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How to Implement Artificial Intelligence in Your Business So That Your AI Investment Pays off

AI solutions development In the 21st century, artificial intelligence for business is like the invention of electricity over a century ago. Nowadays, AI technologies are also revolutionizing the work of all sectors of the economy. The main thing is to properly implement AI in your… Read More

Len Covello: CTO at Engage People Comments on Loyalty Rewards Landscape and Opportunity for Financial Institutions

We recently connected with Len Covello, the CTO at Engage People, the loyalty network that enables program members to pay with points (PwP) directly at checkout. Covello talked about the ongoing growth of the loyalty rewards landscape and the opportunity for retailers and financial institutions…. Read More

Republican Staff Report Reviews Past Decade of JOBS Act Benefits: More Work Must Be Done

The Republican Staff of the House Financial Services Committee has produced a report revisiting the JOBS Act of 2012 and the decade since the legislation became law.  Perhaps the best-known outcome of the legislation was to legalize online capital formation – or crowdfunding – but… Read More

Piper Sandler Gen Z Survey Reports Apple Pay as Top Payment App Beating Venmo

Piper Sandler (NYSE: PIPR) has published its 43rd semi-annual Taking Stock With Teens survey which reviews trends and brand preferences from Gen Z (teens) across 44 U.S. states. The spring 2022 survey was conducted from February 16 to March 22 with the most responses from… Read More

Senate Banking Committee: Republicans Propose JOBS Act 4.0 to Boost Entrepreneurship, Access to Capital, Help Retail Investors

The Republicans on the Senate Banking Committee have submitted draft legislation on the 10th Anniversary of the JOBS Act, called JOBS Act 4.0. The JOBS Act of 2012 was the law that created online capital formation or investment crowdfunding. Three exemptions were legalized that enabled… Read More

JOBS Act of 2012: Ten Years of Legalized Investment Crowdfunding

  The JOBS Act of 2012 was signed into law by President Barack Obama ten years ago today, on April 5, 2012. In a rare moment of bipartisanship, Republicans and Democrats joined together to help private firms raise much-needed growth capital via online securities offerings…. Read More

Qonto, a Business Finance Solution, to Run Equity Crowdfunding Offering on Crowdcube, Claims First Pan European Offer

Qonto, a European business finance solution, announced that it will pursue a securities crowdfunding offering on investment marketplace Crowdcube. Qonto claims to be the first European unicorn to “launch a pan-European community equity raise campaign in partnership with the European platform Crowdcube.” The firm,  which… Read More

Crowdcube Has Launched a France Facing Website

Crowdcube is accelerating in France. That is how the new French version of Crowdcube announces itself. Crowdcube is one of the largest securities crowdfunding platforms in the UK as well as Europe. Having long operated in Europe, recent rule changes will make it easier for… Read More

UK Government to Recognize Stablecoins as Valid Forms of Payment, Aims to Emerge as Top Global Crypto Hub

HM Treasury announced today that the UK government will acknowledge stablecoins as a form of valid payment. The government is expected to create legislation to bring stablecoins within the payments regulatory perimeter, creating conditions for stablecoins issuers and service providers to operate and invest in… Read More

Foreshadowing? SEC Chairman Gary Gensler Says Staff is Reviewing How to Get Crypto Exchanges “Registered and Regulated”

In remarks for the Penn Law Capital Markets Association Annual Conference, SEC Chairman Gary Gensler sent a clear warning to crypto exchanges and other marketplaces that trade in crypto. Gensler explicitly stated that he has asked staff to review how the Securities and Exchange Commission… Read More

Europe: ECSPR May See Deadline Extended for Crowdfunding Laws Implementation

Last November, the European Union authorized pan-European crowdfunding, European Crowdfunding Service Provider Regulation (ECSPR), for issuers to raise up to €5 million across all member states. Investment crowdfunding platforms that aim to sell securities in the European Union must be regulated by the relevant authority… Read More

Markus Levin: Co-founder at XYO Reveals their Plans for the Metaverse

We recently caught up with Markus Levin, Co-founder at XYO, a platform focused on developing a trustless system of Oracles that may enhance the existing location data systems. Levin talked about how the XYO platform is leveraging distributed ledger tech (DLT), smart contracts, and decentralized… Read More

LendInvest Founder Christian Faes Discusses Challenges to UK Fintech: “I’m still excited for UK Fintech”

Christian Faes is one of the leading voices in the UK advocating on behalf of the Fintech ecosystem. He is a founder and Executive Chairman of LendInvest – a successful property financing platform that is now traded on the LSE, and the Chairman of Fintech… Read More

CryptoUK Comments on FCA Crypto Registration Deadline, Some Firms Look to Move Operations Elsewhere

Today is the deadline (March 31, 2022) for crypto firms to be registered with the UK Financial Conduct Authority. Reports have filtered in that multiple UK-based crypto firms have abandoned the effort with some planning a departure from Great Britain. The list of UK crypto… Read More

Apple Predicted to Move Deeper into Fintech

A report from earlier today should come as no surprise as it is being predicted that Apple (NASDAQ:APPL) will move deeper into digital financial services or Fintech. According to Bloomberg, a person with knowledge of the matter said that Apple is building its own payments… Read More

Jonah Schulman from Security Token Market Shares Growth Plans, Strategy for 2022

Jonah Schulman from Security Token Market, which is sharply focused on the blockchain-based security tokens sector, recently shared his views and insights exclusively with Crowdfund Insider. Jonah Schulman, the Head of Communications at Security Token Market, explained why blockchain or distributed ledger tech (DLT)-powered security… Read More

Paradigm Drift: Pricing Legendary Series A Terms Against Today’s Market

The blistering pace of venture capital deployment has emerged as one of the more salient investment themes from the pandemic. As Fred Wilson, partner at Union Square Ventures, observes, “It is tempting to mourn the loss of careful and considered investing but from where I… Read More

Financial Technology Association Defends BNPL Platforms as CFPB Finishes Consultation

The Financial Technology Association (FTA) has submitted a comment letter in response to the Consumer Financial Protection Bureau’s (CFPB) review into Buy Now Pay Later (BNPL) platforms. The FTA represents several BNPL providers including Afterpay, Figure, Klarna, Sezzle, and Zip. Last  December several Democrat Senators… Read More

UK CMA Outlines Next Steps for Open Banking Mission

  The UK Competition and Markets Authority (CMA) has issued a statement outlining its recommendations regarding the pursuit of Open Banking. The statement follows a consultation that was initiated in the spring of 2021. The CMA said its recommendations will guide a future entity that… Read More

An SEC Committee Wants to Make it Easier to Qualify as an Accredited Investor, Will the Commission Listen?

Last month, the SEC Small Business Capital Formation Advisory Committee held a virtual meeting to discuss the definition of an Accredited Investor. For anyone viewing the meeting, it was clear that Committee members would like to make it easier for individuals to qualify as Accredited,… Read More

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