Tagged: perspective

Funding Trends: How Startups Will Raise Capital in 2020

Any new blockchain startup needs funding, but where does that all-important juice come from? While venerable entities (let’s not list them, presumably, you know what and who they are) certainly have the means to plank billions into their chosen ventures, they can’t be expected to… Read More

Perspective: Don’t Blame the SEC, the Definition of “Accredited Investor” Was Never the Problem

Recently, the Securities and Exchange Commission (SEC) proposed changes to the definition of “accredited investor.” Many issuers and intermediaries hoped the SEC would expand the definition of “accredited investor,” to include qualitative conditions, such as education, or by lowering quantitative thresholds, such as income and… Read More

Sherwood Neiss of Crowdfund Capital Advisors Updates on Reg CF Progress: “Successful Reg CF companies have pumped almost $1 billion into local economies”

Crowdfund Capital Advisors (CCA) and its co-founders have been a leading voice advocating on behalf of online capital formation since Sherwood “Woodie” Neiss and Jason Best helped to create the language of the JOBS Act law that legalized securities crowdfunding in the United States. Neiss… Read More

How to Overcome the Challenges Funders Face in 2020

In my former life as an investment banker I didn’t really pay the world of Fintech much heed. In my mind, Fintechs were the reserve of tech-savvy millennials or early adopters and not something for a Generation X Luddite to pay much attention to. Even… Read More

SEC Small Business Capital Formation Advisory Committee Meeting: Private Investment in Early Stage Firms Rise, Public Companies Decline. What to Do …

This week, the SEC Small Business Capital Formation Advisory Committee met at the Commission to discuss access to capital around the country. Multiple presentations were delivered on the state of access to capital including one by the Office of the Advocate for Small Business as… Read More

The Wall Street Blockchain Alliance Asks IRS to Clarify Crypto Tax Approach

The Wall Street Blockchain Alliance (WSBA) has posted a letter addressed to the US Internal Revenue Service (IRS) asking the agency to clarify its stance on crypto and taxation. In the past, the IRS has issued several statements and warnings to holders of cryptocurrency with… Read More

Perspective: What the Next Three Years of Reg CF Holds

Regulation Crowdfunding (Reg CF) celebrates its fourth birthday this year and many numbers are pointing to success – including the 10,000 jobs created by issuers raising capital under the exemption and the more than $200 million in capital raised. However, despite the successes, critics still… Read More

Not Just About Startups: Democratizing the Accredited Investor Definition Will Allow More People Access to Lower Risk Real Estate Investments

While investment crowdfunding rules initially were targeted at early-stage ventures in need of growth capita,l the new rules have fueled the rise of investment platforms for another asset class: real estate investment opportunities. Early-stage ventures, from seed rounds to later-stage venture rounds, tend to include… Read More

Reverse Brexit? Report States Over a Thousand EU Financial Firms to Open Offices in the UK

While much of the discourse surrounding Brexit has focused on the overall impact to the UK’s economy and financial services specifically and how it will undermine the country’s economic prominence, a report out of Bovill today puts a bit of a different spin on things. … Read More

FinnoSummit LatAm Fintech Revolution Part 4: LatAm Digital Transformation and Open Banking

Part 4 of a series of articles covering the fast-emerging Fintech ecosystem in Latin America. During the inaugural FinnoSummit addressing innovations in financial services in Latin America (LatAm), the speaker and audiences settled on a big issue; infrastructure and digital transformation. Most of the Latin… Read More

Israel Rocked Fintech in 2019

Israel is a country well-known for its innovation-driven economy. As the saying goes, in Israel you are either an entrepreneur or an investor. Spend a few days there and you will see what I mean. While the factors that have fostered a start-up boom are… Read More

The New Proposed “Accredited Investor” Definition Changes And Why They Are A BIG Deal

While it passed somewhat under the radar with the holiday season, on December 18, 2019, the Securities and Exchange Commission (“SEC”) released a proposal to significantly amend the existing “accredited investor” definition; which is integral in determining who can participate in private securities transactions. The… Read More

Shuttered: Once a Leading Industry Voice, the UK Peer to Peer Finance Association Disbands as Industry Transitions

The UK Peer to Peer Finance Association (P2PFA) is no more. Once a leading industry voice the Association that once represented the biggest names in the P2P lending industry has made the decision to disband. The news was revealed in a series of reports with… Read More

LatAm Fintech Revolution Part 3: Hunting for the Next LatAm Unicorn. Fintech Investments are Glowing Red Hot!

Whenever there’s opportunity, the money flows. There’s no exception here to a 400 million people market. Latin America is the next fertile ground for homegrown venture capitalists and international money when it comes to Fintech. U.S. and international VCs are on the hunt for the… Read More

Hello Luxembourg: Fintech Map Displays Robust Financial Services Innovation Ecosystem

Luxembourg is a relatively small EU country that has long been home to a good number of financial services firms. In fact, with a population of just 615,000, it is one of the smallest countries in Europe but it also claims one of the highest… Read More

Dancing with Howey: Telegram’s Recent Public Notice on TON Blockchain

On Monday, Telegram, makers of the popular private messaging app Telegram, issued a public notice to, “clarify certain aspects of the TON Blockchain and Grams,” as the company, “continue(s) to prepare for a successful launch of the project.” TON is intended to function as a… Read More

On the Record: IMF Chief Economist Says CBDCs Won’t Supplant the US Dollar & Synthetic Hegemonic Currencies are “Improbable”

There has been a good amount of discussion regarding Central Bank Digital Currencies (CBDCs) – digital iterations of the Euro, Dollar etc. Many central banks are experimenting with the concept. Another thought-provoking idea is the creation of a “synthetic hegemonic currency” as proposed by the… Read More

Provenance Blockchain: A One-Stop Shop for Token Issuance and Compliance?

As the “public blockchain” space is being tempered now by market forces, regulation and reality, companies running or looking to set up an investing platform or manage token issuance may want to take a look at the Provenance Blockchain, a privately-developed DLT (distributed ledger technology… Read More

Have Your Say: The SEC is Accepting Feedback on Update to the Definition of an Accredited Investor

The Securities and Exchange Commission (SEC) is on the cusp of a significant update to the definition of an accredited investor (AI). Depending on the final rules, the Commission could broadly expand access to private securities offerings – a sector of the capital markets that… Read More

Perspective: Why Startup Boards are Here to Stay

Startups are a new concept, business is not. Disruptive ideas still need structural backing to become as revolutionary as many startups promise. This means maximizing traditional management models to realize the radical. Startup boards, however, are often overlooked and underappreciated. Most boards are made as… Read More

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