Omar Faridi

India’s Stance on Digital Assets : Prioritizing CBDCs Despite High Crypto Adoption

India’s regulatory ecosystem for digital currencies remains a study in contrasts. While the country claims the world’s highest grassroots cryptocurrency adoption rate, as highlighted in Chainalysis‘ 2025 Global Crypto Adoption Index, policymakers continue to favor Central Bank Digital Currencies (CBDCs) like the digital rupee (e₹)… Read More

Fiserv Digital Assets Platform to Assist North Dakota with Issuing a Stablecoin

Fiserv, Inc. (NYSE: FI), a global provider of payments and financial services technology, in partnership with the Bank of North Dakota, announced the Roughrider coin, North Dakota’s stablecoin. Backed by U.S. dollars, the Roughrider coin will reportedly become the first U.S. state stablecoin to launch… Read More

False Declines Costing Merchants More than Fraud, Report Claims

The payments industry has been combatting fraud for many years. But according to Chargebacks911, a global firm focused on dispute resolution and chargeback prevention, data reveals that merchants are losing more money and goodwill to false declines than to fraudulent activities. This appears to be… Read More

Web3 Enabler Polygon Streamlines Global Payments with Rio Upgrade

Polygon has taken a step forward as the global payments chain in web3 with the Rio upgrade, which is being described as a product-focused network rehaul, now live on mainnet. As explained in the update, Rio now aims to make Polygon a lighter, more reliable,… Read More

Fintech Ramp Aims to Challenge Incumbents in Corporate Card Market

A recent report highlights fintech startup Ramp‘s seemingly aggressive push to disrupt American Express‘ current dominance in the $2 trillion U.S. corporate and small-business credit card sector. Founded in 2019 by Eric Glyman and Karim Atiyeh, Fintech firm Ramp has scaled to $1 billion in… Read More

Milo’s Bitcoin and Ethereum backed Mortgages Aim to Help Real Estate Investors Increase Wealth

Milo, the crypto lender behind the crypto backed mortgage, announced that its clients have increased their wealth by more than $100 million via its crypto mortgage offering. Using Bitcoin and Ethereum as collateral, Milo’s clients have acquired $80 million+ in property without liquidating their holdings…. Read More

QED Investors Shares Perspective on Why Fintechs are Increasingly Pursuing Bank Charters

QED Investors, a VC firm focused on investing in high-potential financial services firms in the US, has looked into why 2025 appears to have been the year of the bank charter. Since January of this year, there have been 20 filings for de novo charters,… Read More

Digital Assets Staking Now Offered via Coinbase to New York Residents

New York residents are now finally able to stake their crypto on digital assets exchange Coinbase (NASDAQ:COIN). Staking assets is described as a straightforward process sp that investors can put their crypto to work, securing blockchain networks and periodically receiving rewards in return. Thanks to Governor… Read More

AI Venture Builder Secures £619K+ via Republic Europe

AI Venture Builder, a UK-based startup studio focused on launching B2B AI-powered software solutions, has secured 103% of its £600,003 target via its fundraising campaign carried out via Republic Europe (with 7 days remaining in the crowdfunding campaign). AI Venture Builder is reporting a total… Read More

21X and DekaBank Complete On-chain Trade on Polygon Testnet

21X, the operator of the EU-regulated on-chain trading and settlement system, and DekaBank, the securities services provider of the German Savings Banks Finance Group (Sparkassen-Finanzgruppe), announced the  completion of an on-chain trade on the Polygon testnet. This marks a step forward in their collaboration “to… Read More

Bitcoin and Ethereum Adoption on the Rise with Institutions Increasing Exposure to Digital Assets : Analysis

Funds and public companies have now acquired more Bitcoin this year already than during the entire 2024. This, according to a recent update shared by André Dragosch, Director, Head of Research – Europe at Bitwise. André Dragosch of Bitwise noted that as of August 10,… Read More

Figure Co-founder Mike Cagney Predicts Emergence of Megabank Stablecoin Era

Mike Cagney, Co-founder and current Executive Chairman of Figure (NASDAQ:FIGR), which aims to transform capital markets by leveraging blockchain technology, predicts that the era of megabank stablecoin is coming. Cagney noted that the GENIUS Act will usher in JP Coin, and it will “suck the liabilities (deposits) out… Read More

Global Financial Institutions are Losing Clients Due to Inefficient Digital Onboarding Processes : Fenergo

The majority of FIs worldwide lost clients during the past year because of relatively slow onboarding, according to an update from Regtech Fenergo Notably, this is said to be highest rate recorded to date and appears to be a serious issue because UX and frictionless… Read More

Swiss Blockchain Firm FEDROK AG Supports Bamboo based Carbon Pilot Initiative

Timeless Bamboo has reportedly secured 10 acres of land for a bamboo-based carbon pilot by working cooperatively with Swiss blockchain-focused Fintech Fedrok AG. This was done by recording project data on-chain. Baseline surveys were carried out this past month and planting is expected to commence… Read More

Crowdcube to Enable Retail Investors to Acquire Shares in Atom Bank

Crowdcube is now allowing retail investors to acquire shares in Atom Bank. The UK based fintech firm is the latest in what has become a long line of startup initiatives that Crowdcube has enabled retail investors to invest in so far, including Revolut, Monzo Bank,… Read More

KPMG UK Comments on Bank of England Money and Credit Data

Karim Haji, Global and UK Head of Financial Services at KPMG, comments on the recent Money and Credit statistical release from the Bank of England ( for the month of August 2025). Karim Haji of KPMG has noted: “The downturn in mortgage approvals and remortgaging suggests… Read More

North Korean Crypto Hackers have Stolen $2 Billion+ this Year : Elliptic

Elliptic analysis reveals that North Korea-linked hackers have reportedly stolen over $2 billion in crypto-assets so far this year, which is said to be the largest annual total on record, with around 3 months still to go before 2025 comes to an end. But to… Read More

Canada Tops $12 Trillion in Payment Transactions in Past Year with Credit Cards Accounting for 1 in 3 Transfers, Report Claims

Canada reaches $12.2 trillion in payment transactions in 2024, with credit cards accounting for 1 in 3 transactions. This, according to a recent update shared by Payments Canada. Some of the main research report highlights are as follows: Digital payments represented 86 per cent of… Read More

Fintech Funding Remained Flat in Q3 Compared to Q2 2025 with Capital Concentrating in Mega-Rounds, Report Reveals

CB Insights has released the State of Fintech Q3’25 Report as part of a collaborative effort with Money20/20. The quarterly breakdown of the trends shaping fintech’s next wave of growth have been unveiled in a comprehensive report. Some of the main takeaways from the CB… Read More

Crypto and DeFi Markets Rally, Bitcoin Mining Stocks Surge as BTC Sets All-Time High of Over $126K

Crypto and DeFi markets are surging again with fresh new momentum as we enter the final quarter of 2025. As a result of this renewed investor enthusiasm, following a slight crypto market dip in September, Bitcoin mining stocks (including those of Riot Platforms and Hive,… Read More

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