Featured Headlines

October 10, 2016 @ 11:25 pm By Pawee Jenneeranon  |  

The Peer-to-Peer Lending Industry in Thailand Peer-to-peer lending, which is also known as social lending or crowdlending, has drastically increased in the recent years in many countries around the world. The total volume of peer-to-peer lending activities has been growing rapidly. A good example is… Read More

October 10, 2016 @ 4:18 pm By JD Alois  |  

A new report from NextGen Crowdfunding, authored by NextGen Chief Strategy Officer Richard Swart, reviews all Reg A+ filed since June 2015 up until June of 2016.  NextGen analyzed 131 companies that have taken advantage of updated rules established by the JOBS Act of 2012…. Read More

October 10, 2016 @ 12:20 pm By Xu Gao  |  

PowerEgg Drone: Most crowdfunded campaign in the drone industry ever! Up to 30th September, 2016, PowerEgg Drone from PowerVision has raised more than ¥86.3 million (USD $12.87 million), becoming the most funded campaign on JD.com’s crowdfunding platform. The previous record belonged to Niu.com which raised… Read More

October 9, 2016 @ 9:21 pm By JD Alois  |  

The UK Peer to Peer Finance Association (P2PFA) has released a commissioned study on the economics of the peer to peer lending market in the UK.  The independent assessment, provided by the economic consulting firm of Oxera, analysed the risks, costs and benefits of peer-to-peer… Read More

October 9, 2016 @ 8:29 pm By JD Alois  |  

The insurance industry is a sector of finance that is begging for disruption. In the Fintech arena, Insurtech is poised to be huge. The US Treasury Department published a study of insurance in September that pegged total assets for insurance at over $8 trillion. In… Read More

October 8, 2016 @ 5:52 pm By JD Alois  |  

The real estate crowdfunding, for both debt and equity, is now fairly established as an option for investors. A diverse group of platforms has emerged serving various of sectors of real estate for different investor classes. One area of recent interest is the 1031 sector… Read More

October 6, 2016 @ 4:00 pm By Anthony Zeoli  |  

While I have kept both my statutory summary pages and comparative summaries relatively up to date, it has been quite a while since I have done an editorial update on Intrastate Crowdfunding. With the increased number of active Intrastate regulations, as well as the growing… Read More

October 5, 2016 @ 4:00 pm By JD Alois  |  

Congressman Patrick McHenry is in his sixth term in the US Congress where he represents the citizens of North Carolina’s 10th District. McHenry is also the Chief Deputy Whip, where he assists Majority Whip Steve Scalise in rallying the GOP members to support important legislative… Read More

October 5, 2016 @ 12:30 pm By Xu Gao  |  

CIRC strengthens regulation towards internet finance It is reported that many local insurance companies have received notices from regulatory authorities, asking them to do a self-examination towards risk of collaboration with internet finance platform. Yet, some insurance companies in Shanghai believed this notice as a… Read More

October 4, 2016 @ 6:26 pm By JD Alois  |  

Blackmoon Financial Group is a newer entry into the marketplace lending sector.  Launched in 2014, Blackmoon is marketed as “marketplace lending as a service” or MLaaS. Focusing on balance sheet lenders, Blackmoon has developed technologies to provide integration with  loan originators with institutional investors. The platform… Read More

October 3, 2016 @ 2:38 pm By Therese Torris  |  

Managing short-term cash needs is one of the top challenges faced by SMEs everywhere in the world. However, the problem is more acute in some regions than in others. A European Payment Directive that came into force three years ago tried to tackle the issue,… Read More

October 2, 2016 @ 2:12 pm By JD Alois  |  

The Cambridge Centre for Alternative Finance (CCAF) held its inaugural conference at Cambridge University this past week engaging in a wide range of topics covering the world of alternative finance. A distinguished cadre of policy makers, platform operators, and academicians descended upon Downing College to… Read More

September 29, 2016 @ 6:44 pm By Luke Davis  |  

There is no question that the proliferation of various forms of alternative finance has proven vital for Britain’s scaling businesses attempting to secure growth funding. In the UK, the alternative finance industry traded a staggering £3.2 billion worth of business in 2015, an increase of 84%… Read More

September 29, 2016 @ 3:27 am By JD Alois  |  

The Financial Conduct Authority (FCA) and the Cambridge Centre for Alternative Finance (CCAF) have formed a unique partnership to assist in the review of the UK alternative finance industry. The first joint project will inform the FCA’s ongoing post-implementation review of crowdfunding regulation which is in… Read More

September 28, 2016 @ 12:04 pm By JD Alois  |  

Speaking at the Toronto Region Board of Trade this week, Maureen Jensen, Ontario Securities Commission (OSC) Chair and CEO, delivered a wide-ranging keynote address that tackled the topic of Fintech, regulations and announced a forthcoming regulatory Sandbox for entrepreneurs. Jensen acknowledged the rise of Fintech… Read More

September 27, 2016 @ 2:00 pm By Xu Gao  |  

  Baidu FSG launches mobile foreign exchange service Baidu FSG recently announced the launch of mobile foreign exchange service. Users of Baidu Wallet in Canada, Italy, Japan and Philippine could use this service to exchange small foreign change into targeted currency category. It is said… Read More

September 27, 2016 @ 12:01 pm By Amy Wan  |  

This article is a response to the draft paper referenced in the article entitled “Crowdfunding and the Not-So-Safe SAFE” authored by Joseph M. Green and John F. Coyle. There are many so words to describe my thoughts about the paper: patronizing, impractical, misguided—but mostly, unfortunate. One… Read More

September 26, 2016 @ 3:51 pm By JD Alois  |  

Orchard platform in their weekly report addressed the most recent ABS East conference – a hot Wall Street gathering on all things securitization. This year opening remarks were delivered by Steve Eisman who was made famous by his depiction in the Hollywood film the Big… Read More

September 26, 2016 @ 11:18 am By JD Alois  |  

In explaining how they are different, Folk2Folk, an up and coming peer to peer lender explains they are “resetting the values around lending money.” While embracing technology that facilitates the lending process, Folk2Folk maintains numerous brick and mortar locations as they believe in dealing with… Read More

September 25, 2016 @ 1:08 pm By JD Alois  |  

Legion M is one of the early success stories of Reg CF investment crowdfunding. Legion M raised $1 million on Wefunder with the backing of over 3,000 individual investors – the most ever for a single Reg CF offer to date. Out of the 32… Read More