Opinion

December 12, 2014 @ 2:36 am By Erin Hobey  |  

In recent weeks  The University of Cambridge has teamed up with EY, the global professional services organization, and launched the European Alternative Finance Benchmarking Survey with the support of major European industry associations. This is the largest study to date on crowdfunding, peer-to-peer lending and other forms of alternative finance in… Read More

December 11, 2014 @ 5:15 am By Erin Hobey  |  

In November The University of Cambridge teamed up with EY, the global professional services organization, and launched the European Alternative Finance Benchmarking Survey with the support of major European industry associations. This is the largest study to date on crowdfunding, peer-to-peer lending and other forms of alternative finance in Europe.  This benchmarking… Read More

December 10, 2014 @ 2:54 pm By JD Alois  |  

CFIRA Co-Chair and Propelr Co-Founder DJ Paul was interviewed yesterday on Benziga as part of their pre-market prep show. The early discussion covers the basics, IE Title II, III and IV of the JOBS Act that deals with investment crowdfunding and the associated regulatory reform… Read More

December 10, 2014 @ 2:24 pm By JD Alois  |  

Alphaworks is part of the Betaworks family that is building really cool companies. Betaworks is a New York based entrepreneur factory that  claims Ken Lerer as Chairman and John Borthwick as Founder and CEO.  Lerner was one of the founders of HuffPo and lists a… Read More

December 10, 2014 @ 6:42 am By Kiran Lingham  |  

  Momentum is building towards a consensus on the highly controversial updates to the accredited investor definition (currently a person who has over $200,000 in income (or $300,000 jointly with spouse) or over $1M in net worth, excluding personal residence). Initially, there was some suggestion… Read More

December 8, 2014 @ 11:47 am By Erin Hobey  |  

Mambu, a cloud banking technology platform provider that works with more than 100 financial innovators worldwide, including Banco Macro, Opportunity International,  Mentors International, and Yale University, uniquely sits at the nexus of the transformation and financial inclusion markets, where new applications and the cloud’s agility… Read More

December 7, 2014 @ 11:46 pm By JD Alois  |  

Financial guru Suze Orman, no fan of banks, has shared her wisdom on the benefits of using a peer to peer lending platform from the perspective of a borrower.  She tells the camera, “is it a smart move for you…?”. Orman correctly describes P2P lending… Read More

December 6, 2014 @ 3:54 pm By JD Alois  |  

Chatter is starting to pick up regarding release of final rules for Title IV of the JOBS Act – a portion of the legislation that is regularly referred to as Regulation A+. Some industry followers are of the opinion that final rules are to be… Read More

December 6, 2014 @ 6:30 am By JD Alois  |  

On December 3rd the House of Representatives passed the “Disclosure Modernization and Simplification Act of 2014”.  The bill is intended to make certain improvements in form 10K and Regulation S-K as required by the Securities and Exchange Commission.  The bill now moves to the upper… Read More

December 5, 2014 @ 2:04 pm By Dara Albright  |  

A financial revolution – ignited by hordes of individuals who have grown leery of conventional financial institutions, and powered by contemporary P2P and crowdfund marketplaces – has been germinating across the planet. In the same way that the Industrial Revolution redefined manufacturing and the Internet… Read More

December 5, 2014 @ 2:00 am By Erin Hobey  |  

As readers know,  The University of Cambridge has teamed up with EY, the global professional services organization, and launched the European Alternative Finance Benchmarking Survey with the support of major European industry associations. This is the largest study to date on crowdfunding, peer-to-peer lending and other forms of alternative finance in Europe…. Read More

December 3, 2014 @ 2:30 pm By Erin Hobey  |  

After reading Orchard Platform’s Bill Ullman elegantly deliberated “Is Fin-Tech History Rhyming Again?” on the platform’s blog last week and prepared for Thanksgiving, I wondered how the early days of online trading revisit fintech and crowdfunding disruption innovation.  While prepping for last week’s feast, I… Read More

December 3, 2014 @ 11:14 am By JD Alois  |  

Chancellor of the Exchequer George Osborne delivered his Autumn statement to parliament today and the winding speech had something for everyone. In a largely upbeat report, Osborne highlighted the many positives about the UK economy since the current leaders moved in to Number 10 Downing… Read More

December 3, 2014 @ 9:32 am By Samuel Guzik  |  

It could have been the kickoff of a grand political campaign – a slogan that would be proud to adorn a bumper sticker for the most ambitious of politicians – and a sound byte that would be sure to grab the next day’s headlines in… Read More

December 2, 2014 @ 10:11 am By JD Alois  |  

There is definitely something to be said for being at the right place, at the right time, and for Orchard this is certainly the case.  Now this is not to say the creation of Orchard is totally serendipitous because this is a company that has… Read More

December 1, 2014 @ 2:58 pm By JD Alois  |  

As previously reported, a German investor protection law, has been weaving its way through the legislative process.  Unfortunately for the investment crowdfunding industry, this new form a finance may find itself impacted as collateral damage if the proposed rules becomes enforceable law. In mid –… Read More

December 1, 2014 @ 8:29 am By JD Alois  |  

In a speech delivered at the inaugural Medium Size Business conference held in London, Tory MP and George Osborne ally Matthew Hancock delivered a statement championing the government push to grow UK business.  The missive specifically targets mid-size enterprises and highlights specific programs including policy… Read More

December 1, 2014 @ 7:31 am By Erin Hobey  |  

As reported last week in Crowdfund Insider,  The University of Cambridge has teamed up with EY, the global professional services organization, and launched the European Alternative Finance Benchmarking Survey with the support of major European industry associations. This is the largest study to date on crowdfunding, peer-to-peer lending and other… Read More

November 29, 2014 @ 1:58 pm By JD Alois  |  

The week of November 17th should be officially designated “SME Regulatory Week” due to the number of events that occurred in our nation’s Capitol over several days.  The primary draw was the SEC Government-Business Forum on Small Business Capital Formation. In contrast to past years,… Read More

November 28, 2014 @ 7:32 am By Kim Wales  |  

The 2014 Securities and Exchange Commission Government-Business Forum on Small Business Capital Formation ensued on November 20, 2014 at the SEC headquarters in Washington, D.C. In usual form, since the signing of the Jumpstart Our Business Startups Act (JOBS Act), the crowd (attorney’s, issuers, intermediaries, regulators, investors,… Read More