Georgia Quinn

How to Fix the Fix Crowdfunding Act

fix-repair-damaged-mechanic-blurry

Let me begin by saying god bless Congressman Patrick McHenry. He is out there on the front lines actually trying to make a difference and help entrepreneurs and small businesses get off the ground and succeed. Of course, no good deed goes unpunished, and a… Read More

Online Lending at AltFi: A New Phase for a Growing Industry

ron-suber-at-the-pierre-altfi-2016-2

  When I realized the 2016 AltFi Conference was at the posh Pierre Hotel on the corner of Central Park, it immediately gave me pause. I remembered 2007 and 2008 when certain mortgage-backed security investment conferences were held at such addresses. Also, is the storied… Read More

What is Title III Crowdfunding and Why Should I Care?

REGULATION CF TITLE III

Overview of the regulatory framework Although the Jumpstart Our Business Startups or JOBS Act was passed in April of 2012, the rules implementing Title III of that Act relating to retail investment crowdfunding have been a long time coming. They were finally promulgated on October… Read More

I Tried the Virtuix Omni / Oculus Combo and It Was Amazing

Georgia Quinn wearing Oculus

Virtuix, a virtual reality motion platform that may transform the gaming industry with a previously unheard of sense of immersive gameplay experience, is preparing to raise capital under Regulation A+ on SeedInvest.  The company has generated over $19 million in indicated interest to date.  The… Read More

Crowdfunding Portals Prepare for Title III Retail Crowdfunding

Gates Open for Title III

Last week both the SEC and FINRA finalized the rules for funding portals to offer securities under Title III of the JOBS Act of 2012.  The journey to get to this place has been long and at times challenging as regulators and industry participants debated… Read More

Potential Pitfalls of Regulation CF – Part II: Practical Concerns for Funding Portals

Look Out for Traps Charlie DeTar

As discussed in part one, the SEC’s final Regulation Crowdfunding rules require thorough analysis to not fall prey to potential traps. While I firmly believe that we can make crowdfunding work regardless of the roadblocks set forth, it does not mean that we can afford… Read More

Potential Pitfalls of Regulation CF – Part I: Practical Concerns for an Issuer

mouse trap danger

  When SEC Commissioner Piwowar lodged his controversial “NO” vote for the final rules implementing Title III Regulation CF last October, he did so with concern that the overcomplicated rules were laden with “traps” that could snare an unassuming company trying to raise funds. Unfortunately,… Read More

Orchard: Helping Marketplace Lending Investors Make Their “Pick”

angela ceresnie at Orchard

The marketplace lending industry has been above the fold lately, in particular the online platforms, borrowers and investors, but it is important to remember that the MPL ecosystem is made up of many other players. If you need evidence of this, just check out the… Read More

Funding Circle is Creating Meaningful Change in Lending

sam hodges Funding Circle

At a time when some are claiming that marketplace lending has not gone far enough to challenge the traditional banking system, Sam Hodges and Funding Circle have quietly proven that steadily acting on your principles and advancing your mission, can achieve meaningful change. It had… Read More

Growing Up: Lending Club Has Been Tested, Survived & is Getting Bigger

Lending Club Office October 2015

  It has been almost a year and a half since my last visit to Lending Club and my last interview with Renaud Laplanche its CEO. A lot has changed since then, but even more has stayed the same. Lending Club is now a public… Read More

Title III Crowdfunding: Talking About a Revolution

SEC Commissioners Announce Final Rules on Title III Crowdfunding

What took place this morning is nothing short of revolutionary. For the first time in the history of the Securities and Exchange Commission (82 years), retail investors (ordinary people without income, wealth or sophistication qualifications) will be able to invest in private businesses en mass…. Read More

Nicola Horlick: A Road Less Traveled in Finance

Nicola Horlick Money&Co

Thirty-two years after starting her career in London, Nicola Horlick is still often the only woman in the room. Although she notes that is not a lot of progress, it has never fazed her. Nicola, once called London’s Superwoman, attributes her can-do attitude to a… Read More

SEC Commissioner Gallagher: Thank You For Your Thick Skin

Daniel Gallagher Dont Be Bullied 2

It was bittersweet walking into Commissioner Daniel Gallagher’s office for the first and last time. He has been a true champion for small business and access to capital and we all owe him a debt of gratitude. It was also wholly appropriate that the amazing… Read More

LendTech Angels Hosts First Successful LendLab for FinTech Entrepreneurs

Kiran Lingam LendTech Angels LendLab

Despite a hot and rainy New York City morning, there was a great turn-out at LendTech Angels’ first LendLab event.  Hosted by Kiran Lingam, managing director of LendTech Angels, the event gave aspiring marketplace lending startups an education in the regulatory landscape they are entering…. Read More

Gust Leads the Wind of Change in Connecting Entrepreneurs with Investors

David Rose Gust Quote

For over a decade Gust, and its predecessor Angelsoft, has quietly been become one of, if not the, largest private investing platforms in the world. Gust is a SaaS platform that helps connect entrepreneurs with investors and other benefactors, in whatever form such investors take,… Read More

Capital Unbound; Piwowar Suggests Regulators Need Restraining & Crowdfunding Should Look to States

Michael Piwowar quote

A CATO Institute event on the status of capital markets in the US provided a bright spot to an otherwise bleak and rainy day in New York City. Amidst the libertarian rhetoric and literature, two speakers stood out with certain observations and proposed remedies to… Read More

Lending Club IPO: A Watershed Moment for Peer to Peer Lending

Lending Club Successful IPO

  As far as the peer-to-peer or marketplace lending industry is concerned, 2014 ended with a bang and not a whimper as Lending Club, the leading online lender, completed its initial public offering. On December 10, 2014 the Lending Club offering went effective, and ultimately… Read More

OTC Markets: Roadmap to a Venture Exchange

OTC Markets Venture Exchange

With all of the talk around venture exchanges and the much needed secondary market for private companies, one company has gone a long way in providing such liquidity for smaller, growth and other companies that do not fit the mold of a national securities exchange…. Read More

Ron Suber’s Guide to Improve the Crowdfunding Industry

Ron Suber Advice for the Crowdfunding Industry

Recently I participated in the Third Annual Global Crowdfunding Convention and Bootcamp in Las Vegas and Ron Suber, President of Prosper Marketplace, a peer to peer or “marketplace lending” platform, spoke about the nine actions or initiatives that the marketplace lending industry in general and… Read More