Tony Zerucha

Web3 Discusses Rate Cuts and Their Crypto Effect

Web3 discusses how rate cut signals and political pressures are shaping crypto flows, and what’s next for Bitcoin: “Rate cuts and political pressure are creating two reinforcing forces for crypto right now: on one side, lower rates weaken the dollar and push capital toward alternative… Read More

Viewing the One Big Beautiful Bill Act As a Call to Stricter Regulation

While some view the One Big Beautiful Bill Act as a green light for lax regulation, Green Dot Senior Vice President and General Manager of Embedded Finance, Renata Caine, said many envision themselves in a strict environment for several important reasons. Green Dot offers debit,… Read More

T+1 Settlement Switch Analyzed in New Report

A new article from Vermiculus and GreySpark Partners describes the impacts of North America’s shift to T+1 settlement on international financial institutions. It is available here. The short answer, if you are pressed for time, is a lot. The shift has good motivations. Pandemic-induced market… Read More

Solana, GENIUS Act & More: Web3 Discusses Crypto News

Web3 also opined on crypto treasuries, the GENIUS Act, Stablecoins and Solana Newer tokens risk damaging corporate crypto treasuries “Top few assets in crypto that have been around for years and their ecosystems have kept evolving have the depth and history to handle treasuries –… Read More

UPay Report Charts Rise of Virtual Cards and Digital Wallets; Predicts Future Growth

UPay’s 2025 Global Digital Payments Report provides a concise summary of virtual card and digital wallet use. It also offers a prescription for future growth. Digital wallet spending growth over the past decade is essentially tenfold, growing from $1.6 trillion in 2014 to $15.7 trillion… Read More

Quintenz’s CFTC Nomination Supported by Crypto Groups

The Crypto Council for Innovation led a series of industry associations this week that supported President Donald Trump’s nomination of Brian Quintenz as chairman of the CFTC. The Council said his prompt confirmation “is essential to accomplishing the proactive agenda your Administration has established to… Read More

SoFi Taps Lightspark to Deliver International Money Transfer Service

SoFi (NASDAQ: SOFI) and infrastructure provider Lightspark are teaming up to deliver the former’s upcoming international money transfer service. It enables members to send funds abroad directly from the SoFi app. Lightspark, an enterprise infrastructure provider that uses the Bitcoin Lightning Network, will enable the… Read More

Zum Rails Launches Canadian Mastercard-Powered Prepaid Cards

Zum Rails – an instant payments ecosystem and embedded finance provider, has launched its new suite of Mastercard–powered prepaid card programs across most of Canada, save for British Columbia.   These reloadable cards will enable businesses to offer expense management, wage access, consumer rewards, and… Read More

Looking Ahead at Powell’s Looming Departure

The annual Jackson Hole gathering closed with what may well prove to be Jerome Powell’s last major act before the September meeting — and while he resisted committing to a cut, the stage remains set for one, predicts Nigel Green, CEO of global financial advisor… Read More

YouHodler’s Ruslan Lienkha Discusses Bitcoin, Solana and Other Crypto Movement

YouHodler’s Chief of Markets, Ruslan Lienkha, discusses recent crypto movements in this Q&A. Bitcoin has corrected only 8% after its latest ATH, compared to 30% in January. Does this signal a more mature, resilient market structure? “I would be cautious about calling this increased resilience. The current… Read More

Jackson Hole: Web3 Reaction

Web3 was closely watching this week’s action out of Jackson Hole. Industry figures share their thoughts below. “Powell’s Jackson Hole speech struck a positive tone for markets, with investors now largely pricing in a rate cut as soon as September. He signalled that the Fed’s… Read More

EverC’s Melissa Sutherland on How to Combat Emerging BNPL Fraud Threats

As Buy Now, Pay Later (BNPL) becomes more common and its use spreads to more sectors, it’s attracting more bad actors who are leveraging Artificial Intelligence (AI) while learning from one another. That makes stopping them more challenging. EverC is at the forefront of the BNPL fraud… Read More

Web3 Thoughts of the Week: 401 (k), Gold Tariffs and More

The Web3 community still has plenty to say about President Donald Trump’s recent moves on gold tariffs and 401 (k)s. Read more below. Crypto and 401 (k) retirement accounts “President Trump’s executive order signals a historic shift in how Americans can access digital and tokenized… Read More

Cyberscope Files US Patent for Blockchain and AI-Based Trust Scoring and Fraud Detection Platform

Cyberscope, the Web3 security arm of TAC InfoSec Limited (NSE: TAC), a provider of cybersecurity and vulnerability management, has filed a patent for Cyberscope Cyberscan in the United States, an AI-optimized, multi-domain blockchain trust scoring and fraud detection platform. It is designed to give investors, exchanges, and regulators a real-time, verifiable trust score for every blockchain project, turning fragmented, manual… Read More

BitPay Announces Solana Support

BitPay, a cryptocurrency payment processor, announced this week support for the Solana blockchain across its suite of products. Now with full support for Solana-based stablecoins such as USDC and USDT, users can acquire, store, manage, and spend Solana assets, while merchants gain access to one of the largest and most active crypto ecosystems…. Read More

50+% of U.S. Credit Card Holders Are Financially Unhealthhy and Carrying Revolving Debt: J.D. Power

According to the J.D. Power 2025 U.S. Credit Card Satisfaction Study, 53% of cardholders are currently carrying revolving debt, and 56% are classified as financially unhealthy. While these percentages have risen and fallen during reporting waves of the 2025 study, the result is a bifurcation… Read More

Momentum Invests in AI Infrastructure Project DeAgentAI

DeAgentAI, an AI infrastructure project on the Sui blockchain, has received a strategic investment from Momentum, a decentralized exchange (DEX) in the Sui ecosystem. Through this partnership, the two will jointly build and explore AI-powered DeFi solutions. Momentum has established itself as the TVL leader… Read More

Refold AI Raises $6.5M to Deploy Autonomous Agents

Refold AI is coming out of stealth today with $6.5 million in funding and a platform that replaces outsourced service work with AI-native infrastructure. The $6.5M round was led by Eniac Ventures and Tidal Ventures, with participation from Better Capital, Ahead VC, Karman Ventures, Z21… Read More

Wirex to Support EURC Settlements Through Visa Stablecoin Settlement Pilot

This week, Wirex, a Web3 money app, announced that it is supporting EURC settlements through Visa’s stablecoin settlement pilot, marking a significant milestone in the evolution of blockchain-based payments in Europe. Following the successful completion of a testing phase, Wirex is now live with EURC… Read More

Pi Squared’s FastSet Protocol Surpasses 100K TPS With Sub-100MS Finality

This week, Pi Squared, the team building Web3 infrastructure, announced its FastSet protocol has surpassed 100,000 transactions per second (TPS) with sub-100ms finality, setting a new standard for fast, verifiable, and decentralized settlement.. This performance was achieved on conventional hardware with 24-core CPUs and 256… Read More

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