Opinion

February 25, 2018 @ 5:05 pm By JD Alois  |  

Bank of America, one of the largest banks on the planet, published its 10-K with the Securities and Exchange Commission (SEC) this past week. The Annual Report for most publicly listed institutions is a routine event with few people digging into the document except for… Read More

February 25, 2018 @ 3:04 pm By Xinran Xu  |  

The global blockchain community gathered in Washington DC, the world’s policy and innovation center, on February 20th for the Digital Asset Investment Forum (DAIF) hosted by FinTech4Good. This was the second forum of DAIF global series in the year of 2018, serving as the launch… Read More

February 25, 2018 @ 7:22 am By JD Alois  |  

Earlier this year, Amit Singh, an attorney and shareholder in the west coast law firm of Stradling, compiled data for Reg CF and Reg A+ issuers for 2017. These two securities exemptions represent two of the three rules that enable crowdfunding in the US and… Read More

February 24, 2018 @ 8:07 am By JD Alois  |  

The New York Federal Reserve has published a staff report pertaining to “The Role of Technology in Mortgage Lending”. Authored by Andreas Fuster, Matthew Plosser, Philipp Schnabl, and James Vickery, the research asserts that Fintech is improving the mortgage lending market by making it more efficient… Read More

February 23, 2018 @ 4:52 pm By JD Alois  |  

Here is an interesting write up that should make cryptocurrency advocates happy. The Heritage Foundation, a leading policy think tank in Washington, DC, published a report at the end last year telling Congress and other public authorities they need to back off of Bitcoin and… Read More

February 23, 2018 @ 10:55 am By Joshua Ashley Klayman, Julian Hammar, Shiukay Hung, and Anna Pinedo  |  

The recent and rapid proliferation of cryptocurrency¹ transactions involving retail or “Main Street” customers has left some — including many cryptocurrency platforms serving retail customers — grappling conceptually with the answer to a fundamental question: what constitutes “actual delivery” of cryptocurrency in the eyes of the… Read More

February 21, 2018 @ 2:38 pm By Victoria Silchenko, Ph.D.  |  

“Is the future of cryptocurrencies gold or dust?” That million-BTC question was debated at one of the sessions of the recent World Government Summit – a “Davos forum” based in Dubai which is often called the City of the Future. More than 4,000 participants from… Read More

February 20, 2018 @ 12:30 pm By Erin Hobey  |  

In late January, TrustToken, a global platform for tokenizing fiat currencies and real-world assets backed by Stanford-StartX, FJ Labs, and BlockTower Capital, launched TrueUSD, reportedly the first fiat-backed stablecoin to offer token-holders legally protected certificates of ownership of US Dollars. Co-founded by CTO Rafael Cosman, CEO… Read More

February 18, 2018 @ 12:25 pm By David Jinks  |  

Cryptocurrencies are fast swapping their shady past for respectability. But investors pushing hard for regulated trading and adoption by Amazon may be destroying the reason for Bitcoin’s existence. Last December, Bitcoin climbed above $18,000, and finally launched on the CME futures exchange. There was little… Read More

February 14, 2018 @ 8:24 pm By JD Alois  |  

Today, the House of Representatives passed HR 3299, “the Protecting Consumer’s Access to Credit Act of 2017.” The Bill was approved mainly along party lines as Republicans supported the measure and Democrats voted against it but 16 Democrats crossed over in support of the legislation. The… Read More

February 12, 2018 @ 12:00 pm By Erin Hobey  |  

Razitall, a phonetic play on Raise-It-All, is a new crowdfunding platform founded with both entrepreneurs and investors in mind. The goal of the New York-based platform is to help entrepreneurs raise the target amount needed during a Reg CF campaign in order to succeed and to help… Read More

February 8, 2018 @ 10:04 pm By Luvleen Sidhu  |  

Banking is and has been overdue for a makeover. For the most part, the majority of the banking industry is still antiquated but thanks to technological advances in the last couple of years, this is starting to change. I remember not so long ago standing in… Read More

February 7, 2018 @ 9:58 pm By David Felsenthal and Jesse Overall  |  

Truly, it was a tale of two cities. On February 6, 2018, the U.S. Senate Banking Committee held a hearing on the oversight role of the Securities and Exchange Commission (SEC) and the Commodity Futures Trading Commission (CFTC) in respect of virtual currencies like Bitcoin… Read More

February 7, 2018 @ 1:46 pm By JD Alois  |  

Yesterday, the Conference of State Bank Supervisors (CSBS) took a step forward to streamline the process of licensing  Fintech firms seeking to operate across the US. If you are based outside the US you may be surprised to know that banks and Fintechs must comply… Read More

February 7, 2018 @ 9:22 am By JD Alois  |  

“This year couldn’t be more different,” Toby Austin, CEO & Co-Founder of Beauhurst The above quote pretty much sums things up. According to the numbers tallied by Beauhurst, 2017 was a gangbuster year for investment into UK high growth firms. Austin adds that; “It’s good… Read More

February 6, 2018 @ 9:54 pm By JD Alois  |  

OurCrowd is arguably a vital variable in the rise of Israel’s claim to be the leading nation when it comes to entrepreneurial innovation. The country has established itself as a hotbed for early stage tech firms in a diverse array of sectors. Today, most all… Read More

February 5, 2018 @ 1:58 pm By Therese Torris  |  

The Paris Fintech Forum 2018 (#PFF18) was a huge event, here are a few highlights from the sessions moderated by Crowdfund Insider & friends. The conference gathered more than 2,500 delegates from more than 50 countries from the five continents at the old French stock… Read More

February 4, 2018 @ 5:24 pm By JD Alois  |  

It is that time of year again. Tax time. The dreaded annual routine where you compile all of your state and federal tax forms into an envelope and shuffle it off to your accountant. Alternatively, you may use a tax software and do it yourself… Read More

January 30, 2018 @ 4:06 pm By Samantha Hurst  |  

On Tuesday, social media giant Facebook announced it is officially banning all ads concerning bitcoin, other cryptocurrencies, and initial coin offerings (ICOs). Facebook Product Management Director, Rob Leathern, stated the platform’s team has created a new policy that prohibits ads that promote financial products and services that are frequently… Read More

January 30, 2018 @ 12:44 pm By JD Alois  |  

The creation of Bitcoin, along with the Blockchain technology that enabled the digital currency, was a revolutionary act that has changed the world of finance forever. Originally envisioned as a transactional digital currency, Bitcoin has evolved more into an investment, or vehicle to speculate, due… Read More