Tagged: perspective

August 28, 2025 @ 10:31 am By JD Alois  |  

The World Federation of Exchanges (WFE) has issued a demand that regulators must crack down on digital assets that “mimic equities.” This references the concept of tokenization or digital securities. These digital assets will eventually replace their analog relative, but it appears legacy exchanges are… Read More

August 27, 2025 @ 11:45 am By Tony Zerucha  |  

While some view the One Big Beautiful Bill Act as a green light for lax regulation, Green Dot Senior Vice President and General Manager of Embedded Finance, Renata Caine, said many envision themselves in a strict environment for several important reasons. Green Dot offers debit,… Read More

August 25, 2025 @ 1:42 pm By Omar Faridi  |  

The digital assets ecosystem is undergoing a transformation, with tokenization often considered to be a useful technological breakthrough for digital finance. A recent column argues that tokenization, rather than blockchain or distributed ledger technology (DLT), is the most transformative development in the financial sector today…. Read More

August 25, 2025 @ 10:30 am By David J. Tucker  |  

For Fintech startups and their investors, getting a foothold in today’s marketplace is especially daunting. For every fintech startup, there are three that don’t succeed. At both the state and federal levels, there is increasing government scrutiny of fintech platforms, products, and services. Differences in… Read More

August 24, 2025 @ 6:54 pm By Omar Faridi  |  

Blockchain technology is reshaping the global financial and technological landscape, emerging as a force that potentially redefines how we think about ownership, settlement, and economic systems. A recent analysis from a16zcrypto highlights the profound impact of blockchains, describing them as a programmable, open, and inherently… Read More

August 24, 2025 @ 11:51 am By Omar Faridi  |  

Equity ownership has emerged as somewhat of a transformative tool for rebuilding middle-class wealth, offering employees a direct stake in the success of the companies they help build. This, according to insights from  Srikanth Narayan, CEO and Founder at Cache. By granting workers shares in… Read More

August 22, 2025 @ 10:37 am By JD Alois  |  

In a speech delivered at Jackson Hole today, Federal Reserve Chairman Jerome Powell messaged a possible rate cut next month. As data has been contradictory regarding whether inflation was at risk of rising or unemployment heading lower, expectations for a rate cut in September have… Read More

August 19, 2025 @ 11:11 pm By Omar Faridi  |  

In a call to modernize the mortgage industry, Michael Tannenbaum, CEO of Figure Technologies, argues that blockchain technology, not outdated federal interventions, holds the key to transforming mortgage markets for the better. In a recent statement on Figure’s official site, Tannenbaum outlined a vision for… Read More

August 19, 2025 @ 2:45 pm By JD Alois  |  

In the summer of 2022, NFT (non-fungible token) platform OpenSea saw a former employee charged with pursuing a digital asset insider trading ploy. The former Product Manager was arrested and charged with wire fraud and money laundering. As outlined by the US Department of Justice,… Read More

August 15, 2025 @ 7:35 am By Tony Zerucha  |  

The Web3 community had plenty to share about Ethereum, Bitcoin and altcoins this week. Bitcoin “The current outlook for Bitcoin and the broader crypto market over the next six to eight weeks is one of range-bound trading, with limited upside expected in the short term…. Read More

August 14, 2025 @ 9:15 am By JD Alois  |  

Open banking (or Open Finance) is a global concept that states financial data generated by users should be transferable if the customer or business approves. In other words, the user owns the data and not the bank. In the UK, this is mandated, making it… Read More

August 13, 2025 @ 12:51 pm By JD Alois  |  

Debanking, or compelling financial services firms to close accounts due to allegations of disfavored associations such as political affiliations, is hopefully at an end. During the Biden Administration, there were too many reports of individuals and businesses finding their banks had decided to shutter their… Read More

August 12, 2025 @ 2:47 pm By JD Alois  |  

How things have changed at the Securities and Exchange Commission (SEC). During the last administration, digital assets were vilified to an extreme. While telling crypto innovators to come in and chat, the offer was viewed as more of a trap. Some in the cryptosphere simply… Read More

August 11, 2025 @ 3:44 pm By Or Alon  |  

Over the last decade, private markets soared. Unicorns flourished, LPs [limited partners] piled in, and returns trounced public benchmarks. However, that era, marked by blind-pool trust and frictionless exits, is ending. What’s emerging is more sophisticated, more structured, and ultimately more sustainable. At the heart… Read More

August 11, 2025 @ 9:14 am By JD Alois  |  

Republic, the largest online capital formation platform in the world, has recently introduced a new product for investors. “Mirror Tokens” are digital assets that provide access for smaller investors to participate in private securities that are typically inaccessible to them. The Mirror Tokens pair with… Read More

August 8, 2025 @ 4:53 pm By Nick Morgan  |  

Breaking the Wealth Barrier: A New Vision for Retail Participation in Private Equity Over the course of this podcast, I’ve had the privilege of speaking with some of the most forward-thinking minds in capital formation, Fintech, and policy. But every so often, a guest brings… Read More

August 6, 2025 @ 9:36 am By JD Alois  |  

Several years ago, the European Union enacted harmonized securities crowdfunding rules aimed at removing existing barriers to online capital formation. While heralded at the time, the reality of the new regulations has revealed a disparity among member states in their compliance with the rules. In… Read More

August 5, 2025 @ 10:03 am By JD Alois  |  

There has been a maelstrom of complaints this week targeting the UK government and its tepid response toward digital asset innovation. As the US moves forward with new law that enables payment stablecoins under the GENIUS Act, and pending legislation on crypto market infrastructure, the… Read More

August 5, 2025 @ 8:24 am By Tony Zerucha  |  

Crypto optimism rages, thanks to a softening of America’s position on crypto. That, and Ethereum’s 10th anniversary, had Web3 minds talking last week. NFT market rebound? “Renewed volume around legacy NFT collections like CryptoPunks shows that digital ownership still has speculative appeal, but the more… Read More

August 4, 2025 @ 9:24 am By JD Alois  |  

Stablecoins, although often lumped in with cryptocurrency, are actually a new technology that enables payments and transfers. Digital currency, or payments stablecoins, holds the promise of faster, cheaper, and more secure transfers compared to the more traditional processes widely used today. There was a period… Read More