Tagged: perspective

November 26, 2017 @ 12:00 pm By Patrick A. Reardon  |  

On September 13, 2017, the Securities and Exchange Commission’s Advisory Committee on Small and Emerging Companies held its final meeting.  The SEC will replace this Advisory Committee with the new statutorily established Small Business Capital Formation Advisory Committee. At this meeting, the Advisory Committee adopted… Read More

November 21, 2017 @ 10:04 pm By AdaPia d'Errico  |  

Both venture capital (VC) investing and real estate investing involve some level of risk assessment, they both have the potential for big returns, and investors have the opportunity to help someone else reach a desired goal. Despite this common ground, there are some distinct differences…. Read More

November 21, 2017 @ 12:42 pm By JD Alois  |  

The Cardozo Blockchain Project is an initiative from Cardozo Law School that seeks to address the legal issues and challenges related to Blockchain technology and the fast emerging Initial Coin Offering market. The project is directed by Prof. Aaron Wright but includes the input and… Read More

November 20, 2017 @ 2:48 pm By JD Alois  |  

Jason Hsu is on a mission to turn Taiwan into a Fintech hub. This includes the development of a robust Initial Coin Offering market – in stark contrast to several Asian neighbors like China and South Korea,  two countries that banned all ICOs earlier this… Read More

November 19, 2017 @ 12:00 pm By Lowell Putnam  |  

  On October 18, the Consumer Financial Protection Bureau (CFPB) issued a set of principles on consumer-authorized data sharing and aggregation intended to safeguard consumer interest as the data sharing market continues to develop in the US. As a financial data company providing account aggregation,… Read More

November 14, 2017 @ 5:57 am By Craig Peterson  |  

All eyes are on the UK’s property market since the Bank of England announced its first increase in the base rate since July 2007.  The question on everyone’s lips: how will the market react? After a decade of historically low rates homeowners have become relaxed… Read More

November 12, 2017 @ 3:00 pm By Samuel Guzik  |  

Man Proposes and God Disposes On November 8, at an Annual  New York City gathering of securities professionals, SEC Chair Jay Clayton went off script – and in doing so provided what is likely to be the clearest guidance we can expect to receive from… Read More

November 10, 2017 @ 3:27 pm By JD Alois  |  

Acting Comptroller of the Currency Keith Noreika delivered a speech this week that has the traditional banking industry up in arms.  Noreika made the heretical statement that competition is good for the banking industry inciting the wrath of the Independent Community Bankers of America (ICBA),… Read More

November 9, 2017 @ 3:29 pm By Amy Wan and Daniel Rice  |  

Well, here we are again. On November 6, Parity encountered yet another failure, and the result? Reportedly, some $150 to $300 million dollars worth of Ether (we are hearing conflicting reports as to how much ETH has been frozen) is locked down, and we’re hearing… Read More

November 8, 2017 @ 9:34 am By JD Alois  |  

  Acting Comptroller of the Currency Keith Noreika delivered a speech today discussing the US banking industry. In the speech, Noreika makes an important point: US banks need more competition, not less. He also intimates that mixing commerce and banking can deliver benefits to consumers…. Read More

November 7, 2017 @ 5:00 pm By Therese Torris  |  

  Recently, the European Securities and Markets Authority (ESMA) held its first ever conference in Paris. The event underlined the growing importance of ESMA, the European Supervisory Authority for capital markets. Along with the European Commission and the Parliament, ESMA is one of the pillars… Read More

November 7, 2017 @ 2:20 pm By JD Alois  |  

Recently someone forwarded a copy of the Tezos Terms of Allocation regarding their spectacularly successful Initial Coin Offering (ICO). To update anyone that has not followed the odyssey of the high profile ICO, Tezos – a self amending cryptographic ledger”, raised $232 million this past… Read More

November 6, 2017 @ 12:17 pm By Samuel Guzik  |  

As a securities lawyer and a sometimes advocate for smart regulation of capital formation, I must confess: When it comes to addressing the current state of the Initial Coin Offering (ICO) marketplace, I believe that market participants face a crisis of growing proportions. No Hype… Read More

November 5, 2017 @ 3:00 pm By Joshua Ashley Klayman  |  

You Can’t Generally Stop Someone From Suing You. In the years before the blockchain buzz, I often would sit in my mentor’s office for conference calls. Even on calls where there was not much for me to add, I always learned from listening to him… Read More

November 2, 2017 @ 9:02 pm By Howard Marks  |  

It is clear with the Tezos Greek tragedy, many Initial Coin Offering (ICO) investors are worried about investing in complex and sometimes shady structures. The founders visiting the Swiss city of Zug to set up their foundation may find their days numbered. The idea to… Read More

November 1, 2017 @ 8:01 pm By Georgia Quinn  |  

  Sober enthusiasm is the way I would describe a recent LAT Blockchain Economic Forum I attended in New York City. Most speakers at the event noted that we are in a crypto bubble referencing the gold rush mentality embracing the Initial Coin Offering (ICO)… Read More

October 31, 2017 @ 5:00 pm By JD Alois  |  

Several years back while at LendIt Europe in London, I had the opportunity to sit down with Karen Mills a Senior Fellow at the Harvard Business School Harvard. Mills previously was a Cabinet Member during the Obama Administration from 2009 to 2013. At that time,… Read More

October 29, 2017 @ 9:32 pm By JD Alois  |  

McKinsey recently published a report on the global banking industry. While stating the financial recovery has helped old finance regain their footing the future is not quite so clear. According to the authors; “New digital entrants are also having an impact on bank performance, particularly… Read More

October 29, 2017 @ 4:17 pm By Ido Lustig  |  

What is a world-class risk team and how do you build one? I’m often asked that question as Chief Risk Officer of BlueVine. Like other Fintech lenders, we are intensely focused on risk. Building a world-class risk team has been and will always be a… Read More

October 26, 2017 @ 11:10 pm By JD Alois  |  

The US Securities and Exchange Commission (SEC) pumped their regulatory brakes on Initial Coin Offerings (ICOs) earlier this year. Pointing to the DAO debacle, the Feds said if a tokenized offering is a security it will be regulated, end of story. This  statement was a long… Read More