Tagged: perspective

January 16, 2016 @ 7:17 pm By JD Alois  |  

The CEO of the Investment Industry Association of Canada (IIAC), Ian Russell, called on provincial regulators to “scrap equity crowdfunding”.  Russell, it appears, is not enthusiastic about the financial innovation.  On the digital pages of the Financial Post, and on the IIAC blog, Russell claimed;… Read More

January 15, 2016 @ 1:38 pm By JD Alois  |  

“Despite knowing that Bitcoin could fail all along, the now inescapable conclusion that it has failed still saddens me greatly. The fundamentals are broken and whatever happens to the price in the short term, the long term trend should probably be downwards. I will no… Read More

January 15, 2016 @ 1:03 pm By JD Alois  |  

There is a mandate under Dodd-Frank to review the definition of an “Accredited Investor” on a rolling basis.  As it stands today, Accredited Investors are individuals with incomes over $200,000 per year or $1 million in assets beyond a person’s primary residence. If you are… Read More

January 13, 2016 @ 1:30 pm By Ron Miller  |  

  With equity crowdfunding poised to take off in 2016 with the recent additions of Regulation A+ and the final rules of Title III, Reg CF, I have compiled a list of predictions for the coming year. The internet has facilitated profound efficiencies in many… Read More

January 12, 2016 @ 9:30 am By Benjamin Twoon & Justin Chow  |  

Southeast Asia (SEA) represents a burgeoning regional economy comprising of 11 countries with a consolidated GDP of US$2.57 trillion (that’s approximately 15% the size of the US economy), and a combined population of 620 million people. It’s no wonder that there’s a buzz around the… Read More

January 11, 2016 @ 6:00 am By Kiran Lingam  |  

  2015 could go down as the most active year for regulatory reform in the private securities market since 1940.   After a long delay since passage of the JOBS Act in 2012, we saw an unprecedented flurry of regulatory activity in 2015. Without further… Read More

January 6, 2016 @ 1:18 pm By Georgia Quinn  |  

  When SEC Commissioner Piwowar lodged his controversial “NO” vote for the final rules implementing Title III Regulation CF last October, he did so with concern that the overcomplicated rules were laden with “traps” that could snare an unassuming company trying to raise funds. Unfortunately,… Read More

January 6, 2016 @ 11:33 am By JD Alois  |  

Yep. The Federal Reserve agrees. Small community banks have been crushed by excessive regulations. In the past, these localized financial institutions have been the foundation of economic growth for SMEs.  But misguided laws from  myopic politicians driven by the battle cry of “too big to… Read More

January 5, 2016 @ 3:55 pm By Conrad Ford  |  

  It’s long been known that small businesses are one of the cornerstones of a healthy economy, and in the UK, SMEs account for a staggering 99.8% of incorporated companies. Without getting into a discussion on that classification (if 99.8% are small- and medium-sized, what… Read More

January 5, 2016 @ 12:06 pm By JD Alois  |  

Jonathan Ortmans writing for the Ewing Marion Kauffman Foundation believes Title III investment crowdfunding may start with a bit of a thud. With all the years of pent-up anticipation you may wonder why retail crowdfunding is not expected to jump out of the gate. But… Read More

January 2, 2016 @ 9:04 am By Barry James  |  

2015 Was the Year  of Change Crowdfunding became mainstream – in the sense that it was accepted as part of the ‘new normal’ and not a fad that’s going to fade away In the USA the SEC finally, perhaps reluctantly, followed the Fintech leaders in… Read More

December 31, 2015 @ 2:00 pm By Anthony Zeoli  |  

  With it being new years eve and all, what better time to reflect on all the advancements made this year and to look ahead to all those still to come in 2016 and beyond. If you follow this industry at all, you know that… Read More

December 30, 2015 @ 5:41 pm By JD Alois  |  

As the entire world knows the Federal Reserve decided to increase their benchmark interest rate by 25 basis points on December 16th.  After much discussion and introspection, Janet Yellen, along with the other Fed board members, decided the economy was on solid enough footing to… Read More

December 30, 2015 @ 9:31 am By JD Alois  |  

  “I believe the use of the internet, platforms and websites — and all of the access and transparency that this enables — will become the New Normal for ALL securities transactions, and not just those directly impacted by the JOBS act, but for public… Read More

December 27, 2015 @ 7:43 pm By Karteek Patel  |  

Of course, those of us who work in the alternative finance industry understand very well the benefits this new form of finance offers to everyone. But with recent data revealed at this autumn’s LendIt conference suggesting that retail investor awareness has plateaued in the last… Read More

December 26, 2015 @ 12:42 pm By JD Alois  |  

  The end of one year, and the entry into another, typically brings a cacophony of predictions for the new year along with lamentations and accolades for the one ending. At the beginning of 2015 (January 2nd to be precise), I peered deeply into my… Read More

December 23, 2015 @ 3:06 pm By AdaPia d'Errico  |  

A look back on a momentous year in real estate crowdfunding takes its many high and notable points not just from one or two players or headlines, but rather, a whole field of them. There are many contributors — as with the structure of crowdfunding… Read More

December 23, 2015 @ 9:53 am By JD Alois  |  

There is currently a bill weaving its way through Congress that will go a long way in addressing the regulatory negligence known as the definition of an accredited investor.  The SEC staff has proposed new rules, which the Commission may consider, that have the potential to… Read More

December 22, 2015 @ 1:51 pm By Elena Mikhaylova  |  

Crowdfunding continues to grow globally. The largest rewards platform, Kickstarter, has hosted close to 100,000 successfully funded projects and has assembled a community of almost 10 million backers. It has been aggressively expanding internationally this year. Some studies suggest that most of the growth in… Read More

December 22, 2015 @ 11:12 am By JD Alois  |  

      Doug Ellenoff is one of the most recognizable names in the entire investment crowdfunding space. A founding partner of Manhattan law firm Ellenoff, Grossman & Schole, early on he and his firm staked a claim in the nascent alternative finance sector.  Ellenoff… Read More