Featured Headlines

February 19, 2024 @ 6:40 pm By JD Alois  |  

Bryan Zhang, the co-founder and Executive Director of the Cambridge Centre for Alternative Finance (CCAF), has been appointed to the Board of the UK Financial Conduct Authority (FCA). Zhang commenced his initial three-year term as a non-executive Director today (February 19, 2024). The FCA is… Read More

February 18, 2024 @ 12:03 pm By Omar Faridi  |  

Yaacov Martin, CEO of Fintech firm Jifiti, a company focused on consumer financing and B2B lending experiences for lenders and merchants, recently shared his views and insights with Crowdfund Insider. For context, embedded finance helps with the incorporation of a range of financial services directly… Read More

February 15, 2024 @ 12:43 pm By JD Alois  |  

Data pertaining to online capital formation, or crowdfunding, can be hard to come by. Several providers provide good numbers when it comes to Regulation Crowdfunding (Reg CF), but when it comes to Reg A+ and Reg D 506c – it is a bit of a… Read More

February 15, 2024 @ 12:07 pm By JD Alois  |  

Hindenburg Research, a short seller that pumps its own book after it sells shares, is targeting Banking as a Service (BaaS) provider Temenos (SWX:TEMN). In a report published today, Hindenburg claims that Temenos is manipulating its earnings, hiding accounting irregularities while engaging in “sham partnerships”… Read More

February 13, 2024 @ 4:09 pm By JD Alois  |  

  The Cambridge Centre for Alternative Finance (CCAF)  has revealed the Cambridge Digital Money Dashboard (CDMD). The Centre is part of the Cambridge Judge Business School, University of Cambridge. CCAF is the leading independent research group covering the world of Fintech, including digital assets. The… Read More

February 12, 2024 @ 10:37 am By JD Alois  |  

Apple (NASDAQ:AAPL), one of the largest Fintechs in the world as well as one of the largest tech firms globally, is expected to soon offer virtual credit cards in a future update of the iOS for iPhone users. 9to5Mac, referencing a Reddit thread for beta… Read More

February 12, 2024 @ 10:00 am By Omar Faridi  |  

We recently caught up with Ram Ramachandran, the CEO at Router Protocol, which supports building an interoperable Web3 with modular cross-chain infrastructure. Ram Ramachandran commented on what can be done to help regain users’ privacy and security in Blockchain in 2024. Ramani Ramachandran, CEO of… Read More

February 9, 2024 @ 2:40 pm By JD Alois  |  

October, once a top online lending platform and leading Fintech based in France, has sold its main asset, “October Connect,” to software firm Sopra. The terms of the asset sale were not immediately available. According to Les Echos, “it looks like the end” for the… Read More

February 8, 2024 @ 10:56 am By Omar Faridi  |  

Digital asset firm BitGo is moving into the more traditional securities sector. According to a corporate release, Bitgo has acquired Brassica – a Fintech providing digital infrastructure services to facilitate private securities and other alternative investments. Details of the transaction were not immediately available. Focusing on institutions,… Read More

February 8, 2024 @ 9:33 am By JD Alois  |  

Financement Participatif France (FPF), the French crowdfunding association, has partnered with Mazars to produce its 5th annual Crowdfunding Barometer – tracking the performance of online capital formation in the second-largest economy in Europe. Mazars is a global, France-based accounting and consulting agency. The report covers… Read More

February 6, 2024 @ 10:27 pm By Omar Faridi  |  

Ironically, according to Dima Kats, CEO of Clear Junction, banks and financial institutions are probably some of the most unbanked segments in the world. From high fees to long settlement times, regulatory pressures to difficulty in accessing multi-country payment options, the issues and barriers facing… Read More

February 6, 2024 @ 3:48 pm By JD Alois  |  

The Securities and Exchange Commission (SEC) continues to issue new rules at a breakneck pace. Today, the Commission has adopted new rules that impact “market participants who engage in certain dealer roles.” These market participants who shoulder significant liquidity roles in markets must soon register… Read More

February 5, 2024 @ 5:59 pm By JD Alois  |  

The European Crowdfunding Market Survey 2023 has been published by a consortium of European entities, including the University of Agder’s School of Business and Law – Center for Crowdfunding Research, LenderKit, and CrowdSpace. In past years, the Cambridge Centre for Alternative Finance (CCAF) has published… Read More

February 2, 2024 @ 1:18 pm By JD Alois  |  

Earlier this week, the North American Securities Administrators Association (NASAA) issued a comment letter criticizing the Expanding Access to Capital Act (HR 2799). This legislation was introduced into Congress last year but has yet to move forward with a Committee vote. Sponsored by the Chairman… Read More

February 1, 2024 @ 3:42 pm By JD Alois  |  

OurCrowd, a global online investment platform catering to smaller (accredited) investors, has announced the launch of its Korea-Israel Venture fund – officially labeled NH-OC Global Open Innovation Fund. OurCrowd offers single-company investment opportunities as well as a growing list of sector funds along with its… Read More

February 1, 2024 @ 10:52 am By JD Alois  |  

The pan-European regulatory regime for securities crowdfunding is still very young. Many platforms established before the rules existed have yet to apply to be approved under the new rules. ECSPR, or European Crowdfunding Securities Provider Regulations, enables a platform to list securities and sell them… Read More

February 1, 2024 @ 10:19 am By JD Alois  |  

Paytm, the operating name of One 97 Communications Limited (PAYTM.NS), shares cratered today as the Reserve Bank of India (RBI) decided to halt deposits in its digital wallet and accounts. Paytm describes itself as India’s most loved payments app. The company also operates Paytm Payments… Read More

February 1, 2024 @ 8:27 am By Omar Faridi  |  

Santosh Radhakrishnan, CCO at XYB, an end-to-end coreless banking platform, recently commented on the future of banking and the different challenges the financial services sector is facing. Santosh also talked about the key pain points that presently exist in the banking sector. XYB claims that… Read More

January 31, 2024 @ 8:36 am By JD Alois  |  

Apple (NASDAQ:AAPL) has revealed that the number of Apple Card holders now numbers over 12 million since its launch in 2019. Apple partners with Goldman Sachs (NYSE:GS) to provide the Fintech services. At the same time, in the past several days, Apple moved its Apple… Read More

January 30, 2024 @ 7:56 am By Omar Faridi  |  

Stephen Pair, co-founder and CEO of BitPay, recently shared his views and insights with Crowdfund Insider. Stephen Pair from Bitpay talked about the current state of crypto adoption and how the financial services sector can be enhanced with digital currency transactions. Stephen also talked about… Read More