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More US Banks are Coming, Fintech Ones Too & That’s Good for Consumers

This week N26, a Germany based digital bank, announced it has set up shop in the United Kingdom. N26 already provides banking services in 17 European markets including France, Spain, Italy, Belgium and more. The launch of the challenger bank has long been expected but… Read More

From Goldman Sachs to Crypto: CoinFi Founder Believes it is the Dawn of a New Industry

CoinFi, is described as the “world’s first decentralized crypto market intelligence platform” designed to offer research, analysis and trading signals for crypto traders. The goal is to give users an edge when they speculate on the price movement of crypto – a higher that is… Read More

Will the EC Pass Pan European Crowdfunding Regulations, Including Initial Coin Offerings?

For quite some time now, the European Commission has been discussing creating a pan-European approach to investment crowdfunding. This policy move absolutely makes sense and clearly aligns with the Fintech Action Plan and Capital Markets Union. In many ways, creating a single law for all… Read More

Bitcoin Foundation Challenges French Pacte Bill and Bitlicense Proposal as France Preps ICO Legislation

The Bitcoin Foundation has submitted an opposition letter to the French Parliament Special Commission which is currently reviewing the PACTE legislation that is ostensibly designed to empower initial coin offerings (ICOs) in France. The Bitcoin Foundation “strongly opposes” an amendment apparently submitted on Friday, September… Read More

Exclusive! Mr & Mrs Smith Founder Tamara Lohan Discusses the Record-Breaking Crowdcube Raise, Global Travel Industry Growth & Women in Tech

Since Mr & Mrs Smith, a global luxury travel business, launched its equity crowdfunding campaign through Crowdcube in September, the business has been the first offering to top €5 million. At this writing, Mr & Mrs Smith has secured over £5,817,124 — overfunding by 581%–… Read More

What We Can Learn From the SEC’s Lawsuit Against Elon Musk

On September 27, 2018, the SEC filed a lawsuit against Elon Musk for committing securities fraud because of some tweets he published on August 7, 2018. A mere two days later, September 29, 2018, Musk settled with the SEC. As part of their settlement agreement,… Read More

Austria to Be First European Country to Issue Government Bond on Blockchain

On Tuesday (2 October 2018), Austria will become the first European country to issue a government bond using blockchain technology. The Austrian government is auctioning off €1.15 billion in Bonds using Ethereum to manage the security issuance.  The issuance will be handled by the Oesterreichische Kontrollbank (OeKB)… Read More

The Crypto Custody Conundrum

As the crypto markets have evolved rapidly during the last year and institutional investors (like Arca Funds) have begun to invest, fitting into the existing financial services framework has proven difficult. The primary debate around legacy intermediary systems and how they relate to real money… Read More

China: WeiyangX Fintech Review

Bitcoin Mining Giant Bitmain Goes Public in Hong Kong On September 26th, Bitmain, a Beijing-based Bitcoin mining giant, finally disclosed its IPO prospectus to be listed on the Hong Kong Stock Exchange. CICC will serve as the sole sponsor. According to the prospectus, Bitmain’s net… Read More

Judge Rules that CFTC Has Jurisdiction in Case Against My Big Coin ICO & Allegations of Fraud

Gavel Court Legal Trial Law rawpixel unsplash

In January 2018, the Commodity Futures Trading Commission (CFTC) leveled allegations of fraud and misconduct against My Big Coin, an initial coin offering (ICO) that was said to fleece $6 million from investors. My Big Coin fought back when defense counsel said the CFTC had… Read More

Ronald Kleverlaan, Director European Centre for Alternative Finance, Shares Insight Into European Fintech Marketplace

EU coins money Europe

Ronald Kleverlaan is a well known thought leader in the European Fintech sector. He is Director of the European Centre for Alternative Finance (ECAF) at Utrecht University in the Netherlands -a joint initiative of the University Utrecht School of Economics, CrowdfundingHub, and the Sustainable Finance Lab. ECAF… Read More

Why We Need to Raise the Reg A+ Cap to $75 Million

majesty-of-law-dc-legislation-house-capitol-4

In March of this year, the House of Representatives passed H.R. 4263, better known as the Regulation A+ Improvement Act. The bill passed with bipartisan support, being co-sponsored by two Democrats: Representatives Sinema and Gottheimer, alongside two Republicans: Representatives Stivers and Hollingsworth. Signing this bill… Read More

AOIP: New Association Launched to Help Guide Investment Crowdfunding Industry

Youngro Lee of NextSeed 3

Association of Online Investment Platforms Seeks to Boost Trust, Educate Investors & Help Businesses in Need of Funding The investment crowdfunding industry in the United States was launched following the signing of the JOBS Act of 2012. This bi-partisan legislation enabled online platforms to promote… Read More

UK Fintech Unicorn: Funding Circle Preps for Initial Public Offering

Funding Circle Founders

Funding Circle is a Fintech darling in the UK. The peer to peer lending platform is archetypal of this sector of Fintech that originated in Great Britain. Today, Funding Circle is the largest online lender in the UK having passed Zopa (mainly a consumer lender), in… Read More

Is EOS the iOS of Blockchain?

EOS.io on iPhone

EOS Explained. EOS is a smart contract platform for the development and launching of decentralized applications. The project aims to be completely decentralized in the future, with the ability to support industrial applications at higher speeds and no fees. You may have heard of EOS… Read More

China: WeiyangX Fintech Review

Steve Long on Unsplash Shanghai China

Shanghai Information Security Evaluation and Certification Center is Working on the Establishment of Blockchain Technical Security Standards According to a report called “Safety issues under the rapid development of the “blockchain +” industry”, blockchain security problems in 2018 have caused $2 billion in asset losses… Read More

Reg CF: 44 FINRA Approved Crowdfunding Portals and Counting

In June, we updated readers on the number of FINRA approved Reg CF portals. At that time the count stood at 41 regulated crowdfunding platforms. As of today (September 21, 2018), that number has now increased to 44 FINRA approved Reg CF platforms as three new… Read More

Turbocharging Digital Content Creation With Blockchain Technology

The advent of the internet has, without a doubt, forever changed the face of digital content, whether it’s movies, music, eBooks or games. Providing creators with a radical new way to instantly publish content and have it reach huge audiences globally is a vast improvement… Read More

X Financial on IPO: We Have Built One of the Strongest Fintech Businesses in China

Shenzhen, China

Earlier today, China based X Financial (NYSE:FXE) traded on the New York Stock Exchange (NYSE) in its initial public offering raising approximately $104.5 million as 11 million shares were floated at $9.50/share. The shares quickly jumped higher in early trading and eventually closed about 25%… Read More

UK Parliament Treasury Committee: Need for Cryptocurrency Sector Regulation “A Matter of Urgency”

The UK can no longer rely on “feeble” warnings to consumers from its securities regulator and should swiftly extend existing legislation to govern the cryptocurrency and digital asset sector in country, says a Parliament Treasury Committee established in February to examine the matter. After doing its… Read More

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