Tagged: timothy li

April 21, 2019 @ 8:39 pm By Timothy Li  |  

It’s hard to believe that the most attended Fintech conference LendIt Fintech USA had its 7th birthday in the Mecca of Fintech, San Francisco this past week. Thousands of attendees from all over the world descended into San Francisco’s Moscone Center for this once a… Read More

January 31, 2019 @ 4:14 pm By JD Alois  |  

Online lender Quicken Loans appears to be moving quickly to completely rebrand under the Rocket name. While introducing Rocket Financial some time ago, it seems that it is out with the old and in with the new. Quicken Loans is old school Fintech founded by entrepreneur… Read More

January 21, 2019 @ 10:24 pm By JD Alois  |  

Nicole Houston has been promoted to Chief Executive Officer of MaxDecisions, Inc. Founded by Timothy Li and Henry Wang, MaxDecisions is a Fintech focused analytics, marketing, and risk management firm advising the online lending industry. According to a note from the firm, Houston has been with MaxDecisions since… Read More

January 2, 2019 @ 11:06 am By Timothy Li  |  

As we head into a market correction, 2019 and beyond will be very interesting for the evolving Fintech industry. This sector of finance saw significant M&A activity and massive fundraising during the 2nd half of 2018 and I predict that we will see more of… Read More

November 9, 2018 @ 10:44 am By JD Alois  |  

Earlier this week it was revealed that RealtyShares, a respected real estate crowdfunding platform that has originated just under $900 million in investment capital, was winding down operations. The turn of events was driven by the lack of available risk capital to keep the real… Read More

May 23, 2018 @ 7:05 pm By JD Alois  |  

The Office of the Comptroller of the Currency (OCC) issued a Bulletin today encouraging banks to issue small loans to consumers. In past years, banks have shied away from providing credit that was deemed too high risk to pursue and too costly to originate. As… Read More

May 7, 2018 @ 12:33 pm By Timothy Li  |  

  In two of my previous articles, “The Top Ten Fintech Predictions for 2018” and “Top The Fintech Predictions for 2017”,  I predicted a few things to come including The End of Privacy, Vertical Integration and What’s Your Advantage where I visualized Facebook, Snapchat, Tesla,… Read More

May 7, 2018 @ 11:05 am By JD Alois  |  

The State of New York is may create a new regulatory hurdle, and associated cost, for online lenders. A bill (Senate Bill S8340) sitting in the New York State Senate now, will create a limited state charter for internet lending. Sponsored by New York State… Read More

January 23, 2018 @ 4:34 pm By JD Alois  |  

Fluid Credit, a Fintech startup that targets college students and responsible credit, has published “Fluid By The Numbers”, a “power ranking” that looks into thousands of U.S. college students’ credit and spending behavior. Fluid provides interest free credit to students to help build up their… Read More

January 17, 2018 @ 1:30 am By Timothy Li  |  

Last year, I boldly predicted 10 Fintech movements that will take place as Earth makes another perfect rotation around our Sun. It’s always fun to look back and see how wrong I was, so let’s stump the chump! Here are my original predictions. Let’s score… Read More

November 14, 2017 @ 5:15 pm By Timothy Li  |  

I arrived in Dallas, Texas, the night before 2017’s Lend360. A conference catering to lenders, investors and vendors in the online lending space. It started out as OLA (Online Lenders Alliance) a number of years ago. Next year, Lend360 will take place in Chicago, one… Read More

August 17, 2017 @ 11:17 pm By JD Alois  |  

Singapore has worked hard to gain, and retain, the crown of Asian Fintech Hub and you can guarantee it won’t give it up without a fight. There are several countries that are in the race. Recently both Australia and Hong Kong have staked a claim… Read More

August 8, 2017 @ 12:42 pm By Timothy Li  |  

Familiar Faces This is the second year that I travelled to China for the LangDi FinTech Conference in Shanghai. What a difference a year makes? Last year, the conference had a massive showing of over 1,300 attendees. This year, the conference nearly doubled to 2,400… Read More

August 3, 2017 @ 4:18 pm By JD Alois  |  

Fluid, a Fintech and Adtech startup based in California, has announced a strategic partnership with Nomad Credit, a financial marketplace serving international students currently or planning to live in the United States. Fluid launched their Fintech App on the Apple App store last month has… Read More

July 15, 2017 @ 9:20 am By JD Alois  |  

Fluid, a Fintech and Adtech startup has expanded its service to US students into 32 different states. The App based lender is available on iTunes allowing up to $500 in credit without any additional interest payments.  The description on iTunes explains it is exclusively designed… Read More

July 14, 2017 @ 8:21 am By Timothy Li  |  

Hong Kong AMTD-LendIt Conference officially kicked off today in one of the most metropolitan cities in the world, Hong Kong, China. This town, considered as one of the busiest financial centers of the world is now on the brink of another step in this city’s… Read More

July 9, 2017 @ 1:48 pm By Timothy Li  |  

After an exhausting flight from LAX to Hong Kong, I was greeted by friendly staff at LendIt China, also known as Lang Di Conference, at one of the busiest airports in the world. The amount of logistics communication from Bo Brustkern, Chairman at Lang Di… Read More

June 19, 2017 @ 6:22 pm By Timothy Li  |  

During July 2016, I was part of a delegation of US Fintech executives visiting our counterparts in Hong Kong, Shenzhen, and Shanghai, China. We toured and visited some of the most exciting Fintech platforms in China such as LuFax, CreditEase, Tencent (the creator of WeChat),… Read More

April 21, 2017 @ 6:58 am By Timothy Li  |  

When I took my first computer science courses in college, my professor often cited the old adage “Garbage in, Garbage out”. Most of the students in the classroom chuckled. For most of us, that was the first time we heard that expression. What he meant… Read More

March 24, 2017 @ 9:37 am By JD Alois  |  

  Comptroller of the Currency Thomas Curry recently said the Office of the Comptroller of the Currency will be issuing Fintech Charters. While the hope was the OCC would create a light touch, streamlined approach to empowering Fintech firms to operate across the US without… Read More