Opinion

Editorial opinions and perspective on Fintech.

Non-Fungible Tokens: Buyer Beware!

Non-fungible tokens (NFT) are currently the belle of the blockchain ball. The revenue related to sales of NFT’s are staggering: $69 Million for Beeple while NBA’s Top Shot swished over $700M in sales in less than a year. Open Sea, the largest NFT exchange, has a… Read More

Nobel Prize Winning Economist Paul Krugman Argues that Crypto-Assets have “Disturbing” Parallels with Subprime Mortgage Crash

Paul Krugman, an American economist and public intellectual, who is Distinguished Professor of Economics at the Graduate Center of the City University of New York, has warned consumers about the volatile virtual currency markets. Krugman, a Nobel-prize-winning economist, has compared the fast-evolving cryptocurrency markets to the… Read More

Skip the Credit Card Terminal, Apple to Enable NFC Transactions Directly on the iPhone

Apple (NASDAQ:APPL), the largest publicly-traded company in the world, is predicted to enable credit card transactions directly via its ubiquitous iPhone. The new feature will challenge all credit card terminal providers like Block/Square (NYSE:SQ) that generate massive amounts of revenue by processing payments via credit… Read More

Blockchain Devs at Qtum Explain How they Achieve High Scalability Without Sacrificing Decentralization

Scalability has been the “hottest topic” in the crypto space during the past few years, the team at Qtum notes in a recent update. Qtum‘s developers write in a blog post that they have seen several projects “adopt a centralized stance just to speed up… Read More

Perspective: Unpacking Venture’s Virtuous Circle

With a new SPAC launched seemingly every day and IPOs popping left and right, it might seem like the public markets are the place to be. Although following that path to liquidity might make sense for some companies, that’s just not the case for most… Read More

Biden Administration Planning Crypto Regulation Proposal

The Biden administration is planning to roll out a proposal for crypto regulation as soon as next month, according to reports. The White House’s policy push is expected to be accompanied by legislative proposals emerging from Congress as the Executive and Legislative branches work to… Read More

Cardano to Reach $2 This Year, Predicts deVere Group CEO

Cardano, a rival cryptocurrency to Ethereum, is likely to hit all-time highs of $2 before the end of 2022, predicts deVere Group CEO Nigel Green. The bullish guess comes as Cardano (ADA), the fifth-largest crypto, has jumped by almost 50 per cent in seven days… Read More

Perspective: Will Our Response to Rising Inflation Define 2022?

Surging global inflation is the number one concern for many households in 2022. With living costs continuing to rise much faster than wages, household budgets are increasingly stretched. Let’s take a closer look at how inflation is changing the game. In the UK, inflation has… Read More

CEO of Payments Platform Banked.com Comments on Amazon UK’s Decision to Keep Accepting Visa Transactions

As was reported earlier, Amazon UK has hit the pause button on an earlier announcement that it would stop accepting Visa for transactions in the UK. Of course, the decision to cease allowing Visa was due to the very high fees associated with using the… Read More

Amazon Decides to Continue to Accept Visa Cards in the UK, For Now

Towards the end of 2021, Amazon UK distributed an email to its customers stating it would stop accepting Visa cards for purchases beginning January 19, 2022. Today, it is being widely reported that Amazon has backed away from that decision. According to AP, Amazon has… Read More

Once Promising German Digital Security Platform Neufund Shuts Down

Neufund, once a high-profile security token platform offering primary issuance based in Germany, has decided to shut down. In 2018, Neufund announced its first “equity token offering” or ETO that was initially said to be in compliance with German law. At that time, Neufund co-founder… Read More

Fintech Adoption to Continue in 2022 with Financial Inclusion, Green Investments, Online Trading, Remittance Payments As Key Focus Areas

Financial services have become a lot more accessible, seamless, and user-friendly in the past decade due largely to the rise of innovative Fintech platforms throughout the world. Traditional banking service providers have launched their own digital transformation strategies in order to remain competitive in a… Read More

Frédérick Lavoie from Flinks Comments on Latest Fintech Trends Including Open Banking, BNPL

Open Banking is the “future of banking,” according to an update from alternative investment platform YieldStreet. The team at YieldStreet has explained how Open Banking can impact your banking experience. In an episode of The Yield, Yieldstreet CFA Peter Kerr was joined by Frédérick Lavoie… Read More

Former SEC Official Predicts End of Businesses Accepting Cryptocurrency, Labels Crypto a “Menacing Cancer”

At least one former enforcement executive from the Securities and Exchange Commission (SEC) is predicting the demise of crypto – or at least a significant setback for digital assets. John Reed Stark, former head of the SEC’s Internet Enforcement team says that new rules from… Read More

Daniel Larimer Says it’s Time to Upgrade EOS to Enable Distributed Autonomous Companies to Issue Crypto Tokens

Daniel (Dan) Larimer, who’s now on a mission to create “free market” solutions to “secure life, liberty, property, and justice for all” (http://edenoneos.com, http://hive.blog) after working as CTO at Block.one and being involved in various other ventures like Steemit and BitShares, says that it’s time… Read More

SPACs Have Big Year in 2021. What’s Next for 2022?

Doug Ellenoff of Ellenoff, Grossman and Schole Shares Insight into Booming SPAC Market. Special purpose Acquisition Companies or SPACs had a blowout year in 2021.  While the financing vehicle has been around for decades, in recent years SPACs have rocketed in popularity. SPACs are an… Read More

Tommy Nicholas from Alloy Says Firm Spends Considerable Time Thinking About Managing Interplay between Risk and UX

Tommy Nicholas, CEO at Alloy, which specializes in identity verification APIs that make KYC/AML “effective and simple,” says that he loves Fintech. Nicholas writes in a blog post that he believes the wide availability of “digital-first” consumer/SMB financial services helps “drive fees down, increases access… Read More

Crypto Markets Massively Outperformed Other Asset Classes Last Year, Reasonable to Expect Market Crash in 2022: Report

The team at Blockchain.com, a leading block explorer, crypto wallet, and trading platform, says that 2021 witnessed a “fourth” major bull cycle for Bitcoin (BTC) and other crypto-assets. Historically, in the years that followed the previous large bull markets, we’ve seen “a struggle to hold gains… Read More

Southeast Asia’s StashAway, a Digital Wealth Manager, Says they’re Prepared for a Solid 2022

Stephanie Leung, Group Deputy CEO at Southeast Asia’s StashAway, a digital wealth manager, notes that the COVID-19 outbreak has accelerated three key trends: a new inflation regime, China’s economic recovery, and the Fourth Industrial Revolution. According to Leung’s observations, the Coronavirus pandemic has continued to… Read More

Top 10 Fintech Predictions for 2022

6 years is an eternity in Fintech and this is my 6th annual Top 10 Fintech Predictions for 2022. 2021 was a great year for Fintech, billion-dollar IPOs, Crypto, NFTs, and the evolution of blockchain technology has taken over the globe. BigTech are all basically… Read More

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