Tagged: perspective

February 22, 2016 @ 10:41 am By JD Alois  |  

The UK has been the leading country in regards to internet finance as the sector has garnered solid support from not just entrepreneurs but elected and appointed officials. Their simplified “light touch” regulatory approach has created a sector that has experienced rapid growth. In 2015,… Read More

February 21, 2016 @ 10:29 pm By Nathan Rose  |  

  The recent changes in the retail equity crowdfunding regulatory environment make this a useful time to take stock of the international landscape and compare regimes between countries. Some countries have moved faster than others, and different countries have taken different approaches to regulation, ranging… Read More

February 19, 2016 @ 12:22 pm By Conrad Ford  |  

In an allegory for the wider problem of SME funding, recent research has revealed that the UK’s small construction firms are struggling to return to the profits they achieved before the recession, while large housebuilders have already recovered beyond their pre-crunch highs. Small firms saw… Read More

February 18, 2016 @ 1:55 pm By Dom Wolf  |  

The P2P and crowdfunding industry was worth £3.2bn in 2015, according to the new University of Cambridge and Nesta report published this week. That sounds good, but what does it actually mean? We’ve done the hard work for you and pulled out the top five… Read More

February 17, 2016 @ 8:45 am By JD Alois  |  

AngelsDen, an investment crowdfunding platform with roots in the analog past, believes “angel-led” investing is the way of the future. In comparison to other UK platforms, AngelsDen is small having raised just £11 million in 2015.  But regarding post funding success, so far to date, companies… Read More

February 13, 2016 @ 11:06 am By Samantha Hurst  |  

Kickstarter co-founder Charles Adler recently shared his thoughts on finding the portal and life since leaving the crowdfunding industry. Kickstarter is one of the largest and well known reward-based crowdfunding platforms in the world. It was founded by Adler, CEO Yancey Strickler and Perry Chen… Read More

February 11, 2016 @ 11:14 pm By JD Alois  |  

  In Australia, the process to update the regulatory environment to facilitate equity crowdfunding has been a long journey. Back in 2014,  proposed rules by the Corporations and Markets Advisory Committee (CAMAC) were criticized by one industry leader as “totally unworkable”. No need to say more. At… Read More

February 10, 2016 @ 3:04 pm By Samantha Hurst  |  

SyndicateRoom co-founder and CEO Gonçalo de Vasconcelos recently shared his thoughts on the how equity crowdfunding should work in the real world. SyndicateRoom, is one of the top three platforms in the UK.  The site has taken a different approach by involving a professional investor… Read More

February 10, 2016 @ 10:09 am By JD Alois  |  

In an interview today on BBC, Lord Adair Turner, former Chair of the FSA (predecessor to the FCA), shared his opinion on banking and the financial industry in general, including a discussion on the burgeoning peer to peer lending sector.  Lord Turner, it appears, is… Read More

February 8, 2016 @ 10:33 am By Therese Torris  |  

Real estate crowdfunding started late in 2014 in France. But, hardly a year later, it is going strong with 26 platforms vying for a share of the market. However, as crowdfunding moves from real estate development to buy-to-let projects, new platforms are encountering some resistance… Read More

February 5, 2016 @ 7:26 am By Oscar Jofre  |  

Travelling around the world gives you great perspective on many things.  From the people, culture, food, and market, to how everyone has their own way of getting things done. I spent the tail end of 2015 in airports and on airplanes travelling around the world… Read More

February 3, 2016 @ 2:30 pm By JD Alois  |  

In the UK, similar to other parts of the world, SMEs are the engine of economic growth and associated job and wealth creation.  According to the Federation of Self-Employed and Small Businesses (FSB); Small businesses account for 99.3% of all private sector businesses at the… Read More

February 1, 2016 @ 10:17 am By Georgia Quinn  |  

Last week both the SEC and FINRA finalized the rules for funding portals to offer securities under Title III of the JOBS Act of 2012.  The journey to get to this place has been long and at times challenging as regulators and industry participants debated… Read More

January 28, 2016 @ 10:27 am By JD Alois  |  

  As marketplace lending grows and matures it is natural, even expected, for policy makers and regulators to stand up and take notice. While in the overall world of finance direct online lenders are still relatively small, more and more frequently amounts are measured in… Read More

January 27, 2016 @ 8:07 pm By Oscar Jofre  |  

All too often the responsibility of a company raising capital is left in the hands of a few people in the company and that weighs on them and affects everyone.  The majority of the team is left out of the process, carrying on day to… Read More

January 25, 2016 @ 9:26 pm By JD Alois  |  

OurCrowd is perhaps the leading investment crowdfunding platform in the world. Founded in 2013 by the ubiquitous CEO Jon Medved, OurCrowd has set up shop in one of the hottest startup markets in the world.  But while  nominally based in Israel, OurCrowd has chosen a… Read More

January 24, 2016 @ 10:57 pm By JD Alois  |  

Keith Higgins, Director the Division of Corporate Finance of the SEC, travelled to the UK last week to keynote a speech at the Fifteenth Annual Institute of Securities Regulation in Europe.  The speech, entitled; “International Developments -Past, Present & Future, launched into the premise of… Read More

January 18, 2016 @ 6:00 am By Spencer Li  |  

The China Banking Regulatory Commission (“CBRC”) issued the highly anticipated draft rules for online lending on December 28, 2015. Ever since the State Council guidelines (“the Guidelines”) for the Chinese internet finance industry were issued in July, rumors about the timing of the online lending… Read More

January 16, 2016 @ 7:17 pm By JD Alois  |  

The CEO of the Investment Industry Association of Canada (IIAC), Ian Russell, called on provincial regulators to “scrap equity crowdfunding”.  Russell, it appears, is not enthusiastic about the financial innovation.  On the digital pages of the Financial Post, and on the IIAC blog, Russell claimed;… Read More

January 15, 2016 @ 1:38 pm By JD Alois  |  

“Despite knowing that Bitcoin could fail all along, the now inescapable conclusion that it has failed still saddens me greatly. The fundamentals are broken and whatever happens to the price in the short term, the long term trend should probably be downwards. I will no… Read More