September 17, 2025 @ 11:51 am By Tony Zerucha  |  

This week, Reach3 Insights, in collaboration with PayPal, announced new research uncovering the powerful role that rewards play in consumer payment decisions. Using Reach3’s conversational, mobile-first approach, the study revealed that consumers’ preferences go far beyond dollars and cents, and that rewards drive loyalty, shape… Read More

September 16, 2025 @ 10:21 pm By Tony Zerucha  |  

OwlTing, a global blockchain Fintech company, has launched gift card purchases within its self-custody digital wallet, OwlPay Wallet Pro. This update allows U.S. individual users to buy more than 100 digital gift cards directly with USDC on the wallet for everyday spending, offering a new… Read More

September 16, 2025 @ 10:16 pm By Tony Zerucha  |  

  Nasdaq and tokenized stocks, digital asset treasuries, and Justin Sun had Web3 talking this past week. Nasdaq’s bet on tokenized stocks “If the SEC allows tokenized equities to be traded on the Nasdaq, it would mark a watershed moment for the crypto industry –… Read More

September 16, 2025 @ 2:46 pm By Tony Zerucha  |  

finmid, an embedded finance provider, this week announced that its embedded lending infrastructure is now available in 30 European markets, giving access to 32 million SMES across the region. finmid has added Bulgaria, Croatia, Estonia, France, Hungary, Ireland, Malta, Romania, Iceland and Switzerland to the… Read More

September 16, 2025 @ 8:50 am By Tony Zerucha  |  

According to the J.D. Power 2025 U.S. Retirement Plan Digital Experience Study, 62% of retirement plan website and app users say security is more important than convenience regarding their overall digital experience. Moreover, account security is now one of the biggest drivers of overall customer… Read More

September 16, 2025 @ 8:22 am By Tony Zerucha  |  

Episode Six, a global provider of enterprise-grade card issuing and ledger infrastructure, and Trustly, a provider of Pay by Bank, have this week announced a partnership. Through this collaboration, Episode Six will provide the issuer processing technology for Trustly’s “card rail plugin integration,” enabling U.S…. Read More

September 16, 2025 @ 8:15 am By Tony Zerucha  |  

Green Dot (NYSE: GDOT), a financial technology and bank holding company, has added Stripe as its newest Green Dot Network partner. Powered by Green Dot’s embedded finance platform, Arc, Stripe Treasury will allow users to quickly and conveniently add cash to their accounts at any of Green Dot’s more than… Read More

September 16, 2025 @ 8:10 am By Tony Zerucha  |  

Lumera Protocol, an AI-first Layer-1 blockchain evolved from Pastel Network, has launched its mainnet, delivering verifiable, modular services for decentralized storage, AI inference, and content authenticity. Built on the Cosmos SDK with CometBFT consensus and native Inter-Blockchain Communication (IBC), Lumera enables integration with Cosmos chains,… Read More

September 15, 2025 @ 2:16 pm By Tony Zerucha  |  

This past week, Web3 talked about gold, geopolitics, and market pressures. “Over the last few days, gold has resumed its rally, as geopolitical concerns are weighing on the market once again. As such, it has taken the helm of this year’s best-performing asset from Bitcoin,… Read More

September 15, 2025 @ 3:43 am By Tony Zerucha  |  

Flutterwave, an African technology company, is partnering with Clear Junction, a provider of payment solutions for regulated institutions. Flutterwave now has access to Clear Junction’s technical infrastructure and transaction routing. This is a milestone in addressing the evolving needs of migrant workers and families relying on… Read More

September 14, 2025 @ 8:46 pm By Tony Zerucha  |  

New insights from Cash App Afterpay’s 2025 Holiday Survey give an insight into how many Americans are determined to preserve seasonal traditions – and manage their stress – through mindful spending, planning ahead, and still finding a little time for self-care. Conducted by Morning Consult, the research examined… Read More

September 14, 2025 @ 5:44 pm By Tony Zerucha  |  

While it’s still the early days, voice AI is one area where artificial intelligence promises cost savings and service improvements. Deepgram is a decade-old company that quickly saw AI’s potential in voice. It is developing voice AI for enterprise use cases like call centers and… Read More

September 14, 2025 @ 5:36 pm By Tony Zerucha  |  

Binance, the world’s leading cryptocurrency exchange by trading volume and users, and Franklin Templeton, a global investment provider with $1.6 trillion in assets under management, announced a collaboration to build digital asset initiatives and solutions tailored for a broad range of investors. The firms will explore… Read More

September 12, 2025 @ 12:45 pm By Tony Zerucha  |  

Argentinian Fintech Kamipay’s deliberate strategy for providing cross-border, real-time payments in LatAm’s diverse market is successful. The infrastructure enables Argentines to pay with Pix in Brazil directly from their local apps, and that’s just the beginning. CFO and late co-founder Eduardo Dundas said Kamipay has… Read More

September 11, 2025 @ 1:37 am By Tony Zerucha  |  

Bluwhale, a decentralized intelligence network powering AI agents across blockchains, has launched a digital financial health dashboard aimed at Gen Z navigating a hybrid world of digital assets and traditional finance. Whale Score combines and analyzes crypto, stablecoins, staking income, digital assets, cash, and traditional… Read More

September 10, 2025 @ 9:03 am By Tony Zerucha  |  

RedStone, a DeFi oracle network, has acquired Credora, an on-chain credit rating platform backed by Coinbase Ventures, S&P, and Hashkey. The transaction is subject to customary approvals. Operating under the new brand Credora by RedStone, the combined platform introduces an oracle-powered risk rating framework for… Read More

September 10, 2025 @ 6:27 am By Tony Zerucha  |  

Ethereum as the tokenization coin of choice, Clean Core converting into a digital asset treasury company, and interesting market movements comprise v2 of Web3 Thoughts of the Week. Clean Core is converting into a digital asset treasury company “Clean Core recently announced that they were… Read More

September 9, 2025 @ 10:33 pm By Tony Zerucha  |  

According to new research from Tink, UK SMEs relying on outdated manual bank transfers as a primary method of payment lost out on an estimated £6.15 billion in sales last year. The study surveyed 2,000 UK consumers and 500 SME leaders to understand how this payment… Read More

September 9, 2025 @ 9:36 pm By Tony Zerucha  |  

As the financial and insurance industries race toward an estimated $97 billion in artificial intelligence (AI) spending by 2027, up from $35 billion in 2023, they face some of the highest AI risk exposures of any sector. Cybernews research into S&P 500 companies identified 158… Read More

September 9, 2025 @ 8:35 pm By Tony Zerucha  |  

As struggling consumers increasingly seek guidance on a wide range of financial topics from budgeting to investing, many are turning to artificial intelligence (AI) tools for help. A J.D. Power study also found that with prices on consumer goods increasing at the fastest rate in five… Read More