Opinion

Editorial opinions and perspective on Fintech.

PwC Warning: Banks Gotta Change … Or Else

PwC Rings Warning Bell as Banks Face Possible Demise. “We are surely looking at the end of the market and banks as we currently know them”.  As part of a report from a recent Peregrine Perspectives panel, an event that was organized in advance of… Read More

SEC Commissioner Gallagher: Millionaires Can Fend for Themselves

  Last week I had the opportunity to attend the 2014 Government-Business Forum on Small Business Capital Formation in Washington D.C. where Commissioner Daniel M. Gallagher gave his opening remarks after the first panel. In what I can only refer to as a “mic drop”… Read More

SEC Government – Small Business Forum: A Tale of Two Gatherings

For those of you who have been reading my articles over the past four months, I have tried to create heightened awareness of a perennial SEC event, the SEC Government-Small Business Forum, an annual event borne out of bi-partisan legislation in 1980. Its primary purpose:… Read More

Center for Competitive Politics Files FEC Complaint: Mayday PAC Violated Campaign Finance Laws

The Center for Competitive Politics (CCP) today filed a complaint with the Federal Election Commission against Mayday PAC, the self-proclaimed “SuperPAC to end all SuperPACs,” founded by Harvard Law Professor Lawrence Lessig. The complaint documents that at least twelve Mayday PAC television ads, radio ads, and mailings failed to comply… Read More

Oregon Releases Proposed Intrastate Crowdfunding Exemption Rules; BUT Will They Be Useful?

While just recently uploaded, sometime in October David Tatman, the administrator of the Division of Finance and Corporate Securities, filed a “Statement Of Need And Fiscal Impact” with the Oregon Secretary of State proposing , what he refers to as, “Community Public Offerings” (CPOs) …… Read More

Perspective: Title III, Title IV and the Politics of Regulation

  In my May 2014 article, “The Bell Tolls for Title III”, I laid out the reasons why it was highly unlikely that the SEC would issue Title III rules before the November elections and predicted that should the Senate flip to Republican control, we… Read More

UK’s Deep Impact Makes an Impression: The Crowdfunding Centre’s Barry James Shares Update

Lauded by Thomas Power, Founder of Ecademy and pioneer of UK social media, citing Deep Impact as “the most important debate of a lifetime. It’s time to set capital free of governments and banks,” Crowdfund Insider readers have the opportunity below to read highlights from the… Read More

CEI to Congress, Regulators: End Millionaires Only Rule Now

CEI Report on Crowdfunding Tells Congress & Regulators to End ‘Millionaires Only’ Rules for Investment During Global Entrepreneurship Week, the Competitive Enterprise Institute (CEI) released a new report on how regulation threatens entrepreneurs and their abilities to start businesses, create jobs, and bring new products… Read More

Report: Paedophiles Launch Crowdfunding Platform for Child Porn

At Crowdfund Insider, we have investigated some diverse crowdfunding projects and platforms – you name it, we have more than likely seen it. But never have we heard anything like this. Deep Dot Web has reported that pornographers have created a new, hidden platform that allows… Read More

Dear Congress: Please Help Our Small Businesses

My friend Dan Lear and I wrote the attached letter to Congress to try to encapsulate in one place our various public policy suggestions to help startups. What you will find in the letter are 13 very specific and detailed public policy initiatives that Congress… Read More

On SEC Proposed Regulation A+: Has Commissioner Stein Succumbed to the NASAA Kool-Aid?

Though SEC Commissioners Daniel M. Gallagher and Kara Stein may have travelled on the same plane on the way to the Los Angeles County Bar Association Annual Securities Regulation Conference to address a room of securities industry professionals on October 24, judging by their public… Read More

Kickstarter’s Lima named as 2015 CES Innovation Awards Honoree in Two Categories

Earlier this week, Lima announced that it was awarded the prize of “Innovation Honoree” at the 2015 CES Innovation Awards in two categories: Software and Mobile Apps and Computer Accessories. Products entered into the CES Innovation Awards are judged by a preeminent panel of independent industrial designers, independent engineers… Read More

Nesta: 44 Facts About Alternative Finance (Infographic)

Nesta and Cambridge University recently published an update on crowdfunding, peer to peer lending and all forms of alternative finance in the United Kingdom.  Crowdfund Insider reported on the complete publication but buried inside the document was an infographic gem.  The creative team at Nesta… Read More

Every US Politician & SEC Regulator Should Watch this Video

Dr. Richard Swart, of UC Berkeley and Crowdfund Capital Advisors,  recently addressed the Deep Impact Conference in the UK via video to address the hot topic of crowdfunding and regulation.  Swart is a frequent speaker on crowdfunding and is a highly respected researcher on the… Read More

Cambridge’s Dr. Mia Gray Clarifies Collaborative Nesta Report: UK Economic Geography Update

Dr. Mia Gray opines about the recent Nesta and University of Cambridge report.   To recap, Nesta, a UK based innovation charity and staunch proponent of entrepreneurship and creativity, recently published an update on the alternative finance industry in the United Kingdom.  Crowdfund Insider JD Alois explains, “The report notes… Read More

UK Crowdfunding Centre’s Barry James Calls for Radical Crowdfunding Regulation Rethinking: Deep Impact Conference Opens

A radical re-think of crowdfunding regulation has been called for by thought leaders from finance and the stock markets, social media, crowdfunding and the law after an endorsement by Deputy Prime Minister, Nick Clegg, placed him in potential legal jeopardy. The Crowdfunding Centre Founder Barry James spoke at the… Read More

The Big Boys Say Crowdfunding is a Drop in the Ocean: And They’re Right

Crowdfunding ­is ‘hot & happening’. So ‘hot & happening’ in fact, that a lot of valid criticism, however badly formulated at times, is discarded. One of the points made that is taken as an outright insult, is the mention that “Crowdfunding is just a drop… Read More

3 Ways That Crowdfunding Benefits Singapore’s Startups & SMEs

It is exciting times for the nascent crowdfunding industry in Asia. While the crowdfunding movement is slowly gaining steam, there are still some people who are not clear what it constitutes and the possibilities that it holds. To share my views on the topic, this… Read More

Minnesota Can’t Wait on Feds for Crowdfunding Regulations as Group Forms to Push Intrastate Rules

Minnesota has joined the growing list of states that may want legalized investment crowdfunding now -and not just for accredited investors.  Recognizing that Title III is encumbered with excessive costs and a too low cap on amounts an issuer may raise,  a group called “MNvest”… Read More

Crowdfunding : A Strong Community Building Tool for Women

  It was only a few weeks ago that CrowdFundHerLive, organized by Woomentum, hosted a live crowdfunding campaign for start-ups led by women. Founded by Mouna Lagendorf, the event attracted a crowd of over 100 women to the site of the event – the MCCAAN offices… Read More

Send this to a friend