Tagged: credit

November 23, 2025 @ 8:03 pm By Omar Faridi  |  

Analytics software provider FICO (NYSE: FICO) announced a partnership with Plaid, a financial data network, in order to enable the so-called next generation of the cash flow UltraFICO Score. This solution will combine the FICO Score, used by US lenders, with real time cash-flow data… Read More

November 23, 2025 @ 4:36 pm By Omar Faridi  |  

Consumers are reporting that they are expecting to rely more heavily on credit cards this season, with 42% naming it their preferred payment method—up from 38% last year. According to TransUnion’s (NYSE: TRU) Q4 2025 U.S. Consumer Pulse study, US consumers remain interested in shopping… Read More

November 21, 2025 @ 3:44 pm By Tony Zerucha  |  

Zillow is giving renters a new way to turn their largest monthly expense into real financial progress with CreditClimb, a credit-building tool powered by Esusu. Renters nationwide can enroll directly through Zillow to have their on-time rent payments automatically reported to all three major credit bureaus for… Read More

November 17, 2025 @ 11:09 pm By Omar Faridi  |  

Experian, a global firm focused on data and technology, announced the Experian Credit + Cashflow Score. The model combines Experian’s credit, alternative and trended data, and consumer-permissioned banking information into a “singular score.” Scott Brown, Group President, Financial and Marketing Services for Experian North America… Read More

November 16, 2025 @ 10:51 pm By Omar Faridi  |  

TransUnion (NYSE: TRU) launched a new solution designed to combat credit washing—the practice of removing legit, accurate and “non-obsolete” credit data from credit profiles. TransUnion’s so-called Credit Washing Solution helps financial institutions detect and combat this concerning threat. This year, around 5% of U.S. consumers… Read More

November 14, 2025 @ 12:52 pm By Omar Faridi  |  

Nubank (NYSE: NU), one of the world’s digital financial services platforms, announces the launch of products that aim to enable greater autonomy for customers. The Nu Guaranteed Limit (Nu Limite Garantido) and the Limit Mission (Missão Limite) reinforce Nubank’s positioning as “a partner in the… Read More

November 9, 2025 @ 5:29 am By Omar Faridi  |  

Experian UK&I is introducing what it claims is an improved credit score that better reflects how credit applications are assessed, giving consumers a clearer picture of their overall borrowing potential and “more ways to improve their score.” The updated score includes new data, such “as… Read More

November 4, 2025 @ 11:11 pm By Omar Faridi  |  

Patterns in consumer credit risk indicate a prominent divide among US based consumers, as some demonstrate “heightened financial resilience,” meanwhile others are now facing growing challenges. These latest insights have come from TransUnion’s (NYSE: TRU) Q3 2025 Credit Industry Insights Report, which also reveals how… Read More

October 17, 2025 @ 1:21 am By Omar Faridi  |  

Advance, the credit card from Lloyds, provides support to help build a good credit score in a responsible manner- suitable for consumers with big aspirations on the horizon that will require substantial borrowing to help turn them into a reality. When working toward life goals,… Read More

October 9, 2025 @ 12:27 am By Omar Faridi  |  

Karim Haji, Global and UK Head of Financial Services at KPMG, comments on the recent Money and Credit statistical release from the Bank of England ( for the month of August 2025). Karim Haji of KPMG has noted: “The downturn in mortgage approvals and remortgaging suggests… Read More

September 19, 2025 @ 8:42 am By Tony Zerucha  |  

This week, global digital transformation company GFT Technologies announced its work to launch a generative AI-powered credit risk assistant in the U.S. to inform and scale lending decisions for private capital firms and banks. The new tool automatically pieces together financial data to create credit… Read More

September 1, 2025 @ 9:32 pm By Omar Faridi  |  

A recent analysis by TransUnion (NYSE: TRU), a global firm focused on consumer credit reporting, has uncovered a significant correlation between rising payment-to-income (PTI) ratios and increasing mortgage delinquency rates, offering lenders a critical early warning tool to manage financial risk. Released on August 28,… Read More

August 20, 2025 @ 8:20 am By Omar Faridi  |  

A significant regulatory update approved by Brazil’s National Monetary Council (CMN) took effect, allowing a single property to be used as collateral in multiple credit transactions. This measure, outlined in CMN Resolution No. 5,197 builds on provisions introduced by Law No. 14,711 and aims to… Read More

August 15, 2025 @ 2:28 pm By Omar Faridi  |  

TransUnion’s Q2 2025 Credit Industry Insights Report (CIIR) reveals a U.S. consumer credit market demonstrating resilience and disciplined behavior amid a complex economic landscape. Released on August 14, 2025, the research report highlights steady credit usage, controlled balance growth, and declining delinquency rates across key… Read More

August 14, 2025 @ 6:21 am By Omar Faridi  |  

TPG Twin Brook Capital Partners, the middle-market direct lending platform of TPG Inc. (NASDAQ: TPG), and Coller Capital, the private market secondaries manager, announced the closing of a $3 billion credit-focused continuation vehicle, marking a significant transaction in the private credit secondaries market. The continuation… Read More

August 14, 2025 @ 5:47 am By Omar Faridi  |  

H.I.G. WhiteHorse, the direct lending credit affiliate of H.I.G. Capital, a global alternative asset management firm with $70 billion of capital under management, today announced the final closing of H.I.G. WhiteHorse Middle Market Lending Fund IV. Fund IV closed with “$5.9 billion of assets and… Read More

August 12, 2025 @ 5:11 am By Omar Faridi  |  

Railpen, one of the pension funds in the UK, has awarded a securitised credit mandate to Neuberger Berman – a private, independent, and employee-owned investment manager. It builds on an existing partnership between the two firms and “will provide Railpen with additional exposure to liquid… Read More

August 11, 2025 @ 12:50 pm By Omar Faridi  |  

Palmer Square Capital Management, an investment firm specializing in corporate and structured credit, has announced a significant step in its global expansion strategy with the launch of its first European Collateralized Loan Obligation (CLO) Exchange-Traded Funds (ETFs). This development marks a pivotal moment for the… Read More

August 5, 2025 @ 6:42 am By Tony Zerucha  |  

Lili, a platform that integrates business banking, business credit, and accounting for small and mid-sized businesses, this week launched the Lili BusinessBuild Program, a credit-building solution that helps entrepreneurs build and monitor their business credit profile directly from their Lili account. For many business owners,… Read More

July 28, 2025 @ 2:12 am By Omar Faridi  |  

Berlin-based Fintech Credibur has secured $2.2 million (€1.85 million) in pre-seed funding to launch its credit infrastructure platform. The round is led by European FinTech VC Redstone, “followed by Silicon Valley’s MS&AD Ventures and Canadian VC Inovia.” The funding round includes business angels from the… Read More