Tagged: perspective

August 3, 2017 @ 9:56 am By JD Alois  |  

In the financial services sector clear and transparent regulation is vital to a healthy marketplace. There is no financial services firm that will take issue with this statement. Yet regulation that balances on the tightrope of an efficient market and investor protection is quite hard…. Read More

August 2, 2017 @ 12:47 pm By Dara Albright  |  

It was the summer of 1995. Hootie and the Blowfish were on tour and Brad Pitt was People Magazine’s sexiest man alive. It was a time when salads were big and shirts were puffy. Microsoft released Windows 95, fueling a revolution that helped shape the… Read More

July 31, 2017 @ 11:53 am By Jason Best & Sherwood Neiss  |  

Regulation Crowdfunding is a little over a year old and the data indicates that it is a revenue and income generator for companies and a jobs engine for the economy. The law requires companies that complete successful campaigns to file an Annual Report with the… Read More

July 27, 2017 @ 3:00 pm By Patrick A. Reardon  |  

  The decline in the number of public companies in the United States and the decline in the number of initial public offerings (IPOs) that occur each year are widely decried. It is irony that many who bemoan these changes are the very persons who… Read More

July 24, 2017 @ 12:27 pm By JD Alois  |  

It is a fact that the number of public companies and the number of companies going public have dramatically decreased over the last 15 years. For private investors like High Net Worth Individuals or Venture Capitalists this has not been an issue. It is arguable… Read More

July 23, 2017 @ 6:38 pm By Howard Sherman  |  

Working with crowdfunders for nearly five years we’ve seen and heard almost everything.  While I could write a book – or perhaps even a series of books – on all the different experiences, observations and encounters I’ve accumulated over time – I’m writing this article… Read More

July 21, 2017 @ 2:35 pm By JD Alois  |  

Today the Faster Payments Task Force, created by the Federal Reserve, released its final report along with their recommendations on what needs to be accomplished to bring the US up to date in the payments space. Anybody engaged in the payments sector understands that the US… Read More

July 20, 2017 @ 7:40 pm By JD Alois  |  

Commissioner Michael Piwowar, who was Acting Chair of the Securities and Exchange Commission (SEC) until the successful appointment of Jay Clayton, visited with David Burton of the Heritage Foundation earlier this week providing a unique glimpse into the world of the SEC. Burton, who is… Read More

July 19, 2017 @ 2:44 pm By JD Alois  |  

The Acting Comptroller of the Office of the Comptroller of the Currency, Keith Noreika, answered a pressing question today in a speech delivered at the Exchequer Club in Washington, DC. Noreika asked the question of himself that everyone in finance had been wondering; “What are… Read More

July 18, 2017 @ 1:50 pm By Victoria Silchenko, Ph.D.  |  

This article is my attempt at providing a definitive guide to the complex, and so far, self-regulated, landscape of ICOs. Warning: mature content. What on Earth is ICO? Just as how in the ancient movie “Eyes Wide Shut” the password “fidelio” gave access to a… Read More

July 14, 2017 @ 9:51 am By JD Alois  |  

PwC has recently published a report on the status of Fintech in China, which happens to be the largest Fintech market in the world. This week, PwC Chairman and CEO of Greater China Raymund Chao presented the research in Hong Kong to the LendIt China… Read More

July 11, 2017 @ 12:00 pm By Jonathan Nieh  |  

Ether, the cryptocurrency based off of and powering the blockchain technology Ethereum, made headlines last month after soaring to over $400 a coin. The huge surge caused many people to speculate that Ethereum would one day surpass Bitcoin, the world’s most valuable cryptocoin both by market… Read More

July 10, 2017 @ 7:45 am By Anthony Zeoli  |  

In a recent testimony to the Investor Advisory Committee of the Securities and Exchange Commission (SEC), Scott Kupor, CEO & Managing Partner of Andreessen Horowitz, a $6.5 billion multi-stage venture capital firm, gave an amazingly comprehensive and concise description of today’s vanishing IPO market, the… Read More

July 6, 2017 @ 2:26 pm By Barry James  |  

  The thing that has struck more most forcibly is just how much untapped potential there is here – and how badly it is going to be needed. I’ve lived near the leading edge of technology for several decades now and seen how it has… Read More

July 6, 2017 @ 2:00 pm By JD Alois  |  

There is a bill circulating in Congress that may dramatically impact Reg A+ utilization – the crowdfunding rule that currently allows issuers to raise up to $50 million in a scaled disclosure environment. Sponsored by House Representatives Kyrsten Sinema and Trey Hollingsworth, the bill (HR… Read More

July 2, 2017 @ 7:53 am By JD Alois  |  

The presentation embedded below is an interesting perspective on the growth of alternative finance, specifically in Europe. There has been a certain amount of discussion regarding the tepid growth of investment crowdfunding in the US (not including marketplace lending) and the reasons why the sector… Read More

June 25, 2017 @ 2:44 pm By Barry James  |  

As impact goes it doesn’t get much bigger. Crowdfunding has been much misunderstood and, let’s be honest, has underperformed our best expectations. It was supposed to “democratise finance” – and much more. Much focus has been on equity, regulation and the JOBS Act. The friction… Read More

June 23, 2017 @ 7:11 pm By Jonathan Nieh  |  

    In a recent article published in the Hastings Law Journal (embedded below), Duke University School of Law Associate Professor Elisabeth de Fontenay discusses the relationship between the recent decline of IPOs and the deregulation of private capital. Professor Fontenay also spoke at the… Read More

June 21, 2017 @ 2:58 pm By Barry James  |  

I was asked: How did the book come about? Why did you write it? It has my name on it, but in truth it’s something of a team effort. Fundamentally I wrote it because I need it, my team needs it and the world needs… Read More

June 20, 2017 @ 10:25 pm By JD Alois  |  

VentureCrowd is a multi-asset crowdfunding platform providing early stage, property and “crowd credit” funding in Australia. Currently, VentureCrowd only caters to sophisticated or high net worth individuals.  Each early stage investment listed on its platform has already secured a professional lead investor thus allowing a smaller… Read More