Tagged: europe

September 30, 2015 @ 9:14 am By JD Alois  |  

As expected the European Commission has published its “action plan” on the Capital Markets Union (CMU) initiative.  The basis of the European Community has been economic integration. The reality has been far different as individual nations are loathe to submit to the vagaries of policy… Read More

September 29, 2015 @ 9:48 am By Samantha Hurst  |  

Creamfinance LLC, a European online consumer lending company, has recently reached an agreement with peer-to-peer lending platform Mintos. From now on, investors will be offered an opportunity to invest in short-term unsecured loans issued in Georgia. According to the CEO Matīss Ansviesulis, an initiative to join the… Read More

September 29, 2015 @ 12:12 am By JD Alois  |  

PwC has recently published an interesting report on the European Capital Markets Union (CMU).   The European Commission has an objective to diversify and improve access to capital.  Knocking down barriers and streamlining processes to accomplish this goal should be good for the entire EU… Read More

September 7, 2015 @ 10:12 am By Ronald Kleverlaan  |  

The e-Residency project is an initiative of the Estonian government to offer every world citizen the possibility to become an e-Resident of Estonia. As a side effect they could solve a number of problems for current Crowdfunding platforms with this government backed e-identity program and boost the industry…. Read More

September 1, 2015 @ 1:23 pm By Erin Hobey  |  

The problem: As coach travel (traveling via bus) becomes increasingly more popular in Europe, comprehensive information on itineraries, available seating and current ticket pricing have not been as readily accessible as information for airline tickets and rental cars. As a result, not only do roughly 65,000 European coach… Read More

August 28, 2015 @ 12:04 am By JD Alois  |  

Peer to peer lending platform Bondora has announced forthcoming updates to its platform that marks a significant improvement for investors.  According to Bondora, coming this fall a new passive investing feature will be incorporated into their site. This should make it easier for new investors to… Read More

August 19, 2015 @ 10:55 am By JD Alois  |  

Latvia-based peer to peer lending platform Twino has reaffirmed its push to offer investors a unique buyback guarantee.  Twino states it is the only European direct lender to offer such assurance. Part of parent company FinaBay, the Twino states it has 7 years of online lending experience and… Read More

July 28, 2015 @ 4:17 pm By Samantha Hurst  |  

Tripping.com, a search engine for vacation homes and short-term rentals, announced it has raised $16 million in Series B financing from investors across New York, Silicon Valley, Asia, and Europe. This news coincides with the unveiling of significant growth statistics, including a 2,918% increase in… Read More

July 27, 2015 @ 8:39 am By JD Alois  |  

Last week Crowdfund Insider shared a report by KPMB/CB Insights that quantified the rocketing venture capital sector – at least in part fueled by a growing population of Unicorns.  Today Dow Jones VentureSource chimes in on Europe stating VC capital accumulation more than doubled in… Read More

July 26, 2015 @ 10:26 pm By JD Alois  |  

The European Securities & Markets Authority (ESMA) has published a Q&A addressing the potential for nefarious characters to abuse investment crowdfunding to launder cash or provide financing to terrorist organizations.  This is a subject the traditional banking sector knows rather well as they are subjected… Read More

July 23, 2015 @ 4:38 pm By JD Alois  |  

The inaugural Crowd Dialog Europe event is scheduled to take place next month in Helsinki, Finland. The conference is described as an “experts gathering” with participants from over 25 different countries who will meet to discuss the most recent developments in crowdfunding, crowdsourcing, and crowd-innovation.  Crowd… Read More

July 21, 2015 @ 9:45 am By JD Alois  |  

Mangopay is a shining star in the FinTech world of Europe. Founded by Céline Lazorthes, Mangopay has filled a void in the online payment / transaction space providing a white label solution that is quickly going global.  The European Crowdfunding Network (ECN), has announced that… Read More

July 21, 2015 @ 9:08 am By Therese Torris  |  

Alternativa.fr is an intriguing cross between an equity crowdfunding platform and an alternative exchange system which gives it something many crowdfunding platforms would like to have: a secondary market for trading SME’s private equity shares. Creating liquidity for private shares is an ongoing discussion in… Read More

July 16, 2015 @ 7:17 am By JD Alois  |  

FundedByMe, based in Sweden, has published a review of successful Nordic equity crowdfunding campaigns.  FundedByMe provides a portfolio of services for companies raising capital including debt, equity and rewards based crowdfunding. The platform has successfully funded around 500 companies from 25 different countries so they… Read More

July 15, 2015 @ 3:20 pm By JD Alois  |  

Ratings and research agency, ARC Ratings, published a market report on peer to peer lending earlier this month.  The authors note that P2P lending is “experiencing a surge in popularity”.  According to ARC the factors fueling growth include: 1)  With interest rates at rock-bottom, and… Read More

July 10, 2015 @ 11:26 am By Samantha Hurst  |  

Research and Markets has announced the addition of the “European Peer-to-Peer Lending: Market Insight 2015 “ report to their offering. Peer-to-peer (P2P)lending has continued to grow rapidly across Europe as lenders seek higher returns than are available from banks and borrowers embrace willingness to lend to sectors the… Read More

July 8, 2015 @ 10:09 am By Samantha Hurst  |  

Research and Markets has announced the addition of the “Peer-to-Peer Lending Platforms Revolutionizing Traditional Practices” report to its offering. Since the 2008 global economic and financial crisis, individuals and businesses around the world have struggled to obtain financing from traditional lenders. In Europe the difficulty in obtaining new financing… Read More

July 2, 2015 @ 10:54 am By JD Alois  |  

Cloud banking tech provider Mambu has forged an agreement with the Ferratum Group to power “Ferratum Business”.  This new subsidiary is a designed to provide SME financing and loan service. Mambu’s cloud based, SaaS, will help manage loan application, origination, credit scoring and loan disbursement… Read More

June 26, 2015 @ 6:22 pm By JD Alois  |  

“High-quality, easily comparable financial information on the companies seeking crowdfunding or peer-to-peer lending should be available across borders” state MEPs The European Parliament issued a statement last week regarding the hot topic of the Capital Markets Union (CMU) across the European Union. One of the… Read More

May 13, 2015 @ 12:05 am By Barry James  |  

EU Poised to Tax Crowdfunding Campaigns Potentially Killing Off Source of SME Funding Will Crowdfunders from the US and across the world be caught in the crossfire as the EU quietly prepares to declare war on the Internet’s behemoths? The European Union is considering the… Read More