As blockchain grows… Read More

December 22, 2025 @ 11:53 am By JD Alois  |  

Mike Selig, the new Chairman of the Commodity Futures Trading Commission (CFTC), has issued a statement on this recently approved confirmation. The full Senate voted 53 to 43 to approve the nomination. No Democrats voted to support the nomination. Selig, well known for his support… Read More

December 22, 2025 @ 11:39 am By JD Alois  |  

Coinbase (NASDAQ:COIN)  , a digital asset company that just announced multiple new offerings, says it has acquired startup The Clearing Company to help advance its ambition to become a top prediction market platform. The Clearing Company has submitted an application to the Commodity Futures Trading Commission… Read More

December 20, 2025 @ 11:10 am By JD Alois  |  

The House Committee on Financial Services has shared its schedule for January, and the key committee will start the year on a high note by kicking off things by discussing Fintech. The Committee is led by Chairman French Hill who is firmly on the side… Read More

December 19, 2025 @ 10:08 am By JD Alois  |  

Totem Labs, a Tennessee-based company building decentralized tools, is raising growth capital on WeFunder. According to the offering page, Totem has raised $1.14  million from 63+ investors to date. Investors are getting a SAFE (Simple Agreement for Future Equity) at a $15 million valuation cap…. Read More

December 19, 2025 @ 9:48 am By JD Alois  |  

Once again, the Women in Fintech Powerlist is accepting applications to be included on the list.  Created by Innovate Finance ten years ago, a private-public partnership in the UK, the list aims to “recognise the pioneering women championing financial innovation, spotlighting remarkable individuals across eight… Read More

December 19, 2025 @ 9:07 am By JD Alois  |  

The UK Financial Conduct Authority (FCA) has announced it will lift the contactless payments limit starting in March. In a statement posted today, the FCA said this will remove red tape and provide greater flexibility. Payments providers, including banks, with strong fraud controls, will be… Read More

December 18, 2025 @ 1:06 pm By JD Alois  |  

The  Small Business & Entrepreneurship Council  (SBE Council) has issued a statement on Senator Bernie Sanders’ attempt to establish a moratorium on the development of Artificial Intelligence (AI) data centers. Sanders went to X to share his belief that “democracy needs to catch up” to… Read More

December 18, 2025 @ 12:30 pm By JD Alois  |  

MangoPay and InstaXchange are partnering on multi-currency onramps. InstaXchange is a crypto exchange that works with Google Pay, PayPal, Apple Pay, cards, etc. A regulated virtual asset service provider (VASP), it also offers a plug-and-play API for Fintechs, merchants, and payment providers to incorporate crypto…. Read More

December 18, 2025 @ 11:49 am By JD Alois  |  

xStocks says it is bringing tokenized securities to Telegram’s one billion users. According to a statement issued by the firm, tokenized securities will be available on the TON Blockchain, accessible via the non-custodial wallet in Telegram. Max Crown, President and CEO of TON Foundation, said… Read More