Tagged: perspective

October 30, 2015 @ 1:24 pm By JD Alois  |  

  Fundrise co-founder and CEO Ben Miller has released a letter commenting on final rules for retail equity crowdfunding which were revealed today by the SEC. Fundrise is a leading real estate crowdfunding platform that trailblazed non-accredited investing with their utilization of the old Regulation… Read More

October 30, 2015 @ 12:32 pm By Georgia Quinn  |  

What took place this morning is nothing short of revolutionary. For the first time in the history of the Securities and Exchange Commission (82 years), retail investors (ordinary people without income, wealth or sophistication qualifications) will be able to invest in private businesses en mass…. Read More

October 30, 2015 @ 8:41 am By JD Alois  |  

Anticipating the forthcoming vote and final rules on Title III, retail crowdfunding, later today by the SEC, John Berlau from the Competitive  Enterprise Institute believes the Commission will provide much needed regulatory relief; Today’s equity crowdfunding rules from the Securities and Exchange Commission implementing Title… Read More

October 29, 2015 @ 8:41 am By Kiran Lingam  |  

At long last (3 years, 6 months, 25 days since signing of the JOBS Act to be exact), we will get Title III equity crowdfunding rules tomorrow potentially opening up a new novel avenue for small businesses to raise capital. When the original rules were… Read More

October 14, 2015 @ 9:37 am By Ian Rosen  |  

  “Millennials hate their banks” is a common phrase thrown around in some circles.  I’m not sure it’s true. I’m not sure young people care about banks at all, in any practical way. For a long time, people have thought of “banks” as an all-encompassing… Read More

October 14, 2015 @ 9:21 am By JD Alois  |  

Scandalous news hit the peer to peer lending world this week as TrustBuddy revealed allegations of serious misconduct.  The malfeasance was deemed so severe that Swedish authorities immediately shut down the direct lending operation and Swedish Police were contacted to investigate if criminal activity has… Read More

October 12, 2015 @ 2:00 am By Barry James  |  

Crowdfunding and the democratisation of finance where key themes as over 300 experts from banks, startups, technology and finance came together for France’s first conference on FinTech. Perhaps surprisingly, a major centre for MedTech and computer science,  Bordeaux had gone out of it’s way to… Read More

October 9, 2015 @ 1:27 pm By Victoria Silchenko, Ph.D.  |  

Recently I’ve been noticing a lot of hype in the entrepreneurial community regarding Reg A+ and there have been a lot of cheerful pitches about the new regulation that would allow young companies “to raise up to $50 million without the expense and complexity of a traditional… Read More

October 9, 2015 @ 11:19 am By JD Alois  |  

Another big Kickstarter crowdfunding success has made the decision to migrate its campaign to competitor Indiegogo following the end of the project on Kickstarter.  PUGZ, called the “worlds smallest wireless earbuds charged through your phone”, raised a hefty $1.43 million from over 10,000 backers on… Read More

October 7, 2015 @ 10:18 am By Bret Conkin and Alixe Cormick  |  

Real estate investment is a consistently hot news topic.  Open any newspaper or news website in Canada and coverage of the real estate market is easy to find, particularly in Vancouver and Toronto.  Fortunes are made investing in residential and commercial properties. Speculation, offshore investors,… Read More

October 6, 2015 @ 10:55 am By Zhao Liang  |  

The concept of crowdfunding is derived from crowdsourcing and micro-finance. Crowdfunding is a financing process for individuals and enterprises to raise funds from the public via the internet. Crowdfunding platforms, project initiators, and investors are the participants in crowdfunding. Open online project exhibition, fund raising… Read More

October 5, 2015 @ 7:40 am By Samuel Guzik  |  

  Are Final JOBS Act Crowdfunding Rules Truly Upon Us? It’s been too long since I graced the pages of Crowdfund Insider with one of my many missives – or as some at the SEC might say: missiles.  Well, since Regulation A+ went live in… Read More

October 4, 2015 @ 10:20 pm By JD Alois  |  

There were over one hundred submissions for the RFI by the US Department of Treasury on Marketplace / Peer to Peer Lending. As one would expect, most commenters came with either an ax to grind or an urgent message to deliver.  In reading many (not… Read More

September 25, 2015 @ 6:33 pm By Ian Ippolito  |  

Revolutionary technology is rarely useful or successful right away. Gutenberg’s printing press was a commercial failure until he decided to print the Bible. PC’s were obscure curiosities until the invention of the spreadsheet. Even the Internet was just an academic toy until the invention of… Read More

September 24, 2015 @ 10:46 pm By JD Alois  |  

As 2015 enters Q4, and the days grow shorter, time is running out for final rules regarding Title III of the JOBS Act, otherwise known as retail crowdfunding. During most of 2014, Chair White stated completion of JOBS Act rules were a priority, raising hope… Read More

September 21, 2015 @ 6:00 am By Georgia Quinn  |  

It was bittersweet walking into Commissioner Daniel Gallagher’s office for the first and last time. He has been a true champion for small business and access to capital and we all owe him a debt of gratitude. It was also wholly appropriate that the amazing… Read More

September 15, 2015 @ 11:00 pm By Barry James  |  

Crowdfunding and ‘Alt-Finance’ are of course one of the cornerstones of FinTech as key parts of the ‘Finance’ leg. Although FinTech is broader-based encompassing cryptocurrencies such as BitCoin and related technologies (especially Blockchain) as well as new and faster ways of transacting and transferring ‘legacy’… Read More

September 15, 2015 @ 4:00 am By Anthony Zeoli  |  

Steve Jobs is quoted as saying that “innovation distinguishes between a leader and a follower.” While I personally agree with this statement, and it may certainly be the case in the mobile device and other industries, when it comes to the offering and sale of… Read More

September 14, 2015 @ 2:00 am By Candace Klein  |  

  SBA….MCA….APR….LOC…. Do these acronyms mean anything to you?  The small business financing landscape is full of them and you’ll need to understand them to make the best possible financing decisions for your business.  And to avoid wasting time or money. If you are like… Read More

September 13, 2015 @ 11:00 pm By Barry James  |  

The First #Fintech World Tour Over the last couple of months my team and I have been in ‘stealth mode’, as they say, quietly touring the world of #Fintech, joining the dots. In two weeks time I will fly from one of the two world… Read More