Tagged: brian knight

February 6, 2023 @ 12:33 pm By JD Alois  |  

The House Subcommittee on Financial Institutions and Monetary Policy, part of the Financial Services Committee, will discuss banking and the need to improve the regulatory environment in light of emerging technology. The hearing, Revamping and Revitalizing Banking in the 21st Century, will review ways regulation… Read More

April 28, 2020 @ 2:01 pm By JD Alois  |  

This is an interesting discussion. Todd H. Baker and Kathryn Judge, both from the Columbia Law School, posted an article earlier this month on banks and Fintechs in the time of the COVID-19 pandemic. As most people recall, during the last big financial crisis, policymakers fumbled… Read More

February 2, 2020 @ 6:03 pm By JD Alois  |  

On Wednesday, February 5th at 10AM, the House Financial Services Committee will hold a hearing entitled, “Rent-A-Bank Schemes and New Debt Traps: Assessing Efforts to Evade State Consumer Protections and Interest Rate Caps.” The Hearing will most certainly address the emergence of Fintechs, specifically online… Read More

January 26, 2018 @ 3:51 pm By JD Alois  |  

The House Financial Services Committee has scheduled a hearing entitled Examining Opportunities and Challenges in the Financial Technology (“Fintech”) Marketplace. The hearing expects to examine the current regulatory landscape, the need to amend or modernize the regulatory landscape or the necessity to amend existing financial… Read More

November 19, 2017 @ 9:31 pm By JD Alois  |  

Earlier this month Crowdfund Insider posted a research report published by the Cleveland Federal Reserve that was highly critical of the peer to peer lending industry (marketplace lending) in the US. The report, authored by Yuliya Demyanyk at the Cleveland Federal Reserve, Elena Loutskina at the University… Read More

February 6, 2017 @ 10:53 am By JD Alois  |  

Last December, the Office of the Comptroller of the Currency (OCC) – part of the Department of Treasury-  proposed a “National Bank Charter for Fintech Companies”. The exploration stirred up a hornet’s nest of public officials that were not too pleased the OCC would think… Read More

January 21, 2017 @ 3:38 pm By JD Alois  |  

“If you want something new, you have to stop doing something old” ― Peter F. Drucker The Office of the Comptroller of the Currency (OCC) rattled the cages of big finance and state regulators in proposing a possible “Fintech Charter” to license and regulate emerging… Read More

February 27, 2016 @ 2:49 pm By JD Alois  |  

For many small businesses to thrive, they need access to capital.  A promising business must be able to find financing to grow their business. If you do not have sufficient cash on hand you must go elsewhere. Typically SMEs start with the proprietor using their… Read More

September 10, 2013 @ 9:36 am By Brian Knight  |  

With the recent confirmation of Mary Jo White as Chairman of the SEC and Kara Stein, and Michael Piwowar as SEC Commissioners, the leadership of the SEC is undergoing significant changes that will affect public policy for years to come. It has been argued that… Read More

July 11, 2013 @ 9:30 am By Charles Luzar  |  

Mark your calendar. July 10th was a big day in the fight for increased access to capital in the United States, as well as the overarching timeline of the fledgeling crowdfunding industry. Title II of the JOBS Act mandated a lifting of the ban on… Read More

April 5, 2013 @ 11:54 am By JD Alois  |  

Crowdfunding due diligence platform Crowdcheck has scheduled a gathering in Washington DC to discuss the possible risks to securities Crowdfunding. The event is featuring keynote speaker US Senator Mark Warner (D – Virginia). Entitled Fraud and Red Tape: Risks to the Potential of Securities Crowdfunding… Read More

March 20, 2013 @ 8:00 am By JD Alois  |  

99Funding , a securities crowdfunding platform, has announced the launch of their equity crowdfunding site.  Currently only accredited investors will be allowed to invest through the 99Funding platform.  The site offers a secure, transparent and efficient market for investment crowdfunding.  Managing Directors Craig Goos and… Read More

March 6, 2013 @ 1:50 pm By Charles Luzar  |  

Recently Steve Rattner, founder of private equity firm Quadrangle Group, had some pointed criticism regarding investment crowdfunding. In a post on the New York Times, Rattner criticized the term “JOBS Act,” the loosening of restrictions on general solicitation, the definition of an emerging growth company… Read More

February 5, 2013 @ 5:17 pm By Brian R Knight  |  

After a long holiday break the CrowdFundCast is Back!  This time we get to interview Mr. Sang Lee of Return On Change about crowdfunding and high impact investment.  The discussion was fascinating, the skype…a little wonky, but Sang graciously put up with the technical hurdles to talk… Read More

December 12, 2012 @ 7:01 am By JD Alois  |  

I recently got around to listening to Brian Knight’s excellent CrowdFundCast podcast that he produces periodically.  His latest podcast discusses the SEC Small Business Forum, which we’ve covered previously. Sarah is an accomplished attorney with vast experience with the securities and finance industry.  She spent… Read More