Tagged: perspective

One Way Donald Trump Can Actually Double GDP Growth

How Donald Trump Can Leverage Crowdfunding Under Reg CF to Double GDP Growth President-elect Trump made it a hallmark of his campaign to double GDP growth. According to Karen Kerrigan, President of the Small Business and Entrepreneurship Council; “His agenda of lowering taxes, simplifying the… Read More

Why Donald Trump Won the Presidential Election: What It Means & What We Need to Do

Many people feel deeply hurt from the outcome of the Presidential election. Here’s a kinder, simpler explanation as to why. This week, we saw a completely unexpected outcome in the Presidential election between Donald Trump and Hillary Clinton. As the punditry and chattering classes scramble… Read More

What Does a Trump Presidency Mean for Fintech?

Soon the dust will will settle and the collective surprise of a Donald Trump Presidency will sink in and the United States will move forward. On top of a populist Trump administration, the Republican Party will control both houses of Congress. This is a combination… Read More

CCA: Bigger Social Network = More Money Raised Crowdfunding

The Regulation CF market is only a few months old but data on successful crowdfunding campaigns is starting to percolate to the surface.  Reg CF, created by Title III of the JOBS Act, allows small and emerging companies the ability to raise up to $1… Read More

Equity Crowdfunding Evangelist Victoria Silchenko: We Have Witnessed Unprecedented Growth in Alternative Finance

Victoria Silchenko has been a staunch propopent of the benefits of crowdfunding and alternative finance since day one. The founder of Metropole Capital Group and the Global Alternative Funding Forum, an annual event that brings together many prominent names in the Fintech sector, Silchenko has charted… Read More

SEC Adopts Modernized Intrastate “Crowdfunding” Rules:  A Time to Yawn?

On October 26, 2016, the SEC’s three Commissioners convened at their headquarters to adopt new rules intended to modernize what had historically been a little used path of raising capital for startups, early stage businesses and community-based enterprises: the so called intrastate exemption. It had… Read More

When It Comes to Retail Crowdfunding, SAFEty First

A Reply on the Use of SAFEs in Crowdfunding On September 22nd, Crowdfund Insider published a post summarizing the arguments presented in our new essay entitled “Crowdfunding and the Not-So-Safe SAFE“ (forthcoming in Virginia Law Review Online). Our essay raises a number of concerns about… Read More

Bruce Davis, MD of Abundance, Shares Insight & Perspective on FCA Regulatory Review

Bruce Davis is a founder and Joint Managing Director at Abundance, a peer to peer investing platform focused on renewable energy projects. He is also part of the original team that launched Zopa – the very first peer to peer lending platform to set up… Read More

A Pretty Insane Internal Rate of Return for AngelList Investors

Investing in early stage companies is a risky venture. The advent of internet finance has made it easier than ever before to gain access to purchasing securities in startups.  Correspondingly, the debate regarding risk versus return has always been a very hot topic. Recently Crowdfund… Read More

Massive Rule 147 Amendments May Be On The Horizon Impacting Intrastate Crowdfunding

Almost a year ago, the SEC proposed certain amendments to the current Rule 147 which were intended to help foster, and increase the viability of, Intrastate crowdfunding. While little has been heard about these amendments since their release (except from Intrastate proponents like me of… Read More

Title III Crowdfunding Might Not Be What Many Expected

I have been immersed in the equity crowdfunding industry since late 2015 and have tried to collect as many different perspectives on the industry from as many experts as possible. And while it is hard to predict the ultimate fate of an industry that had… Read More

FINRA Allegedly Warns Off Reg CF Portals on Use of Trusts for Escrow

FINRA is a non-governmental entity that acts as a financial regulator over a wide swath of the financial industry.  Their mission is to detect and prevent wrongdoing in the US financial markets. FINRA also has enforcement powers. Last year alone they rendered over 1500 disciplinary… Read More

On Investment Crowdfunding, Diversification & the Wisdom of the Crowd

Still Time to Fix the Fix Crowdfunding Act One of the cardinal rules of investing is  diversification – a critical ingredient for long-term portfolio growth.  This rule applies with equal, if not greater, force when investing in “Title III Regulation CF Crowdfunding” securities – open… Read More

Video: Christian Catalini Says Title III Crowdfunding Not Likely to Generate the Next Uber

Christian Catalini, a Professor at MIT Sloan School of Managment and one of the leading academics in the crowdfunding sector, recently published a new video sharing his views on the emerging investment crowdfunding sector. Catalini has long followed both the rewards iteration and accredited crowdfunding under… Read More

Marketplace Lending: The Challenge of Keeping It Simple And Transparent

LendIt Europe gathered over 900 attendees from 50 countries on the banks of the Thames river to network and hear about the latest trends in online direct lending. The tone of the conference was clearly set by the UK keynote speakers. The UK being 4… Read More

How to Fix the Fix Crowdfunding Act

Let me begin by saying god bless Congressman Patrick McHenry. He is out there on the front lines actually trying to make a difference and help entrepreneurs and small businesses get off the ground and succeed. Of course, no good deed goes unpunished, and a… Read More

Shocker: Elizabeth Warren Tells President Obama to Demote SEC Chair Mary Joe White

Senator Elizabeth Warren is rattling cages once again. This time, she is blasting SEC Chair Mary Jo White asking President Obama to fire or demote Chair White in a public letter. According to her letter, Warren states, “enough is enough” that Chair White has undermined… Read More

There are Now 17 Registered Reg CF Platforms. Can they be Sustained?

Reg CF investment crowdfunding (Title III of the JOBS Act) has only been actionable since May of this year. At the end of May, there were 10 FINRA/SEC approved Regulation CF platforms with only a handful listing live investment opportunities. The approved platforms at the… Read More

Ruth Hedges: Crowdfunding Will Be Ubiquitous

Ruth Hedges is from the early days of crowdfunding in the United States. Part of an original group of committed individuals who advocated on behalf of updating antiquated securities regulations, Hedges is a founding member of the Crowdfund Intermediary Regulatory Advocates (CFIRA); the group originally… Read More

The Regulatory Framework for Peer-to-Peer Lending Industry in Thailand : A Consultation Paper Issued by the Bank of Thailand

The Peer-to-Peer Lending Industry in Thailand Peer-to-peer lending, which is also known as social lending or crowdlending, has drastically increased in the recent years in many countries around the world. The total volume of peer-to-peer lending activities has been growing rapidly. A good example is… Read More

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