Tagged: research

October 14, 2016 @ 10:03 am By JD Alois  |  

Capgemini is out with a report on Blockchain that predicts consumers are poised to save “$16 billion dollars” on banking and insurance fees. Their premise is that “smart-contracts” for retail and investment banking, alongside insurance, will eliminate the need for paper-based documentation saving everyone time and… Read More

October 12, 2016 @ 11:10 am By JD Alois  |  

Tech Coast Angels has enlisted the assistance of Josh Lerner from the Harvard Business School and Antoinette Schoar from MIT to research angel investing and the overall impact on the companies they fund.  The report (embedded below) indicates that angel networks have a demonstrably positive… Read More

October 10, 2016 @ 4:18 pm By JD Alois  |  

A new report from NextGen Crowdfunding, authored by NextGen Chief Strategy Officer Richard Swart, reviews all Reg A+ filed since June 2015 up until June of 2016.  NextGen analyzed 131 companies that have taken advantage of updated rules established by the JOBS Act of 2012…. Read More

October 10, 2016 @ 10:04 am By JD Alois  |  

Innovate Finance, along with partners EY & Hogan Lovells, has published a report on Blockchain adoption.  Entitled Blockchain, DLT and the Capital Markets Journey: Navigating the Legal and Regulatory Landscape, the publication addresses distributed ledger technology (DLT) and the current regulatory environment.  The report also provides… Read More

October 9, 2016 @ 9:21 pm By JD Alois  |  

The UK Peer to Peer Finance Association (P2PFA) has released a commissioned study on the economics of the peer to peer lending market in the UK.  The independent assessment, provided by the economic consulting firm of Oxera, analysed the risks, costs and benefits of peer-to-peer… Read More

October 3, 2016 @ 8:17 am By JD Alois  |  

World First, a money transfer and FX firm, has commissioned a report by the Centre for Economics & Business Research (CEBR) that states there is a £141.3 billion export shortfall being experienced by UK SMEs. The report, entitled Thinking Global: The route to UK exporting success,… Read More

October 1, 2016 @ 2:48 pm By JD Alois  |  

The advent of digital currencies and blockchain technology has engendered great consternation and interest from policy makers around the world. The concept of bitcoin or other cryptocurrencies may be the next step in fiat currency. Having made the leap from barter to coins and then… Read More

September 29, 2016 @ 3:27 am By JD Alois  |  

The Financial Conduct Authority (FCA) and the Cambridge Centre for Alternative Finance (CCAF) have formed a unique partnership to assist in the review of the UK alternative finance industry. The first joint project will inform the FCA’s ongoing post-implementation review of crowdfunding regulation which is in… Read More

September 23, 2016 @ 10:17 am By JD Alois  |  

Every now and then the Federal Reserve kicks out some interesting research regarding Fintech and alternative finance. During the waning days of summer of 2015, the Federal Reserve of Cleveland published a report on online lending entitled; “Alternative Lending Through the Eyes of Mom &… Read More

September 22, 2016 @ 9:48 am By JD Alois  |  

EY, in collaboration with Innovate Finance, has published a report on the need for investment banks to collaborate with Fintech firms and embrace innovation.  Entitled Capital Markets: Innovation and the Fintech Landscape, the authors state that while Fintech may have started with P2P lending, equity… Read More

September 19, 2016 @ 7:50 am By JD Alois  |  

Innovate Finance, an association for the global Fintech industry founded in 2014, has revealed that global venture capital in Fintech for the first half of 2016 is up significantly. According to their numbers, during the first 6 months of the year, global Fintech investment increased… Read More

September 13, 2016 @ 10:27 pm By JD Alois  |  

Small business loan approval rates at larger banks, institutions with $10 billion or more in assets,  bounced back in August, according to the most recent Biz2Credit Small Business Lending Index. Further, approval percentages at institutional lenders hit a new Index high. Meanwhile, approval rates at small… Read More

September 12, 2016 @ 8:07 am By JD Alois  |  

Berlin-based Crowdfunding.de has published a report on the equity crowdfunding market in Germany.  Their numbers go back to 2011, the very beginning of this new form of finance in Germany. The Crowd Invest Success Monitor is an overview of the performance of the new asset class… Read More

September 6, 2016 @ 6:00 am By JD Alois  |  

  Cambridge Centre for Alternative Finance Publishes 2nd Annual Research Report on European Alternative Finance The Cambridge Centre for Alternative Finance (CCAF) has published its 2nd report on the rapid growth of alternative finance across Europe. Entitled “Sustaining Momentum“, the CCAF research has quickly become… Read More

August 31, 2016 @ 11:35 am By Samantha Hurst  |  

Moody’s has published a report on the marketplace lending industry stating that platforms are “steadily expanding credit to small and medium sized enterprises (SMEs) – but challenges remain. The authors are of the opinion that partnerships with traditional banks may ease the path forward for… Read More

August 17, 2016 @ 2:54 pm By JD Alois  |  

KPMG / CB Fintech Pulse report is out on Fintech and according to the authors overall Fintech investment dipped in Q2. While Asia and Europe saw VC-backed Fintech deals remain nearly level, North American deals dipped versus same quarter last year and prior quarter. The… Read More

August 12, 2016 @ 1:06 pm By JD Alois  |  

  In 2015 Banks participated in under 10% of reported Fintech venture deals. The total investment was around $5 billion for the banking industry. But they spent $50 billion updating legacy tech and fixing already installed applications as they struggled to keep up with the… Read More

August 10, 2016 @ 2:47 pm By JD Alois  |  

PwC is out with another report this time focusing on the Payments sector. This is part of their broader research into Fintech in general and how it is impacting traditional financial firms and what they are doing to mitigate the operational risk.  Entitled “Payments in… Read More

August 7, 2016 @ 9:49 pm By JD Alois  |  

Below is a report that was forwarded to Crowdfund Insider a few weeks back outlining the crowdfunding market in Taiwan.  As we published recently, investment crowdfunding has been slow to take off but rewards based crowdfunding has apparently generated decent traction. If the regulators get… Read More

August 6, 2016 @ 2:45 pm By JD Alois  |  

Ethan Mollick, a professor and researcher at Wharton, recently published new research on Kickstarter. Mollick focuses on entrepreneurship and innovation and is one of a few academians focusing their attention on alternative finance. His most recent research, entitled “Containing Multitudes: The Many Impacts of Kickstarter… Read More