September 4, 2025 @ 3:30 pm By Tony Zerucha  |  

While ratios and messaging surrounding Visa’s looming VAMP program have changed, one message is clear: acquirers and merchants should look to technology to stay in Visa’s good books. Beginning Oct. 1, Visa begins enforcement of the Visa Acquirer Monitoring Program (VAMP). It combines fraud and… Read More

September 2, 2025 @ 9:00 am By Tony Zerucha  |  

The Web3 community has thoughts on banks missing out on stablecoins and tokenized stocks. This and crypto IPOs, dominate Web3 thoughts of the past week. Banks lobbying against stablecoins “Banks are leaning on regulators because they want to protect their bottom line, but there’s no… Read More

August 30, 2025 @ 3:54 pm By Tony Zerucha  |  

Atomic, an embedded investing platform for fintechs and financial institutions, this week announced an additional $30 million in growth capital. The round was led by Aquiline, and Brewer Lane, with participation from Intuit, Nationwide Ventures, Erie Strategic Ventures, Samsung Next, Appia Ventures, QED Investors, Anthemis, and Y Combinator…. Read More

August 30, 2025 @ 3:52 pm By Tony Zerucha  |  

YouHodler’s chief of markets, Ruslan Lienkha, and Function CEO Thomas Chen comment on recent crypto movements. BTC and ETH’s Pullbacks “The recent pullback in BTC and ETH is essentially a reflection of broader market sentiment, particularly the mild correction currently observed in U.S. equity indices…. Read More

August 30, 2025 @ 12:31 pm By Tony Zerucha  |  

Supported by Swift’s infrastructure, Ant International, a global Fintech provider, and Standard Chartered Bank have launched live production trials for a bank-to-wallet payment solution using the ISO 20022 financial messaging standards. Through Alipay+, the global wallet gateway service under Ant International, the first transactions were completed… Read More

August 29, 2025 @ 3:26 pm By Tony Zerucha  |  

The Commodity Futures Trading Commission (CFTC) is enhancing its market surveillance and fraud detection capabilities by deploying Nasdaq’s surveillance technology. As the CFTC embraces an expanding regulatory remit, it will look to Nasdaq’s Market Surveillance platform to support its mission to promote market integrity. The… Read More

August 29, 2025 @ 11:36 am By Tony Zerucha  |  

Web3 is bullish on Ethereum. Find out why below. “Both retail traders and institutions are recognizing that the next evolution of crypto isn’t just holding or staking, it’s the ability to unlock liquidity and leverage across a permissionless landscape. The substantial inflows we’ve seen from… Read More

August 29, 2025 @ 9:23 am By Tony Zerucha  |  

Green Dot (NYSE:GDOT), along with its wage and disbursements division, rapid!has joined the Workday Partner Program. Through this partnership, Green Dot will deliver payroll and payment solutions, like earned wage access (EWA) that are designed to help streamline operations, improve employee retention and promote financial wellness… Read More

August 29, 2025 @ 8:17 am By Tony Zerucha  |  

Rain, an enterprise-grade infrastructure for stablecoin-powered payments, has secured a $58 million Series B funding round led by Sapphire Ventures, with participation from Dragonfly, Galaxy Ventures, Endeavor Catalyst, Samsung Next, Lightspeed, and Norwest. The raise brings Rain’s total funding to $88.5M and comes just five… Read More

August 29, 2025 @ 4:34 am By Tony Zerucha  |  

CredMont has officially launched as the first user-owned credit card DataDAO, built on the Vana Network. With more than 12,000 users at inception, CredMont is pioneering the creation of a collectively owned dataset of credit card transactions — long regarded as one of the most… Read More

August 28, 2025 @ 10:31 pm By Tony Zerucha  |  

US stocks were volatile this week after President Donald Trump’s attempt to remove Federal Reserve Governor Lisa Cook from the central bank’s board of Governors, an unprecedented act that is intensifying fears about the erosion of the Fed’s independence. The ICE US Dollar Index shed… Read More

August 28, 2025 @ 8:46 am By Tony Zerucha  |  

Results of a new study by the Kaplan Group reveal that SaaS companies are on much sounder financial footing than they were only a few years ago. The Kaplan Group analyzed SEC filings from 46 SaaS firms between 2022 and 2025. The total debt of… Read More

August 27, 2025 @ 3:19 pm By Tony Zerucha  |  

Web3 discusses how rate cut signals and political pressures are shaping crypto flows, and what’s next for Bitcoin: “Rate cuts and political pressure are creating two reinforcing forces for crypto right now: on one side, lower rates weaken the dollar and push capital toward alternative… Read More

August 27, 2025 @ 11:45 am By Tony Zerucha  |  

While some view the One Big Beautiful Bill Act as a green light for lax regulation, Green Dot Senior Vice President and General Manager of Embedded Finance, Renata Caine, said many envision themselves in a strict environment for several important reasons. Green Dot offers debit,… Read More

August 27, 2025 @ 11:31 am By Tony Zerucha  |  

A new article from Vermiculus and GreySpark Partners describes the impacts of North America’s shift to T+1 settlement on international financial institutions. It is available here. The short answer, if you are pressed for time, is a lot. The shift has good motivations. Pandemic-induced market… Read More

August 26, 2025 @ 10:09 am By Tony Zerucha  |  

Web3 also opined on crypto treasuries, the GENIUS Act, Stablecoins and Solana Newer tokens risk damaging corporate crypto treasuries “Top few assets in crypto that have been around for years and their ecosystems have kept evolving have the depth and history to handle treasuries –… Read More

August 25, 2025 @ 1:47 pm By Tony Zerucha  |  

UPay’s 2025 Global Digital Payments Report provides a concise summary of virtual card and digital wallet use. It also offers a prescription for future growth. Digital wallet spending growth over the past decade is essentially tenfold, growing from $1.6 trillion in 2014 to $15.7 trillion… Read More

August 25, 2025 @ 9:51 am By Tony Zerucha  |  

The Crypto Council for Innovation led a series of industry associations this week that supported President Donald Trump’s nomination of Brian Quintenz as chairman of the CFTC. The Council said his prompt confirmation “is essential to accomplishing the proactive agenda your Administration has established to… Read More

August 25, 2025 @ 8:38 am By Tony Zerucha  |  

SoFi (NASDAQ: SOFI) and infrastructure provider Lightspark are teaming up to deliver the former’s upcoming international money transfer service. It enables members to send funds abroad directly from the SoFi app. Lightspark, an enterprise infrastructure provider that uses the Bitcoin Lightning Network, will enable the… Read More

August 25, 2025 @ 6:57 am By Tony Zerucha  |  

Zum Rails – an instant payments ecosystem and embedded finance provider, has launched its new suite of Mastercard–powered prepaid card programs across most of Canada, save for British Columbia.   These reloadable cards will enable businesses to offer expense management, wage access, consumer rewards, and… Read More