Opinion

Editorial opinions and perspective on Fintech.

Fintech Professor: The Merge Won’t Solve All of Ethereum’s Challenges

The Merge was completed last week successfully migrating Ethereum from Proof of Work (PoW) to Proof of Stake (PoS). The transition was not a foregone conclusion and the success was greeted with plaudits as well as relief. But while the Merge addressed some of the… Read More

White House Posts Framework for Development of Digital Assets: Protect Investors but Promote Responsible Innovation

After months of behind-the-scenes discussion, the White House revealed its “Fact Sheet” on the responsible development of digital assets or crypto-assets. The Executive Order issued by the White House last March sought to outline the administration’s approach, is now being expanded to be utilized as… Read More

SEC Chairman Tells Senate Banking Committee Cryptocurrencies are Securities, Takes Heat on Climate Disclosure Proposal

SEC Chairman Gary Gensler testified in front of the Senate Banking Committee today, reiterating his opinion that in regards to digital assets  (or crypto assets) that the vast majority are securities. The exception being Bitcoin, and perhaps Ethereum – which entail much of the crypto… Read More

ING Head Economist Comments on the MERGE: Removes Important Obstacle for Regulators

With a huge sigh of relief, Ethereum supporters have declared the success of the MERGE. Ethereum has moved away from Proof of Work (POW) to Proof of Stake (PoS), thus improving the entire ecosystem. While reducing electricity usage, improving speed, and boosting scalability, the Merge… Read More

SmartSearch Executive Comments on Warrant for Arrest of TerraUSD Creator

As was reported this week, Do Kwon – the creator of TerraUSD and LUNA, has been subjected to a warrant for his arrest in South Korea. TerraUSD sought to be an algorithmic stablecoin tied to the US dollar but lost its dollar peg generating an… Read More

Vitalik Buterin: A Big Moment for the Ethereum Ecosystem as the Merge Completes

Ethereum creator Vitalik Buterin has been tweeting regularly this past week addressing the Merge where Ethereum moves from Proof of Work (PoW) to Proof of Stake (PoS). The transition is expected to extend the runway for Ethereum which is the most popular smart contract platform… Read More

Brother of Former Coinbase Product Manager Admits to Wire Fraud in Plot to Commit Insider Trading as SEC Pushes All Crypto Assets are Securities Opinion

On Monday, the US Department of Justice announced it had received a guilty plea from the “first-ever cryptocurrency insider trading case.” Originally covered this past July, the Securities and Exchange Commission (SEC) simultaneously filed insider trading charges along with the U.S. Attorney’s Office for the… Read More

Ethereum Can’t Compete with Bitcoin as a Form of Money: Ardoino

As the completion of the Merge nears, where Ethereum moves from Proof of Work (PoW) to Proof of Stake (PoS), Ethereum is poised for a significant, transformational upgrade that may migrate the blockchain from a pretty cool experiment to ongoing relevance in the land of… Read More

Democrat Senators Worry about Crypto Scams on Meta (Facebook)

Yesterday, several US Senators, all Democrats, issued a statement regarding concerns of crypto scams proliferating on Meta (Facebook) (NASDAQ:META). A letter signed by these Senators was sent to Meta CEO Mark Zuckerberg. Signed by, Senators Bob Mendez, Sherrod Brown, Elizabeth Warren, Diane Feinstein, Bernie Sanders… Read More

Part of the JOBS Act Gets Updated as Reg CF and Emerging Growth Company Sees Inflation Adjustments

The JOBS Act of 2012, the legislation that also legalized online capital formation, included multiple regulatory updates. One, Title 1, has been a notable success as it has helped a growing number of smaller firms to go public. Title III created Regulation Crowdfunding or Reg… Read More

Bitcoin Rising. Why?

As Ethereum pushes forward with the Merge, Bitcoin has been ignored a bit – at least until yesterday when BTC rocketed beyond the $20,000 level nearing $22K. So what’s going on? Was it just Bitcoin’s time to move higher after watching Ethereum from the sidelines?… Read More

Perspective: Recent Publicly Listed Companies Lose Value as Private Securities Start to Unlock Secondary Trading for a $7 Trillion Private Market

Just 14 of the last 97 recently launched IPOs saw a share price improvement between their first-day trading price and the end of August 2022. The remaining 83 suffered a decrease, according to data published by IPOScoop. The figures could indicate the real growth potential… Read More

SEC Chairman Gary Gensler Sings the Same Song on Crypto Regulation: Everything is a Security (Pretty Much)

SEC Chairman Gary Gensler continues to assert that pretty much all digital assets are securities and should be regulated as such. As part of the SEC Speaks series, Chair Gensler said that of the approximately 10,000 “tokens” he believes they are securities and the few… Read More

Etan Butler of Dalmore Group Discusses Crowdfunding Under Reg A+, Reg CF

Dalmore Group is a regulated broker-dealer that is very active in the securities crowdfunding sector, helping firms raise money using Reg A+ (Regulation A), Reg CF, as well as Reg D. Dalmore not only enables funding via exempt securities offerings but it also provides secondary… Read More

SEC Investor Advisory Committee Schedules Meeting, Will Discuss Climate Disclosure Along with Other Topics

The Securities and Exchange Commission (SEC), Investor Advisory Committee (IAC) has scheduled a meeting for September 21st. According to the Sunshine Act Notice, the IAC will be discussing Climate Disclosure along with a recommendation made by the Committee. Currently, the SEC is proposing new rules… Read More

UK: Can the new PM Liz Truss Save Businesses? Digital Transformation Can
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As firms battle with reduced revenue, Freddie Digby, CCO of Adsum, stresses that halting your investment in tech should be the last thing a business should be considering ahead of a recession The identity of the nation’s next Prime Minister was just one of many… Read More

Crypto Basics: Things you can do with cryptocurrency today that you probably didn’t know

When you hear “crypto,” where does your mind go? Maybe you picture wealthy tech entrepreneurs or coders working in dark basements. Maybe it makes you think of scams, hacks, memes, or even Elon Musk. These are the stereotypes that mainstream media has ingrained in many… Read More

Crypto Trading Bans: When Do Ethics Rules Go Too Far?

Lately, there has been a flurry of ethics rules, advisory opinions, and proposed legislation to curtail government employees and their family members from freely trading cryptocurrencies. While the purpose of this clampdown is justifiable — eliminating conflicts of interest and insider trading — excessively limiting participation in something so… Read More

Regulation by Op-Ed: Cato Criticizes Chair Genslers Regulatory Musings on Crypto Regulation

Several days ago, SEC Chairman Gary Gensler took to the pages of WSJ.com to reflect on crypto markets and regulations. This has been a hot topic for several years now as clear-cut rules by regulators still don’t quite exist. Chair Gensler is of the opinion… Read More

Seedrs Took 8 Years to Top £1 Billion, 2 Years Later it Surpassed £2 Billion

Ten-year-old securities crowdfunding platform Seedrs has recently posted a blog on platform capital raising, which highlights sector growth. Seedrs reports that it took 8 years to top £1 billion in funding raised, but two years later, Seeders has doubled that amount surpassing £2 billion this… Read More

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