Opinion

Editorial opinions and perspective on Fintech.

SEC Commissioner Dissents on Stablecoin Opinion

Last week, the Securities and Exchange Commission (SEC) issued a statement on stablecoins declaring they are not securities and thus not regulated by the agency. The SEC, Division of Corporate Finance, said that as long as the stablecoin is tied to the dollar and does… Read More

Stablecoin Issuer Circle Responds to FSB’s Global Regulatory Framework for Crypto-Asset Activities

Circle has submitted its response to the Financial Stability Board’s (FSB) thematic peer review on the implementation of its global regulatory framework for crypto-asset activities. In this response, Circle outlines the importance of “having domestic regulations that allow consumers to benefit from global stablecoins while… Read More

More Fintechs Comment on Trump Tariffs. Meanwhile, Markets Continue to Crumble

Yesterday, CI shared a number of comments from Fintech executives sharing their opinions on President Donald Trump and his “Liberation Day” tariff policy. The President signed an Executive Order addressing what is described as “structural asymmetries,” which will “no longer be tolerated.” The CEO of… Read More

Crowdfund Capital Advisors Tells Congress to Pass Legislation that Supports Securities Crowdfunding

  Crowdfund Capital Advisors (CCA), founded by individuals who helped to write the JOBS Act of 2012 – the legislation that legalized online capital formation or crowdfunding, has sent a letter to Representative French Hill, Chairman of the House Financial Services Committee, voicing their support… Read More

Neo and Manx CEOs Comment on Trump’s Global Tariffs

Yesterday, President Donald Trump outlined his plan to impose tariffs on most of the world. With a few exceptions, just about every country will be impacted by the White House’s decision. Markets reacted as expected, tanking as the anticipation of trade disruptions and price increases… Read More

Experimentation isn’t just for startups. Here’s how leaders at large corporations can spread an innovation mentality

Startups have a reputation for disruption for good reason—they’re fast-paced, agile, and have delivered some of the most innovative products of the last decade from social platforms to Generative AI. Large corporations, on the other hand, have a reputation for falling behind, beholden to bureaucracy,… Read More

Clear Junction CEO Comments on Capital Gain Tax Increase

After setting an increase in capital gains taxes designed to fill a budget hole, the UK government has adjusted its expectations for an increase in tax revenue, dropping the amount by a whopping £23 billion. Rates are changing, going from 10% to 18% for lower… Read More

YouHodler’s Lienkha Predicts Bitcoin Movement

YouHodler chief of markets Ruslan Lienkha shares his thoughts on Bitcoin’s movements over the next few weeks. Bitcoin has rebounded to $87,400, its highest level in over two weeks—does this indicate a sustainable recovery, or are we still in a broader consolidation phase? From a… Read More

The Financial Technology Association Tells House Financial Services Committee Which Policies to Pursue, Seeks to Boost Access to Capital, Opportunity for Investors

The Financial Technology Association (FTA) has outlined its opinion as to what the House Financial Services Committee should pursue regarding ambitious portfolio off legislation that aims to improve access to capital while enabling access to opportunities for smaller investors. Recently, the Committee held a hearing… Read More

Bitcoin and Crypto Market Showing Signs of Resilience But Broader Economic, Political Developments Are Negatively Impacting Investor Sentiment

The Bitcoin and broader cryptocurrency market is experiencing a whirlwind of activity as we close out the first quarter of 2025. From institutional investments and regulatory shifts to innovative stablecoin developments, the past week alone has delivered updates that signal a maturing yet overly cautious … Read More

Flagstone and PensionBee Offer Perspectives on what UK Chancellor’s Spring Statement Means for Savers, Retirees

UK Chancellor Rachel Reeves recently delivered the Spring Statement, outlining the government’s economic priorities and forecasts for the year ahead. While the statement avoided major tax hikes or sweeping policy changes, it provided critical insights into inflation, economic growth, and the implications for personal finances… Read More

AMINA Bank Exec Comments on State of Digital Assets Adoption in MENA Region

Rohan Misra, Head of GCC and Senior Executive Officer (SEO) of AMINA Bank in Abu Dhabi Global Market, has shared key insights with CI. As DeFi continues to reshape the financial landscape, numerous initiatives and hubs are emerging to harness the opportunities of this digital… Read More

Trump Pardons BitMEX Co-founders, CFTC and FDIC Clarify Stance on Crypto-related Business Activities

The Fintech, crypto and web3 industry is grappling with a whirlwind of developments, from high-profile pardons to regulatory shifts and geopolitical issues. At the center is President Donald Trump’s recent pardon of BitMEX co-founders Arthur Hayes, Benjamin Delo, and Samuel Reed, alongside former employee Gregory… Read More

BNPL Fintech Affirm’s COO Highlights Key Differentiators in the Pay Later Industry

Michael Linford, Chief Operating Officer of Affirm (NASDAQ: AFRM), addressed the growing popularity of pay later products. With the pay later / flexible payments sector making headlines—driven by competitive shifts and partnerships—Linford has outlined what sets Affirm apart from other pay over time fintech players…. Read More

European Crypto Market Growing Steadily But Risk Perception High Among Retail Investors – Bitpanda Analysis

Cryptocurrency has evolved from a niche concept to a global financial phenomenon, with adoption rates soaring across continents. According to a recent analysis, research findings, and updates shared by Bitpanda Technology Solutions, approximately 562 million people—6.8% of the world’s population—now own crypto assets as of… Read More

Private Equity Declined 2% 2023 But Showed Some Traction in 2024: Report

Private equity (PE) caught some traction in 2024 as investments and exits finally reversed their two-years of declines. Like most capital, the challenging economic environment impacted capital markets in the past few years. Yet according to a recent report by Bain, things could turn around… Read More

Securitize COO Shares Insights on Surge in Tokenized Treasuries and Adoption of Real-World Assets On-chain

In a recent statement, Larry Fink, CEO of BlackRock, envisioned a transformative future for investing, noting that if we can tokenize bonds and stocks tomorrow, it “would democratize investing in all ways we can’t imagine.” This assertion underscores a fast-evolving movement in the financial sector… Read More

Spring Statement: Payhawk CEO Shares Advice as to How UK Government Can Support Key Fintech Sector

Tomorrow, the Chancellor of the Exchequer, Rachel Reeves, will deliver the Spring Statement, and the Fintech industry will be watching closely to see how future policy will impact their sector and other changes that may affect the economy in general. The UK government has already announced it… Read More

YouHodler’s Ruslan Lienkha Comments on Bitcoin’s Relationship to Gold and Stock Markets

YouHodler’s chief of markets Ruslan Lienkha comments on Bitcoin, the S&P 500, and gold in this recent Q&A. BTC reclaiming its 200-day moving average is a bullish sign, but what confirmation signals should traders watch to validate the uptrend? The price is currently approaching the… Read More

Ramya Patel of Amdocs Says Banks Embracing Agentic AI Stand to Gain Competitive Edge

Ever faced frustrating wait times with your bank’s customer service or wished for 24/7, personalized financial support? The solution lies in the next innovative wave: Agentic AI. Agentic AI represents a leap in technology—an autonomous system that not only sets goals but also analyzes, decides,… Read More

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