Tagged: europe

May 2, 2016 @ 3:00 am By JD Alois  |  

Research Initiative is in Collaboration with 17 Major Industry Associations & Organisations The Cambridge Centre for Alternative Finance (CCAF) at the University of Cambridge Judge Business School is launching the Second Annual European Alternative Finance Industry Survey with the support of 17 major European industry associations and research… Read More

April 29, 2016 @ 10:04 am By JD Alois  |  

Below is the joint response delivered by several European crowdfunding associations including: The European Crowdfunding Network, The UK Crowdfunding Association, Financement Participatif France and Nederland Crowdfunding.  The document is in support of an initiative to raise the prospectus exemption to €10 million (the Committee on Economic… Read More

April 29, 2016 @ 9:50 am By Therese Torris  |  

  Earlier this year, the crowdfunding sector represented by the European Crowdfunding Network (ECN) the UK Crowdfunding Association, Financement Participatif France and Nederland Crowdfunding had called on the Parliament and the European Council to be very ambitious with the planned revision of the Prospectus Directive…. Read More

April 19, 2016 @ 10:45 am By JD Alois  |  

The European Commission has presented a set of measures intended to support and link national initiatives for the “digitisation of industry”.  The initiative is part of the policy push to improve competition and support industry including, the Capital Markets Union, Energy Union, Single Market Strategy,… Read More

April 1, 2016 @ 2:34 pm By Samantha Hurst  |  

This week, CEO of Seedrs, Jeff Lynn, sat down with The Memo to share details about the crowdfunding industry’s growth and his opinion on competitor, Crowdcube. During his interview, Jeff discussed Crowdcube: “I have a lot of respect for the way Crowdcube [has] done some things, they have… Read More

February 27, 2016 @ 7:52 am By JD Alois  |  

The European Commission is in the midst of a consultation as to how they may improve retail financial services to consumers across Europe.  The challenge, of course, is not just within individual countries, but in the diversity of cost, structures and regulatory approaches that pepper… Read More

January 30, 2016 @ 6:06 pm By JD Alois  |  

Published during the final weeks of 2015, the European Parliament released an extensive document on the collaborative economy.  The shifting economics driven by sharing and technology has already altered entire industries. That we all know but this is only the beginning.  The scribes at the… Read More

January 27, 2016 @ 8:39 am By JD Alois  |  

According to Dow Jones’ Venture Capital Report, European VC fundraising jumped 58% to €1.33 in Q4 2015 in comparison to Q3 when reviewing the number of fund closings and capital raised. When comparing to Q4 of 2014, venture capital increased only 6% as the number of… Read More

January 22, 2016 @ 11:02 am By Federica Sabbatini and Luca Scali  |  

  An Update on How Close We Are to Getting Back on Track. Hub21 is a venture accelerator based in Ascoli Piceno (Marche Region in Italy), whose mission is to incubate startups, with Go-to-Market, fundraising, management support and its own strategic observatory over digital startups…. Read More

January 18, 2016 @ 4:28 pm By Samantha Hurst  |  

Peter Thiel, Paypal’s co-founder and first outside investor in Facebook, has reportedly made an investment in Deposit Solutions GmbH, which is considered the first open architecture platform for retail deposits in Europe. Since its establishment in 2011, Deposit Solutions has already mediated deposits in excess of… Read More

December 17, 2015 @ 1:37 pm By JD Alois  |  

Portugal has published proposed investment crowdfunding regulations in a consultation paper that is open for comments. The document posted by theComissão do Mercado de Valores Mobiliários (CMVM), embedded below, proposes a cap on funding at one million euros within a 12 month period. The consultation… Read More

November 19, 2015 @ 8:30 am By JD Alois  |  

A partnership between the Crowdfunding Hub, European Network of Crowdfunding Professionals and FG lawyers (Dutch boutique law firm with a special focus on alternative finance and fintech), has launched pan-European research to identify the liability risk in respect to the various forms of crowdfunding. Entitled… Read More

November 17, 2015 @ 7:39 am By JD Alois  |  

The EU’s VAT Committee has published its review of the liability to VAT of crowdfunding activities. The Committee stated that “where platforms provide services free of charge40 they remain outside the scope of application of the VAT Directive”.  But where services generate a fee, such… Read More

October 30, 2015 @ 1:22 am By Midori Yoshimura  |  

What goes around, comes around, seems to be one concept behind the UK-based MoneyCircles.com, a decentralized peer-to-peer lending app that allows circles of people to get together and mimic a credit union to save and lend with one another, based on a “common bond.” The company is the… Read More

October 30, 2015 @ 1:00 am By Therese Torris  |  

Insights from the European Crowdfunding Convention 2015 The European Crowdfunding Network (ECN) has been holding its 4th Convention in Paris. The main topic of the first day was the Capital Markets Union and its implications for crowdfunding. The European equity funding gap The Capital Markets… Read More

October 26, 2015 @ 9:01 am By JD Alois  |  

European venture capital has dropped 58% in capital raised from Q2 to Q3 2015.  This is according to a report produced by Dow Jones. The research states that 13 European venture capital funds accumulated €853 million during 3Q 2015, dropping 58% in capital raised from… Read More

October 23, 2015 @ 1:42 pm By Therese Torris  |  

Part II: Seen & Heard at Lendit Europe If you missed attending Lendit Europe, you missed a great event. You can catch up on a selection of presentations on Lendit . For short skimming, we’ve selected a few thought-provoking quotes from day 2. You may also… Read More

October 13, 2015 @ 2:22 am By Midori Yoshimura  |  

European small and medium-sized enterprises (SMEs) have access to nearly twice the amount of funding as their U.S. counterparts, yet bank loans remain the most common form of SME finance in Europe, according to a recent press release. This leaves huge scope for small businesses… Read More

October 12, 2015 @ 10:26 am By JD Alois  |  

The European Parliament has adopted the proposal by the European Commission regarding a revised directive on payment services – also called PSD2. The law was originally proposed in July of 2013.  The legislation is designed to protect consumers when they make payments online and via… Read More

October 2, 2015 @ 1:59 am By Midori Yoshimura  |  

Just one year after France passed legislation permitting crowdsourced loans for small businesses, peer-to-peer platform Lendix has become the first to raise €1m in France for a company in a single transaction, according to the Financial Times. €1m, the maximum the new law permits, was raised for… Read More