JD Alois

Wecash Forms JV with Kresna Investments & JAS Kapital to Enter Indonesian Market

wecash-smartphone

Wecash Group, one of China’s top Fintech firms, has entered the Indonesian market via a joint venture with JAS Kapital and Kresna Investments. Wecash is a big-data credit evaluation platform. Founded in 2014, Wecash was the first Chinese startup to leverage data to detect fraud and appraise consumers credit…. Read More

Real Estate as an Alternative Investment for Non-Accredited Investors

real-estate-los-angeles

Real estate crowdfunding has experienced rapid growth in the US.  Yet most opportunities have been made available only to accredited investors. As securities laws are updated to accommodate the emerging innovation of internet finance traditional methods of funding real estate projects are being disrupted. At… Read More

Fundrise Prepares to Launch their “Greatest Innovation Yet”

Ben Miller

Fundrise has posted a page blocker announcing a new feature or application to be revealed soon. While short on details, Ben Miller, CEO and co-founder, states they are preparing to embark on “perhaps our greatest innovation yet.” Fundrise was the first online investment platform to… Read More

GrowthFountain is Newest FINRA Approved Reg CF Crowdfunding Platform

ken-staut

  GrowthFountain is the newest entry into the Reg CF crowdfunding space. The platform received its regulatory approval in December and today has officially launched. As of today, 22 platforms have received regulatory approval with one, uFundingPortal, being pulled from the list for operational shortcomings… Read More

2017 Americas Alternative Finance Industry Study: The University of Chicago & University Cambridge Partner on Research

ccaf-2017-americas-study

The Polsky Center for Entrepreneurship and Innovation and Booth School of Business at the University of Chicago and the Cambridge Centre for Alternative Finance (CCAF) at the University of Cambridge Judge Business School have partnered again on the 2017 Americas Alternative Finance Industry survey. Research… Read More

Comments on Theresa May’s Modern Industrial Strategy: I Believe the Government Will Succeed in Making the Country the ‘Global Britain’

theresa-may-global-uk

Yesterday, Prime Minister Theresa May revealed her vision for a modern industrial strategy for the UK. The policy proposal was released during her first regional cabinet meeting. May is engaged in a tight-rope walk of policy as she manages ramifications of Brexit while crafting an… Read More

Goji Selected to Launch IFISA for Landbay, Downing, Peer Funding and UK Bond Network

IF ISA Innovative Finance ISA

Specialist provider of P2P and marketplace lending products and services, Goji, has announced that Landbay, bond investment platform UK Bond Network, crowd bond provider Downing, and SME-focused P2P platform Peer Funding have each selected their platform to offer the Innovative Finance ISA (IFISA). Goji said… Read More

Lloyds: Low Interest Rates & Fintech are the Most Important Trends that Will Shape Banking Over the Next 10 years

António Horta-Osório, Chief Executive, Lloyds Banking Group, United Kingdom speaking during the Session "Global Banking Outlook" at the Annual Meeting 2017 of the World Economic Forum in Davos, January 19, 2017
Copyright by World Economic Forum / Manuel Lopez

Speaking at the World Economic Forum in Davos, Lloyds Banking Group Chief Executive Officer Antonio Horta-Osorio made the statement that “low-interest rates and fintech are the most important trends that will shape banking over the next 10 years.” The pronouncement comes as Lloyds has been enduring… Read More

Brian Korn on OCC Fintech Charter: Novel Attempt by Regulator to Adjust to Changing Times

occ-fintech-charter

The concept of a Fintech Charter for emerging firms in the financial services industry has generated plenty of attention on Capitol Hill and with Fintech entrepreneurs. Originally pitched by the Office of the Comptroller of the Currency towards the end of last year, a comment… Read More

Here is the UKs Paper on Corporate Governance Reform

theresa-may

Brexit fallout has created an “all-hands” situation for the UK. Departing the EU poses many challenges including the possibility for a diminished access to the single market. Prime Minister Theresa May, entrusted to manage one of the most challenging policy environment in recent history, has… Read More

Voice of Reason: Mercatus Explains Need for Fintech Charter to Boost Innovation

washington-monument-dc-clouds-sky-dusk-mall

“If you want something new, you have to stop doing something old” ― Peter F. Drucker The Office of the Comptroller of the Currency (OCC) rattled the cages of big finance and state regulators in proposing a possible “Fintech Charter” to license and regulate emerging… Read More

Funding Circle Stops Originating Loans in Spain

Stop Sign

Following big news of a $100 million funding round, Funding Circle has announced it will stop issuing new loans in Spain. The announcement was posted on the Spanish version site of the SME peer to peer lender noting that it has not offered new loans… Read More

FINRA Issues Report on Blockchain & Implications for Securities Industry

Blockchain

FINRA has published a report (embedded below) on Blockchain or Distributed Ledger Technology (DLT) and its implications for the securities industry. The publication is entitled; “Distributed Ledger Technology: Implications of Blockchain for the Securities Industry.” FINRA, or the Financial Industry Regulatory Authority, is the self-regulatory organization… Read More

OTCQX Celebrates 10 Years of Operation

happy birthday cake

OTC Markets’ OTCQX – or their best marketplace – is celebrating its 10th anniversary of operations. While OTC Markets’ lineage dates back to 1913, their “elite tier” of traded securities remains a pre-teen. Modeled after the London Stock Exchange’s successful AIM market, OTCQX was created… Read More

P2P Lender Linked Finance Receives Backing from Eiffel Investment Group

niall-dorrian-peter-omahony-linked-finance

Linked Finance, an Irish peer to peer lending platform, has signed an agreement with Eiffel Investment Group to back Irish SME loans.  The partnership was spawned in part by Linked Finance’s rapid growth of 132% over the past 6 months. Eiffel Investment Group will contribute… Read More

Entrepreneurial Scotland’s Saltire Fellowship Program is Now Accepting Applications

sandy-kennedy-paul-reynolds-mark-baird-at-gin-71-d-1

Entrepreneurial Scotland’s Saltire Fellowship program has opened for applications for its 2017/2018 program. The Fellowship is an intensive leadership development opportunity for Scotland’s most ambitious and entrepreneurially-minded individuals. Entrepreneurial Scotland’s Chief Executive, Sandy Kennedy, commented on the program; “The current landscape is changing both nationally… Read More

Energy Startup Smalle Technologies Raises €240,550 on Crowdcube Spain

beforcis

Barcelona-based clean energy startup Smalle Technologies, a company that wants to market a wave-powered electricity generator for buoys, has closed a €240,550 investment round on Crowdcube Spain. This is the third funding round for the University of Barcelona spin-off. In total, 157 people invested with… Read More