Politics, Legal & Regulation

August 27, 2025 @ 2:33 pm By Omar Faridi  |  

The PitchBook Q3 2025 Quantitative Perspectives: US Market Insights report has provided an analysis of the US private markets amidst a dynamic macroeconomic environment. The report examines trends across private equity, venture capital, real estate, real assets, and private debt, with a particular focus on… Read More

August 27, 2025 @ 11:45 am By Tony Zerucha  |  

While some view the One Big Beautiful Bill Act as a green light for lax regulation, Green Dot Senior Vice President and General Manager of Embedded Finance, Renata Caine, said many envision themselves in a strict environment for several important reasons. Green Dot offers debit,… Read More

August 27, 2025 @ 11:31 am By Tony Zerucha  |  

A new article from Vermiculus and GreySpark Partners describes the impacts of North America’s shift to T+1 settlement on international financial institutions. It is available here. The short answer, if you are pressed for time, is a lot. The shift has good motivations. Pandemic-induced market… Read More

August 26, 2025 @ 11:16 pm By Omar Faridi  |  

The Australian Transaction Reports and Analysis Centre (Austrac) has taken decisive action against Binance, the world’s largest cryptocurrency exchange in terms of trading volume and scope of operations, by ordering its Australian operations to undergo an external audit. The directive stems from what Austrac describes… Read More

August 26, 2025 @ 3:32 pm By JD Alois  |  

Going Public is a platform that aims to solve a challenge in the securities crowdfunding sector. Promoting online offerings to potential investors and, hopefully, raising sufficient funds to enable the issuer to execute its mission. Online capital formation has been around for over a decade…. Read More

August 26, 2025 @ 2:12 pm By Omar Faridi  |  

European digital bank bunq has been slapped with a €2.6 million penalty by the Dutch Central Bank (DNB) for substantial shortcomings in its anti-money laundering (AML) and counter-terrorism financing (CTF) measures. The fine, announced recently, underscores the growing regulatory scrutiny faced by challenger banks as… Read More

August 26, 2025 @ 3:52 am By Omar Faridi  |  

Abu Dhabi Global Market (ADGM), the UAE capital’s premier international financial center, has recently introduced two significant initiatives aimed at enhancing governance, transparency, and investor confidence in its jurisdiction. These developments—a new real estate-focused permit service and finalized amendments to the Financial Services Regulatory Authority’s… Read More

August 26, 2025 @ 12:48 am By Omar Faridi  |  

In a seemingly significant development for the cryptocurrency industry, the U.S. Department of Justice (DOJ) has issued a statement clarifying that writing code does not constitute a criminal act. This announcement marks a potential turning point in how the U.S. government approaches enforcement actions within… Read More

August 25, 2025 @ 10:30 am By David J. Tucker  |  

For Fintech startups and their investors, getting a foothold in today’s marketplace is especially daunting. For every fintech startup, there are three that don’t succeed. At both the state and federal levels, there is increasing government scrutiny of fintech platforms, products, and services. Differences in… Read More

August 25, 2025 @ 9:51 am By Tony Zerucha  |  

The Crypto Council for Innovation led a series of industry associations this week that supported President Donald Trump’s nomination of Brian Quintenz as chairman of the CFTC. The Council said his prompt confirmation “is essential to accomplishing the proactive agenda your Administration has established to… Read More

August 25, 2025 @ 7:48 am By Omar Faridi  |  

The cryptocurrency ecosystem is undergoing a maturation phase, marked by increasing regulatory clarity, growing governmental adoption of Bitcoin as a strategic reserve, and significant market dynamics. Coinbase (NASDAQ:COIN) CEO Brian Armstrong has emerged as an active voice in the web3 space, offering insights into Bitcoin’s… Read More

August 24, 2025 @ 11:58 am By Omar Faridi  |  

In a move to address consumer financial protection, the Consumer Financial Protection Bureau (CFPB) has initiated legal proceedings against Synapse Financial Technologies, a now-bankrupt fintech company accused of mishandling customer funds. The lawsuit, filed on August 21, 2025, alleges that Synapse’s operational failures led to… Read More

August 24, 2025 @ 11:54 am By Omar Faridi  |  

In a recent statement, Andrew Ferguson, Chairman of the U.S. Federal Trade Commission (FTC), issued a stern warning to American technology companies regarding their compliance with new online safety regulations in the United Kingdom and European Union. Ferguson emphasized that adhering to these foreign laws… Read More

August 23, 2025 @ 8:11 am By Omar Faridi  |  

A coalition of prominent financial trade associations, collectively known as the Joint Trades, has called for significant revisions to the Basel Committee on Banking Supervision’s (BCBS) forthcoming Cryptoasset Exposures Standard, set to take effect in January 2026. The group, which includes the Global Financial Markets… Read More

August 23, 2025 @ 8:05 am By Omar Faridi  |  

In a key development for the cryptocurrency industry, the Office of the Comptroller of the Currency (OCC) has lifted a consent order imposed on Anchorage Digital in 2022, marking a pivotal moment for the only crypto firm holding a national bank charter. Anchorage Digital has… Read More

August 22, 2025 @ 4:14 pm By JD Alois  |  

A Special Master appointed by the Delaware District Court has recommended formal sanctions against both Envestnet and Yodlee, as part of a legal battle with FinancialApps LLC. FinancialApps claims trade secret misappropriation. Bain Capital recently acquired Envestnet, and Yodlee was acquired by STG Partners. According to… Read More

August 22, 2025 @ 3:42 pm By Omar Faridi  |  

Commodity Futures Trading Commission Acting Chairman Caroline D. Pham announced recently that the CFTC will begin its next crypto sprint initiative for “implementation of the recommendations in the President’s Working Group on Digital Asset Markets report.” Starting on August 21, 2025, Acting Chairman Pham will… Read More

August 22, 2025 @ 10:37 am By JD Alois  |  

In a speech delivered at Jackson Hole today, Federal Reserve Chairman Jerome Powell messaged a possible rate cut next month. As data has been contradictory regarding whether inflation was at risk of rising or unemployment heading lower, expectations for a rate cut in September have… Read More

August 21, 2025 @ 8:13 pm By JD Alois  |  

The Securities and Exchange Commission (SEC) has selected Judge Margaret “Meg” Ryan to become the new Director of the Division of Enforcement. This Division is the largest at the SEC and in many ways the most public aspect of the regulator. SEC Chairman Paul Atkins… Read More

August 21, 2025 @ 3:40 pm By JD Alois  |  

The Consumer Financial Protection Bureau (CFPB) is seeking feedback on reopened rulemaking under Section 1033 of the Dodd-Frank Act. This has to do with personal financial data generated by a user and who controls this information, and the potential for fees charged by a financial… Read More