January 7, 2026 @ 12:28 pm By JD Alois  |  

We need banking services; we just don’t necessarily need banks.  The advent of digital assets and the potential for disintermediation pose both threats and opportunities for traditional banks. Stablecoins may upend traditional financial rails, and the GENIUS Act provided a federal path for firms to… Read More

January 7, 2026 @ 11:33 am By JD Alois  |  

Netcapital, best known for its online capital formation services, has announced that it has acquired the assets of Iverson Design, LLC, a developer of AI-powered design and visualization tools The deal terms involved Netcapital issuing 80,000 shares of its common stock for the purchase of… Read More

January 7, 2026 @ 11:23 am By JD Alois  |  

RedStone CEO and co-founder Marcin Kaźmierczak is critiquing the recent report of a bet on Polymarket that presciently anticipated the raid on Venezuela which saw dictator Nicolas Maduro bundled up and transferred to a US prison. As was reported, a new account on the prediction… Read More

January 7, 2026 @ 9:06 am By JD Alois  |  

The American Fintech Council (AFC) has issued a statement on the regulation of banks and non-banks. In a letter submitted to the FDIC, the CFPB, the FTC, the OCC, and the Federal Reserve, the group stated that “banks are banks, and non-banks are non-banks” and… Read More

January 7, 2026 @ 8:46 am By JD Alois  |  

Digital Asset reports that JPM Coin (JPMD) is now on its Canton Network, an enterprise-friendly blockchain. Digital Asset is working with JP Morgan’s Kinesys vertical to enable the offering. The project is said to be taking a “phased approach” throughout 2026. Payment tokens, or stablecoins, received an important… Read More

January 7, 2026 @ 8:00 am By JD Alois  |  

The Depository Trust & Clearing Corporation (DTCC) has received approval by the Securities and Exchange Commission to offer the ACS Triparty Service within its existing Fixed Income Clearing Corporation’s (FICC’s) Agent Clearing Service (ACS) offering. The ACS Triparty Service aims to improve access to central… Read More

January 6, 2026 @ 4:42 pm By JD Alois  |  

Global securities lending rocketed to $15.3 billion in 2025, up 26% year over year. This is according to a report from EquiLend, a Fintech offering trading, data & analytics, as well as Regtech. The big number is 13% higher than the previous high set in… Read More

January 6, 2026 @ 3:42 pm By JD Alois  |  

While there are a lot of things that California is great at, think beautiful weather, beaches, and mountains, when it comes to serving the residents, it seems the Golden State is further down the list. The annual UHAUL report on one-way customers using their service indicates… Read More

January 6, 2026 @ 10:32 am By JD Alois  |  

The digital asset ecosystem is gearing up amid the Trump Administration’s embrace of blockchain technology and the recognition that digital is the future of all financial services, including securities. At least initially, back office services were in many respects the most obvious uses of distributed… Read More

January 6, 2026 @ 9:43 am By JD Alois  |  

Cross River Bank, a  Fintech first financial services firm, has distributed a recap of progress made during the past year. Cross River’s Founder, President and CEO Gilles Gade, says that 2025 was a defining year as everything changed with the confluence of artificial intelligence (AI)… Read More

January 6, 2026 @ 9:30 am By JD Alois  |  

Bitcoin mining is incredibly power-intensive, with the computers generating substantial heat. In Canada, one operation has found a way to create a symbiotic relationship with mining rigs by working with a greenhouse in Manitoba to provide needed heat. Canaan (NASDAQ: CAN) says a 3 MW proof-of-concept… Read More

January 6, 2026 @ 9:21 am By JD Alois  |  

The Cambridge Centre for Alternative Finance (CCAF) at Cambridge Judge Business School has announced a Women Regulators Network (WRN). The goal is described as addressing gaps in women’s financial inclusion. According to a blog post, WRN  will be guided by a global Council of senior… Read More

January 5, 2026 @ 10:30 am By JD Alois  |  

Evestnet, a Fintech owned by Bain Capital, is headed to trial as part of an ongoing legal battle with FinancialApps. Evestnet was acquired by Bain in 2024 in a deal worth around $4.5 billion. This past August, it was reported that formal sanctions against Envestnet… Read More

January 5, 2026 @ 8:54 am By JD Alois  |  

Payments firm Flutterwave has acquired Mono in a move to boost its open banking infrastructure. The terms of the deal were not revealed. In a public statement, Flutterwave said the purchase improves its ability to build a “connected, interoperable financial system for Africa.” Flutterwave is… Read More

January 4, 2026 @ 5:41 pm By JD Alois  |  

The Venezuelan dictator, Nicolas Maduro, was ousted from his leadership role in a precision military and law enforcement action by the United States that rocked the world this weekend. While it was in the planning stages for many months, and Maduoro was given many opportunities to depart… Read More

January 2, 2026 @ 4:55 pm By JD Alois  |  

Debanking was prevalent during the Biden Administration. In effect, certain individuals and businesses were “debanked” because they were deemed to be in an undesirable line of business or were affiliated with entities viewed as not aligned with administration goals. This does not include criminal or… Read More

January 2, 2026 @ 12:02 pm By JD Alois  |  

Regulation Crowdfunding (Reg CF) is a securities exemption that allows issuers to raise up to $5 million in an online offering. The goal of the policymakers who crafted the law was to enable smaller firms to access capital while allowing all investors to participate in… Read More

January 2, 2026 @ 11:14 am By JD Alois  |  

Following California’s proposal of a new tax targeting affluent citizens, social media is abuzz with condemnations and reports of wealthy investors fleeing or plotting their exit from the state, where they helped drive phenomenal economic growth and prosperity. New York City is also expected to… Read More

December 31, 2025 @ 12:29 pm By JD Alois  |  

Trueflation, an alternative measure of inflation that differs from what the Federal government may publish, states that the Personal Consumption Expenditures (PCE )is now below 1.9%, significantly lower than the US Federal Reserve’s target of 2% and well below the US Bureau of Labor Statistics… Read More

December 31, 2025 @ 12:03 pm By JD Alois  |  

Crypto market infrastructure legislation is expected to move to market next month. First reported by CryptoinAmerica, the Senate Banking Committee has selected January 15th as the date members will determine the language of the bill. The CLARITY Act was passed by the US House of… Read More