Featured Headlines

May 5, 2023 @ 7:44 pm By JD Alois  |  

Republic has submitted a comment letter to the Securities and Exchange Commission (SEC) regarding the proposed rulemaking on Safeguarding Advisory Client Assets. Republic is one of the largest securities crowdfunding platforms in the US, providing access to capital via the full stack of private exemptions…. Read More

May 5, 2023 @ 10:15 am By JD Alois  |  

Video: Key Questions for a Securities Crowdfunding Round. If you are raising money in a securities crowdfunding offering, you have multiple options as to how you pursue a funding round. First, you choose a securities exemption; Reg CF, Reg A+, or Reg D 506c. Reg… Read More

May 3, 2023 @ 10:00 pm By Omar Faridi  |  

Video is a popular and engaging form of media that creators leverage to connect with their communities and share content across platforms. And as such, it has played a crucial role in the development of the online creator economy. However, there have been some limitations… Read More

May 3, 2023 @ 10:38 am By Omar Faridi  |  

In Q2 2021 Fintechs Hit Peak Valuation of 20X Revenue  Financial technology revenues are projected to grow sixfold from $245 billion to $1.5 trillion by 2030, according to a report released by Boston Consulting Group (BCG) and QED Investors. At the same time, since April… Read More

May 2, 2023 @ 5:30 pm By JD Alois  |  

While the United States continues to pursue a rule-upon-regulation strategy that undermines public listings, increasing cost and compliance requirements, the UK is looking to improve the number of public firms by simplifying its listing rules. The policy objective has been discussed for years, and today… Read More

May 2, 2023 @ 4:44 pm By JD Alois  |  

  Markets in Crypto-Assets legislation or MiCA was approved by the European Parliament two weeks ago. The digital asset framework aims to provide harmonized rules for all European Member states – enabling innovation while providing sufficient protections for markets and investors. At the same time,… Read More

May 2, 2023 @ 8:33 am By JD Alois  |  

Crowdcube, one of the largest securities crowdfunding platforms in the world, recently decided to take legal action against an issuer that raised growth capital on its platform. In 2022, Student Rents raised over  £466,000 from 179 investors for a 9.39% equity stake in for a… Read More

May 1, 2023 @ 8:44 am By JD Alois  |  

First Republic Bank (NYSE:FRC) was briefly shuttered by the California Department of Financial Protection and Innovation, and the Federal Deposit Insurance Corporation (FDIC) stepped in as receiver of the bank following weeks of speculation that FRB would be the next shoe to drop in the… Read More

April 30, 2023 @ 5:36 pm By Omar Faridi  |  

As Web2 social media platforms continue to grapple with concerns about data privacy, misinformation, and content moderation, many users are turning to alternative forms of social media. Among these alternatives are Web3 social media platforms, which are built on decentralized networks and feature community-driven governance,… Read More

April 28, 2023 @ 2:26 pm By JD Alois  |  

Cross River Bank, a top Fintech enabler, is a target of a Federal Deposit Insurance Corporation (FDIC) enforcement action that includes a consent order which has been accepted by the Bank’s board. The consent order was filed on March 8, 2023, but is just now… Read More

April 28, 2023 @ 8:46 am By JD Alois  |  

Eurocrowd has revealed a new “national hub” for the Italian crowdfunding market offering an Italian-language website dedicated to the national ecosystem. Eurocrowd is the advocacy group for the European securities crowdfunding market, having worked with regulators and public officials for years to improve online capital… Read More

April 27, 2023 @ 10:00 am By Omar Faridi  |  

As the world becomes more digitized, auction houses are turning towards decentralized technology to improve the auction process. Decentralized Finance (DeFi) technology is one such innovation that could transform the auction industry, bringing transparency, security, and accessibility to the table. With the rise of blockchain… Read More

April 26, 2023 @ 4:50 pm By JD Alois  |  

Jumpstart Micro, a FINRA-regulated funding portal, has experienced a change of ownership, according to public filings. Funding portals are regulated platforms that may issue securities under Reg CF or Regulation Crowdfunding.  These intermediaries were created under the JOBS Act of 2012 to facilitate online capital… Read More

April 25, 2023 @ 11:43 am By JD Alois  |  

Expanding Access to Capital Act of 2023 is JOBS Act Improvement Legislation Last week during a hearing of the House Subcommittee on Capital Formation, a discussion focused on improving access to capital for early-stage firms as well as boosting retail investment options. Entitled A Roadmap… Read More

April 23, 2023 @ 10:00 pm By Omar Faridi  |  

The team at Peach Finance recently conducted a survey of fintech lenders in order to obtain their feedback and insights regarding the current state of lending.. As the fintech industry continues to grow and evolve, one of the most promising areas of innovation is lending…. Read More

April 20, 2023 @ 11:26 am By JD Alois  |  

The European Parliament has adopted MiCA or Markets in Crypto-Assets regulation. This legislative development means the European digital asset (crypto-asset) will now have a bespoke regulatory framework, allowing all EU member states to provide services under a harmonized environment. After several delays, MiCA was approved… Read More

April 20, 2023 @ 10:48 am By JD Alois  |  

In recent days, Apple (NASDAQ:AAPL) announced its anticipated savings account in partnership with Goldman Sachs (NYSE:GS). Like all things Apple the process of creating a savings account is streamlined and seamless – taking less than one minute.  The savings account has launched with a solid… Read More

April 18, 2023 @ 11:15 pm By JD Alois  |  

Tomorrow (April 19, 2023), the Subcommittee on Capital Markets will hold a hearing entitled A Roadmap for Growth: Reforms to Encourage Capital Formation and Investment Opportunities for All Americans. The hearing memo notes that there are two ways to access capital – a public offering… Read More

April 18, 2023 @ 11:28 am By JD Alois  |  

Seedrs, part of Republic, has commented on its performance in the impact investing sector. In a Tweet, Seedrs noted that, to date, the online investment platform has enabled the following: £330 million in funding for sustainability-focused startups Sustainability securities offerings listed on the platform hold… Read More

April 18, 2023 @ 10:57 am By JD Alois  |  

Following the release of Goldman Sachs‘s (NYSE:GS) quarterly earnings, which fell short of analyst expectations, Goldman revealed its intent to pull back from its consumer operations and focus its efforts on its Platform Solutions. At the same time, Goldman announced that it would sell GreenSky,… Read More