Opinion

Editorial opinions and perspective on Fintech.

Startup Hubs in Europe: What’s Their Added Value for Your Startup?

Forbes already knows: smart startups start in Europe. But why? Startups are a thriving resource of jobs and competitive advantage through innovation, and what they need are great startup ecologies. Europe is well on its way to develop several entrepreneurship hubs, and the lists with… Read More

Seedrs CEO, Jeff Lynn Declares Support for Congressman McHenry’s New Bill

Jeff Lynn, the CEO and co-founder of successful equity crowdfunding platform Seedrs, is set to testify at the House Subcommittee hearing scheduled to review the status of the JOBS Act tomorrow in Washington, DC.  While his prepared remarks have not yet been posted he has… Read More

Regulation A+: A Sleeping Giant For Small Business Capital Formation?

Since the 1930’s Regulation A has been unremarkable as a little known and little used “exemption” from the full SEC registration process – intended to allow smaller companies to access public markets through a streamlined SEC registration process – with “reviewed” financial statements and no… Read More

Perspectives on Crowdfunding Regulation – Unravelled

Puzzling, is it not, that two of the world’s leading exponents can have such different perspectives on equity crowdfunding as Crowdcube and Seedrs. Similarly people often inquire about my own views and that of The Social Foundation – which seem to be almost polar opposites… Read More

Legislating Crowdfunding & Industry Accreditation

The recent commotion concerning crowdfunding legislation is easy to understand considering Europe’s seemingly passive attitude concerning crowdfunding (J.D. Alois) and the discussion on open or closed crowdfunding markets. Accreditation can help to speed up the development of industry-fit regulation, but it requires companies to play… Read More

Paul Niederer Has Seen the Future of Non Accredited Crowdfunding

Paul Niederer, CEO and Director of the Australian Small Scale Offerings Board (ASSOB), recently shared his vision on the future of non-accredited crowdfunding for those of us waiting in the limbo of Title III rules.  Niederer has been a leading voice in the global crowdfunding… Read More

Florida State Crowdfunding Exemption Hits Roadblock

  It was only this past March that Florida announced investment crowdfunding legislation to help foster economic growth in the state.  The bi-partisan bill, sponsored by State Representative Bryan Nelson (R-31) and State Senator Jeff Clemens (D-27), appeared set to join the growing wave of… Read More

Figuring Out Crowdfunding: Should We Support Open or Closed Markets?

  As the European Union continues to monitor crowdfunding developments, countries in Europe, like France and the U.K., are already developing legislation in an attempt to establish a cohesive government approach. These developments make an interesting case study that can help to decide whether or… Read More

The Oculus-Facebook Buyout: The Best Ad For Equity Crowdfunding Ever

I have written about the misconception by some members of the general public that equity crowdfunding and rewards-based crowdfunding are the same thing.  Many people are misinformed and do not understand that Title III of the JOBS Act has nothing to do with rewards-based crowdfunding…. Read More

Federal Reserve Governor Jeremy C. Stein Speech on Crowdfunding

Recently we reported that Federal Reserve Governor Jeremy C. Stein gave a speech in Washington, DC, on March 24, 2014, that tackled the innovation of crowdfunding.  Apparently the subject matter was a bit of a surprise topic.  Stein was quoted saying; “Why is the Fed… Read More

European Crowdfunding Legislation: What’s Taking So Long?

As the U.S. is making major efforts to implement the JOBS Act, the European Union seems to be only capable of analyzing the developments, as J.D. Alois’ article “EC Releases Communication on Long Term Financing Including Crowdfunding” shows. The most important conclusion was that the… Read More

Will a $1 Million Crowdfunding Raise Cost $200,000?

In a posting on the Wisconsin Angel Network, the statement was made that a $1 million crowdfunding raise could cost $200,000 to complete.  Not very exciting for small companies looking to raise capital, nor the investors who are interested in funding startups.  Of course we… Read More

European Crowdfunding Network Comments on EC Communication

The European Crowdfunding Network (ECN), has shared their thoughts on the recently released communication by the European Commission (EC) on crowdfunding. Last week the EC released several documents and statements pertaining to a “consultation” on the innovative new form of capital formation.  They garnered comments… Read More

How Project Creators Can Combat Crowdfunding Fatigue In The Media

In the past few months, we’ve seen a steady increase in crowdfunding emails. It seems like the hip thing to do now: 5 out of 10 emails now start with “Can you help us promote our Kickstarter campaign, so we can build this cool product!” There… Read More

Assetz Capital Responds to Osborne’s Suggestion that Banks Release Info on Rejections

Reacting to George Osborne’s suggestion that banks may be required to release information on SMEs that they reject for finance to alternative credit suppliers, Andrew Holgate, MD of Assetz Capital, one of the UK’s fastest-growing P2P lenders, commented: “When a bank says “no” to a… Read More

NASAA Challenges SEC on Proposed Revisions to Regulation “A”

The North American Securities Administrators Association (NASAA) has called upon the Securities and Exchange Commission (SEC) to make substantial revisions to its Regulation A proposed rule.  The NASAA has requested these changes be made “to remove potential harms to issuers and investors, especially those of… Read More

Watch: Bloomberg’s “Market Makers” Talk Equity Crowdfunding, Oculus Acquisition

It seems everyone has an opinion on Facebook’s acquisition of Oculus VR and what it means for crowdfunding. That was the topic of conversation on Bloomberg Television’s “Market Makers.” Yesterday the program hosted New York University Stern School of Business Professor Anindya Ghose and a… Read More

Oculus Didn’t Respect The Process And It May Cost Them Their Early Adopters: Three Lessons

So did you hear that Facebook bought Oculus VR for $2 billion? It’s the story that the entire tech world was talking about, and for good reason. Oculus is a clear leader in the world of virtual reality hardware. It’s one of the poster children… Read More

NASDAQ OMX Shares Thoughts on European Crowdfunding

In sifting through the various public comments on the European crowdfunding consultation that was just released it was interesting to see an unsigned comment letter from NASDAQ OMX. NASDAQ OMX is a trading / exchange platform that operates across six different continents and today powers… Read More

The Funding Continuum Enters Stage Left

This article originally appeared in ITBusiness and is being shared with Crowdfund Insider’s readers by Bret Conkin of FundRazr. The rules posted yesterday by Canadian securities regulators are still being digested, but upon first read, they appear very encouraging for Canadian startups, small business and… Read More

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