Tagged: federal reserve

December 12, 2016 @ 9:55 am By JD Alois  |  

The Federal Reserve released a report on Distributed Ledger Technology (DLT) or Blockchain last week. The document reviews the potential and challenges for the new technology to disrupt and benefit financial services.  The Federal Reserve is correctly reviewing DLT – just as other central banks… Read More

December 7, 2016 @ 3:40 pm By Samantha Hurst  |  

Earlier this week, the Federal Reserve published a research paper on fintech monitoring. According to the organization, this new paper refers the technology as a combination of components such as peer-to-peer networking, distribution data storage, and cryptography. The Federal Reserve revealed in the document: “Digital… Read More

September 23, 2016 @ 10:17 am By JD Alois  |  

Every now and then the Federal Reserve kicks out some interesting research regarding Fintech and alternative finance. During the waning days of summer of 2015, the Federal Reserve of Cleveland published a report on online lending entitled; “Alternative Lending Through the Eyes of Mom &… Read More

March 20, 2016 @ 10:47 am By Robert Riedl  |  

Well, the Federal Reserve has spoken again and though we are all listening, sometimes it’s hard to tell what all those carefully crafted paragraphs actually mean.  So here’s a quick snapshot of the top three things that you, as a small business owner, should know…. Read More

March 16, 2016 @ 8:39 am By JD Alois  |  

The Federal Reserve Open Market Committee (FOMC) convenes today to discuss and determine if interest rates need to rise. Recent geopolitical realities, such as the ECB going all in as growth sputters, have pushed most Fed watchers into the camp that rising rates are on… Read More

February 11, 2016 @ 10:12 am By JD Alois  |  

Janet Yellen, Chair of the Federal Reserve, returns to Capitol Hill again today to continue her testimony.  Today she returns to the Senate Committee on Banking, Housing and Urban Affairs.  The hearing, entitled, “The Semiannual Monetary Policy Report to the Congress”, will give Yellen a… Read More

December 30, 2015 @ 5:41 pm By JD Alois  |  

As the entire world knows the Federal Reserve decided to increase their benchmark interest rate by 25 basis points on December 16th.  After much discussion and introspection, Janet Yellen, along with the other Fed board members, decided the economy was on solid enough footing to… Read More

December 22, 2015 @ 4:01 pm By JD Alois  |  

Following the move by the Federal Reserve, Lending Club (NYSE: LC) has announced it will increase interest rates by 0.25% thus matching the move by the Fed last week.  The announcement is not unexpected and is similar to what many major banks have announced.  Lending… Read More

December 16, 2015 @ 2:42 pm By JD Alois  |  

As most Fed followers expected, the FOMC decided to increase interest rates nudging up rates by 25 basis points. The last time the Fed raised rates was almost 10 years ago. The back and forth chatter regarding when the Fed would act has been a… Read More

December 11, 2015 @ 11:30 am By JD Alois  |  

In a speech entitled, “Financial Stability and Shadow Banks: What We Don’t Know Could Hurt Us“, Federal Reserve Vice Chairman Stanley Fischer cautioned that while much has been done to reduce shadow banking risk, more needs to be done. The theme appears to be gaining… Read More

December 3, 2014 @ 2:30 pm By Erin Hobey  |  

After reading Orchard Platform’s Bill Ullman elegantly deliberated “Is Fin-Tech History Rhyming Again?” on the platform’s blog last week and prepared for Thanksgiving, I wondered how the early days of online trading revisit fintech and crowdfunding disruption innovation.  While prepping for last week’s feast, I… Read More

September 19, 2014 @ 8:30 am By Holly Hubbard Preston  |  

For a second year in a row, government policy makers, finance experts and online entrepreneurs gathered at UC Berkeley for the Fung Institute’s academic symposium on crowdfunding.  The event was organized by Dr. Richard Swart – a well known authority and frequent commenter on crowdfunding… Read More

April 6, 2014 @ 4:09 pm By JD Alois  |  

Recently we reported that Federal Reserve Governor Jeremy C. Stein gave a speech in Washington, DC, on March 24, 2014, that tackled the innovation of crowdfunding.  Apparently the subject matter was a bit of a surprise topic.  Stein was quoted saying; “Why is the Fed… Read More