Tagged: research

March 6, 2020 @ 3:19 pm By Omar Faridi  |  

Digital banks are establishing new financial industry standards when it comes to better usability, and are introducing handy features such as card management and personal money management. For digital bank users, this will come as no surprise. A recent study published by the consulting company… Read More

March 4, 2020 @ 9:11 pm By JD Alois  |  

The Securities and Exchange Commission (SEC) has published an update on the progress of Regulation A, commonly referenced as Reg A+. When the JOBS Act of 2012 was signed into law, Regulation A received an update that took a securities exemption from just about zero… Read More

March 2, 2020 @ 3:26 pm By JD Alois  |  

We have already seen multiple Fintech funding reports for 2019. Today, S&P Global Market Intelligence is distributing their spin on the numbers targeting the US only. According to this report, Fintech companies in the US raised $14.8 billion in 2019. Of the six Fintech segments… Read More

February 23, 2020 @ 3:26 pm By JD Alois  |  

In 2019, there were $34.5 billion in 1,913 Fintech deals around the world a decline of 15% versus 2018 – a year that benefited from Ant Financial’s huge $14 billion deal.  If you choose to ignore Ant, part of Alibaba, then 2019 would be a… Read More

February 18, 2020 @ 11:00 am By JD Alois  |  

Last week, Deloitte published an update on investment activity in the Fintech sector. In brief, the good news is that Fintech investments were at an all time high in 2019. The bad news shared by the report that the number of new Fintechs founded experienced… Read More

January 24, 2020 @ 1:25 pm By JD Alois  |  

Deutsche Bundesbank and Deutsche Börse have joined forces in publishing a study on the uses of distributed ledger technology (DLT) or blockchain. The bank and exchange believe that “DLT solutions can deliver substantial benefits” and “tokenized securities and baskets substantially improve collateral mobility.” The pro-blockchain… Read More

January 13, 2020 @ 11:15 am By Omar Faridi  |  

More than $1.4 billion in capital was secured by Australian Fintech firms in 2019 across 38 deals or partnerships, setting a new record. The significant increase in financial technology investments may be attributed (partially) to the rising number of rounds of at least $100 million,… Read More

January 6, 2020 @ 2:25 pm By JD Alois  |  

CBDCs Could Disintermediate in a Structural Way the Banking System. The European Central Bank (ECB) has published a paper on Central Bank Digital Currencies (CBDCs).  CBDCs are the state form of stablecoins – cryptocurrency based off a single asset like the Dollar, Euro or Pound… Read More

December 30, 2019 @ 7:35 am By Omar Faridi  |  

Investment applications, online financial data processing tools and decentralized cryptocurrency platforms will most likely be targeted by the “financially motivated cyber threat actors” next year, leading cybersecurity company Kaspersky claims. Financial cyber threats and attacks are some of the most dangerous or damaging ones, as… Read More

December 26, 2019 @ 9:18 am By Omar Faridi  |  

The United States is reportedly expected to lose its top rank as the largest cashless country and society in the world to nascent Asian markets by next year. Cashless transactions in the US are projected to increase by 4.7% to reach $184 billion by 2020,… Read More

December 23, 2019 @ 11:51 am By JD Alois  |  

The Hong Kong Monetary Authority (HKMA) has published a report entitled “Reshaping Banking with Artificial Intelligence.” The Report is part of a series of publications on applying AI technology, including Robo-advisors, to the banking industry. Hong Kong has emerged as a top Asian Fintech hub… Read More

December 9, 2019 @ 11:09 pm By JD Alois  |  

Depending on the jurisdiction, big tech is moving into financial services at various speeds. In China, big tech already dominates much of the Fintech landscape from payments, to lending, to Wealthtech to savings. It’s all there. In the US, there is a constant, pensive shuffle… Read More

December 9, 2019 @ 1:49 am By JD Alois  |  

A report by global consulting firm AT Kearney recently addressed the emergence of digital challenger banks. Published last week, and authored by Simon Kent and Danil Makarov, the research states that  challenger banks are “already mainstream” and if old school high street banks don’t wake… Read More

December 4, 2019 @ 10:04 am By Omar Faridi  |  

Investors are not satisfied with mobile apps offered by brokerage firms. Client satisfaction with wealth technology (WealthTech) apps is considerably behind those provided by various other consumer financial firms, such as credit cards, retail banks and insurance. This, according to the recently published J.D. Power’s… Read More

November 25, 2019 @ 4:44 pm By Omar Faridi  |  

Several digital banks have been launched in Australia during the past few years. However, these direct banks that are 100% digital currently face challenges around awareness and consumer trust. This, despite millions of customers being dissatisfied with traditional banking services, according to the latest research… Read More

November 19, 2019 @ 10:34 am By JD Alois  |  

Fintech funding for the 3rd quarter of 2019 surpassed $8.9 billion – a new quarterly record if you factor out Ant Financial’s whopping $14. billion investment in Q2 of 2018. Fintech, and its various subcategories remains a hot sector of venture financing as the year… Read More

November 13, 2019 @ 3:10 pm By JD Alois  |  

The European Crowdfunding Association (ECN), the leading advocacy group for online capital formation in Europe, has published a report on blockchain – distributed ledger technology (DLT) and use cases in alternative finance. The report adds a new acronym “BDLT” thus representing the combination of the… Read More

November 5, 2019 @ 2:47 am By JD Alois  |  

Last month, the Association for Financial Markets in Europe (AFME), issued a report on the Capital Markets Union and progress in achieving the European Union’s goal. The AFME report, the second of its kind, post various KPIs or Key Performance Indicators. One of the areas… Read More

November 4, 2019 @ 4:52 pm By Cali Haan  |  

Two scholars famous for alleging in 2018 that injections of Tether, a cryptocurrency and synthetic form of USD, were used to strategically to push up the price of Bitcoin to $20 000 USD have updated the report with a claim that those injections came mainly from… Read More

October 28, 2019 @ 4:04 pm By JD Alois  |  

How many people in the US own crypto? Good question. There have been plenty of estimates in recent years but, most likely, until FATF rules completely kick in and exchanges get used the fact they must hand over all of their numbers to the IRS,… Read More