Tagged: perspective

Yes, Token Ambassadors are a Thing! Meet the Influencers of the Crypto World

Millennials are blamed for the destruction of many industries that were initially incepted by the baby boomer generation. These industries include but are not limited to, the housing market, restaurant chains, 9-5 office jobs, and even plastic straws (with good reason). However, millennials aren’t quite… Read More

Canada’s Regulatory System for Fintech is Complex, Costly and Chaotic. It is Stifling Fintech Innovation

Canada may be a smaller market but it has a robust, highly sophisticated economy and a vibrant Fintech sector. Toronto, the financial center of the country, is home to dozens of Fintechs including payment firms, online lending, AI, wealth management, blockchain and more. Yet while… Read More

Perspective: Depending on the Nature of a Digital Asset, 12(g) Reporting May Not be Necessary

Recently Crowdfund Insider was in communication with Securities Attorney Joe Nesler who posts regularly on his law firm’s web site pertaining to issues regarding crypto and securities law. A post by Nessler from last November touched upon reporting requirements under 12g and digital assets. CI… Read More

German Crowdfunding Association Issues Self-Regulatory Transparency Quality Label

At the InnoFinance Summit 2019 on March 26, 2019, the German Crowdfunding Association  (Bundesverband Crowdfunding) introduced its new “Transparency Seal”. The Transparency Seal is a self-regulatory label awarded by the association to member platforms which respect a set of quality and customer protection standards. With this… Read More

On Being Open and Honest With Regulators: The Gladius Network Cease & Desist Order and the SEC’s Map for ICO Remediation

For the third time since November 2018, on February 20, 2019, the SEC issued a cease and desist order relating to an initial coin offering (ICO) which set forth the steps for remediation of an unregistered securities offering, this time for Gladius Network, LLC (the… Read More

Medtech Start-up VoCare Boutique Crowdfunds $1.1 Million on Own Website

VoCare is raising capital for the launch of a new Medtech device, the Vitals360; a smartphone-sized diagnostic device for the Remote Patient Monitoring (RPM) and Point-of-Care verticals. Current investors include AGS Capital and SAW Capital and tax credits are available to Indiana investors via the… Read More

Chatter: Lyft Wanted to Use Reg CF to Get Shares to Drivers but Crowdfunding Exemption was Just Too Tough

Lyft is in the midst of preparing an initial public offering (IPO). This IPO is one of the most anticipated public offerings of the year. The ride-share platform is not only testament to the entrepreneurship of its founders and the creativity and risk-taking intrinsic to… Read More

CipherTrace CEO: “It is a constant challenge to keep pace with crypto crimes and scams”

CipherTrace is a cryptocurrency cyber assurance and compliance firm that has recently formed some interesting partnerships. In February, CipherTrace was backed by $15 million in venture funding to help fulfill its mission on crypto security. In January, CipherTrace published a report on the global cryptocurrency… Read More

Report Shows Bitcoin is Grossly Energy Consumptive. But is Proof-of-Stake Relevant for Bitcoin?

Alex de Vries, Digiconomist.net founder and a blockchain specialist at PwC’s Experience Centre since 2015, has produced an important report on the Bitcoin network’s extreme energy consumption and waste production, which far exceed that generated by regular banking. De Vries conclusion that Bitcoin should “follow… Read More

Puerto Rico Financial Commissioner George Joyner: “There’s a space for virtual assets that won’t go away”

George Joyner has Puerto Rico in his blood. The Commissioner of the Office of Financial Institutions is a veteran player who has spent his whole career in the fast-growing banking and, latterly, FinTech industry in the US territory of Puerto Rico, with the exception of… Read More

Malaysia Proposes Healthier ICO Framework That Also Shows Signs of Naivete

Citing a “growing interest” amongst the public in “blockchain-based digital assets,” the Malaysia Securities Commission has issued a proposed regulatory framework for the issuance of ICO’s (initial coin offerings) and is asking for the public’s feedback. The proposal actually contains many cogent suggestions that improve… Read More

Equity Crowdfunding: Inside Advice from Six Entrepreneurs Who’ve Done It

We interviewed several entrepreneurs who ran successful Reg CF campaigns – as well as two equity crowdfunding platforms – to break down the ins and outs of running a campaign. The bottom line? According to our review, you’re off base if you think equity crowdfunding… Read More

North American Securities Administrators Association Worries About Fintech and State Regulatory Relevance

Last week, the North American Securities Administrators Association (NASAA) issued their legislative agenda for the 116th Congress. Buried within their priorities were the Association’s concerns pertaining to emerging Fintech services. Fintech has the capacity to provide better services for both consumers and businesses – typically… Read More

What’s the Back Story to Security Token Offerings and Regulation?

The initial coin offering (ICO) / Security Token Offering (STO) continues to endure a period of regulatory uncertainty. As things stand right now, ICOs are securities. End of story. If you completed an ICO after the Securities and Exchange Commission (SEC) issued the DAO Report… Read More

How Fintech Should Help to Close the Gender Gap in Business Lending

The number of women-owned businesses has been steadily increasing globally. Despite this, accessing finance to start or grow their business remains a struggle for many women. A study by the Federal Reserve Banks of New York and Kansas City found that women are less likely… Read More

The Best Secure Mobile Messaging Apps 2019 Not Called Facebook Messenger

Internet messaging services are big business today, with some of the biggest names in tech involved, but for most people, the dream is a secure, fully encrypted service that will keep users information completely safe. That dream isn’t shared by various governments and those tasked… Read More

Time to Settle on Cryptocurrency; It’s About to Get Really Boring

On heels of many tumultuous months in the space, dare I say even a few scary months in the crypto space, I’m looking forward to what should be a superbly boring rest of 2019. Whether it’s traditional financial market leaders buying into the space, a… Read More

David Weild: The Collapse of the Small IPO is Undermining Entrepreneurship, Tokenization May Help Fix the Problem

Last week Crowdfund Insider attended the KoreSummit in Miami – a security token focused event. The opening presentation was delivered by David Weild, a former Vice Chairman of NASDAQ and now CEO of his own firm Weild & Co. Weild, a staunch proponent of the… Read More

CEO of Sowefund: French Equity Crowdfunding is Not in Decline

Recently, the French Crowdfunding Association (Financement Participatif France or FPF) published their annual crowdfunding barometer. The report indicated that alternative finance continues to grow in France but when you separate equity crowdfunding, this segment indicates a decline. Crowdfund Insider published an article on the FPF… Read More

The Gig Economy: Embedding Freelance Workers into Modern Lending Practices

do more

Recent disruption in financial services has been driven by several factors – technologically savvy and connected customers, tighter government regulations, aggressive new Fintech market entrants and more. However, another potentially huge disruptor has been bubbling below the surface for several years now and is finally… Read More

Send this to a friend