Tagged: perspective

September 13, 2017 @ 2:12 pm By JD Alois  |  

There is a lot going on in the cryptocurrency driven Initial Coin Offering market today. In recent weeks, national regulators have acknowledged the existence of tokenized funding rounds along with the fact that many are really securities and thus regulated. The US Securities and Exchange… Read More

September 11, 2017 @ 9:37 am By Jillian Sidoti  |  

A letter to Elio Motors (OTC:ELIO) …   I don’t drive motorcycles. Often on the Southern California highways, I curse lane splitting motorcycles and the danger they present to themselves and others. I have long said to my children that I wish they would not… Read More

September 6, 2017 @ 4:00 pm By JD Alois  |  

The Initial Coin Offering (ICO) market is going through a turbulent period of change and regulation. Following an incredible rise of the new form of raising capital online, regulators around the world are pumping their rule making breaks to slow down cryptocurrency based securities offerings…. Read More

September 1, 2017 @ 3:46 pm By AdaPia d'Errico  |  

Modern Portfolio Theory is based on the idea that certain types of investment risk can be mitigated through a strategic pattern of diversification and asset allocation. Diversification is important because it spreads risk across multiple types of investments within a single portfolio. By diversifying into… Read More

September 1, 2017 @ 12:11 pm By Barry James  |  

Crowdfunding is about to enter a new and more powerful phase. Having become ensnared in a tangle of aging regulation designed for a disconnected, opaque world of fast-talking strangers Crowdfunding – in all it’s forms but especially Equity (ECF) – has yet to live up… Read More

August 31, 2017 @ 5:21 pm By JD Alois  |  

Over the past several years, traditional financial services firms have thrown shade at alternative finance platforms by labeling them “Shadow Finance.” This oblique reference to Fintech firms seeking to disrupt and dethrone old school banks is standard banter on the various financial news networks. Even… Read More

August 30, 2017 @ 3:48 pm By Dara Albright  |  

On Friday, August 18, 2017, Chicken Soup for the Soul Entertainment, Inc. (NASDAQ:CSSE) made IPO history by becoming the world’s largest Reg A+ IPO, raising $30M at a pre-money valuation of $120M, and the first Reg A+ to trade on the Nasdaq Global Market, Nasdaq’s… Read More

August 29, 2017 @ 12:50 pm By Niels Turfboer  |  

Sites like Expedia and Booking.com have transformed the travel industry; can comparison sites do the same for financial services? By now we are all familiar with travel comparison sites like Expedia and Booking.com. Plug in your details and the computer will come up with a selection of options –… Read More

August 23, 2017 @ 7:24 am By Swati Chataverdi  |  

Imagine if the going rate for your iPad 2 was $100 trillion. Apart from costing five times the GDP of the United States, such a device would be almost impossible to manufacture in a sustainable manner. In the 1940s, however, the technology needed to power… Read More

August 18, 2017 @ 9:49 am By JD Alois  |  

Earlier this month the Office of Comptroller of the Currency (OCC) fired off a counter salvo in the legal battle regarding the OCC Fintech Charter. The Conference of State Bank Supervisors (CSBS) launched an attack against the OCC this past spring. Many Fintech industry participants… Read More

August 16, 2017 @ 8:44 am By JD Alois  |  

This is interesting. Nesta, the UK based non-profit foundation that focuses on innovation, believes the UK should work towards creating a cross border equity crowdfunding alliance with China. The UK has been the clear leader in online capital formation since the early days. While the… Read More

August 15, 2017 @ 11:31 am By Ryan Feit  |  

Some equity crowdfunding platforms are putting startups at serious risk.  Working with a platform that doesn’t structure your deal appropriately could jeopardize your ability to raise future capital or worse, force you to become a public reporting company. The emergence of equity crowdfunding is a… Read More

August 10, 2017 @ 10:00 pm By AdaPia d'Errico  |  

Real estate investing is on the rise again. Online real estate investing is quickly becoming the preferred method of investing for many people. Forbes reported earlier this year that real estate crowdfunding was a $3.5 billion industry in 2016, up from $1 billion in 2014…. Read More

August 9, 2017 @ 3:58 pm By JD Alois  |  

Last month PwC and the Crowdfunding Center partnered on a report regarding women and crowdfunding. Referencing data collected by the Crowdfunding Center that analyzed 450,000 rewards based crowdfunding campaigns, the document entitled “Women Unbound: Crowdfunding – Unleashing Female Entrepreneurial Potential,” showed that women-led campaigns reached their… Read More

August 5, 2017 @ 7:50 pm By JD Alois  |  

  The digitization of finance is upon us. Fintech is rapidly changing all aspects of the financial services sector but different countries are adapting at different paces – regulation is largely why. Jackson Mueller, writing for the Milken Institute, hosted several roundtables earlier this year… Read More

August 3, 2017 @ 9:56 am By JD Alois  |  

In the financial services sector clear and transparent regulation is vital to a healthy marketplace. There is no financial services firm that will take issue with this statement. Yet regulation that balances on the tightrope of an efficient market and investor protection is quite hard…. Read More

August 2, 2017 @ 12:47 pm By Dara Albright  |  

It was the summer of 1995. Hootie and the Blowfish were on tour and Brad Pitt was People Magazine’s sexiest man alive. It was a time when salads were big and shirts were puffy. Microsoft released Windows 95, fueling a revolution that helped shape the… Read More

July 31, 2017 @ 11:53 am By Jason Best & Sherwood Neiss  |  

Regulation Crowdfunding is a little over a year old and the data indicates that it is a revenue and income generator for companies and a jobs engine for the economy. The law requires companies that complete successful campaigns to file an Annual Report with the… Read More

July 27, 2017 @ 3:00 pm By Patrick A. Reardon  |  

  The decline in the number of public companies in the United States and the decline in the number of initial public offerings (IPOs) that occur each year are widely decried. It is irony that many who bemoan these changes are the very persons who… Read More

July 24, 2017 @ 12:27 pm By JD Alois  |  

It is a fact that the number of public companies and the number of companies going public have dramatically decreased over the last 15 years. For private investors like High Net Worth Individuals or Venture Capitalists this has not been an issue. It is arguable… Read More