Politics, Legal & Regulation

August 9, 2025 @ 10:05 am By Tony Zerucha  |  

From the SEC’s comments on liquid staking to the CFTC spotlighting spot crypto trading on registered exchanges and Trump’s rate cut call, Web3 was busy talking about government affairs this week. And what would a week be without some AI talk? SEC comments on liquid… Read More

August 8, 2025 @ 12:06 pm By JD Alois  |  

President Donald Trump signed an Executive Order yesterday that approved alternative assets for individuals holding 401(k) retirement accounts and other defined contribution plans. The decline of defined benefit plans by employers has led to an explosion of 401(k) plans, which are typically offered by employers… Read More

August 8, 2025 @ 9:13 am By Omar Faridi  |  

This past year, the Malta Financial Services Authority (MFSA) demonstrated its commitment to maintaining a transparent financial services sector through a significant increase in enforcement actions and the release of a position paper on the tokenisation of Collective Investment Schemes (CIS). These developments underscore Malta’s… Read More

August 8, 2025 @ 9:12 am By Omar Faridi  |  

In a landmark development for the cryptocurrency industry, Ripple Labs and the U.S. Securities and Exchange Commission (SEC) have mutually agreed to drop their appeals in a high-profile legal battle that began in 2020. The decision, finalized on August 7, 2025, marks the end of… Read More

August 7, 2025 @ 6:46 pm By Omar Faridi  |  

The Federal Trade Commission (FTC) has been actively combating fraudulent schemes that exploit vulnerable consumers, as highlighted by three recent announcements. These updates underscore a troubling rise in impersonation scams, a permanent ban on an e-commerce business opportunity scheme, and refunds for victims of a… Read More

August 7, 2025 @ 12:09 pm By JD Alois  |  

As was previously reported, President Donald Trump is expected to issue an Executive Order allowing savers to include private equity and other alternative assets in 401(k) retirement accounts. It is now anticipated that this EO will be signed and posted today. By allowing the booming… Read More

August 7, 2025 @ 11:25 am By Omar Faridi  |  

Changpeng Zhao, the founder of Binance and a prominent figure in the cryptocurrency industry, is seeking to have a $1.76 billion lawsuit filed by the FTX trust thrown out, arguing that the claims lack merit and the U.S. court has no authority over the matter…. Read More

August 7, 2025 @ 9:04 am By JD Alois  |  

The Bank of England has cut its benchmark interest rate by 25 basis points to 4%. The vote was tight at 5 for and 4 against, with one member, Alan Taylor, preferring to reduce Bank Rate by 50 bps points, to 3.75%. Markets had anticipated… Read More

August 6, 2025 @ 3:46 pm By Omar Faridi  |  

In a new development for the digital banking industry, the Federal Deposit Insurance Corporation (FDIC) has issued new guidance that embraces the use of pre-filled customer data for Customer Identification Program (CIP) requirements, marking a shift in regulatory policy. This change, reportedly influenced by advocacy… Read More

August 6, 2025 @ 3:38 pm By JD Alois  |  

Earlier this year, FINRA announced a consultation on how it could improve capital formation. FINRA is a key self-regulatory organization (SRO) that has oversight over the large broker-dealer industry. The agency has received some criticism in recent years for being too heavy-handed and opaque, with… Read More

August 6, 2025 @ 9:36 am By JD Alois  |  

Several years ago, the European Union enacted harmonized securities crowdfunding rules aimed at removing existing barriers to online capital formation. While heralded at the time, the reality of the new regulations has revealed a disparity among member states in their compliance with the rules. In… Read More

August 6, 2025 @ 12:44 am By Omar Faridi  |  

Stablecoins, digital assets designed to maintain a stable value by pegging to assets like the U.S. dollar, have emerged as a key part of the cryptocurrency ecosystem. According to recent estimates, they account for trillions of dollars in monthly on-chain value transfers, evolving from crypto… Read More

August 5, 2025 @ 3:12 pm By Omar Faridi  |  

The European Central Bank (ECB) has recently released a series of updates that shed light on critical economic trends shaping the euro area. From inflation dynamics and wage growth to the enduring relevance of cash and the risks of critical trade dependencies, these reports offer… Read More

August 5, 2025 @ 3:07 pm By Omar Faridi  |  

In its Q2 2025 Industry Insights report, TrueAccord, a machine-learning and AI-driven digital debt collection fintech, offers an analysis of the economic landscape and its implications for the debt collection industry. The update shared by TrueAccord highlights key trends, regulatory updates, and strategic recommendations for… Read More

August 5, 2025 @ 10:03 am By JD Alois  |  

There has been a maelstrom of complaints this week targeting the UK government and its tepid response toward digital asset innovation. As the US moves forward with new law that enables payment stablecoins under the GENIUS Act, and pending legislation on crypto market infrastructure, the… Read More

August 5, 2025 @ 8:24 am By Tony Zerucha  |  

Crypto optimism rages, thanks to a softening of America’s position on crypto. That, and Ethereum’s 10th anniversary, had Web3 minds talking last week. NFT market rebound? “Renewed volume around legacy NFT collections like CryptoPunks shows that digital ownership still has speculative appeal, but the more… Read More

August 5, 2025 @ 8:21 am By Omar Faridi  |  

The Malta Financial Services Authority (MFSA) has taken new steps to promote greater transparency and fairness in Malta’s capital markets, following a comprehensive review of “how listed companies communicate with investors and the public.” The MFSA has released a “Dear CEO Letter” letter addressed to… Read More

August 5, 2025 @ 2:17 am By Omar Faridi  |  

The Autorité des Marchés Financiers (AMF), France’s financial markets regulator, has recently issued a series of critical updates aimed at safeguarding investors and ensuring the integrity of financial markets. These updates address unauthorized investment schemes, unregulated financial activities, and the oversight of asset management companies,… Read More

August 4, 2025 @ 3:14 pm By JD Alois  |  

The Chancellor of the Exchequer, Rachel Reeves, has publicly declared her intent to enable digital asset innovation in the UK, but for many, the Chancellor is falling short of this goal. Writing in the FT, former Chancellor George Osborne, has slammed Reeves, claiming that Britain… Read More

August 4, 2025 @ 12:39 pm By JD Alois  |  

Last week, the White House revealed its report on the President’s Working Group on Digital Asset Markets. The policy initiative was launched by President Donald Trump earlier this year as he sought to address the negligence during the Biden administration regarding digital asset innovation. Immediately, acting… Read More