Opinion

Editorial opinions and perspective on Fintech.

Is Financial Disclosure for Crowdfunding Companies Too Expensive?

Compilation vs. Review vs. Audit for offerings of more than $500,000? Efforts to influence the final proposed rule for Financial Disclosure (Section 4A(b)(1)(D)), requires “a description of the financial condition of the issuer,” in which regulators have requested comments from the public for the Final… Read More

UK Government Promises FCA will Not Stifle Crowdfunding Growth

As the consultation period on crowdfunding regulations comes to a close, a debate was held today at Westminster where MPs promised it would not allow FCA regulations to stifle growth of the burgeoning crowdfunding industry.  Various MP’s spoke in support of the innovative industry which… Read More

Members of Parliament Set to Debate Crowdfunding at Westminister

Debate Takes Place as Consultation Period Nears End. Members of Parliament (MPs) will be debating the future of crowdfunding at Westminster tomorrow,  Wednesday, December 18, 2013.  The Westminster Hall Debate has been initiated by Barry Sheerman MP, a leading proponent of crowdfunding. Mr Sheerman, chair of… Read More

Canadian Law Firm BLG Cites Crowdfunding As Top Risk For 2014

Canadian law firm Borden Ladner Gervais LLP (BLG) released a risk assessment for 2014. Crowdfunding makes the list at #2 on their list of the top ten business issues with legal implications for the new year. Entrepreneurs, access to capital and the crowd: The Canadian economy… Read More

Time to Show a Red Flag to the Financial Conduct Authority

Green Light the new freedoms of the digital age. The idea of a man having to walk in front of each car on the road waving a red flag to ensure that they didn’t scare the horses has often been the object of a mixture… Read More

What Is The Future Of Crowdfunding? Six Emergent Trends For 2014

An anonymous user on Quora asked me and a few others to answer the following question: What is the future of Crowdfunding? It’s a great question and one we think about quite often here at Crowdfund Insider. We cover so many stories in the space and… Read More

Assetz Capital CEO States Nesta Predictions for P2P Lending Extremely Low

Stuart Law of Assetz Capital Declares Nesta Predictions as “Worst Case Scenario”. In a release responding to the just released Nesta predictions for the growth of alternative finance, which includes crowdfunding, Stuart Law, CEO of Assetz Capital, one of the UK’s fastest-growing peer-to-peer lending platforms,… Read More

How the SEC “Bad Actor” Rules Will Affect Equity Crowdfunding

When I think of bad actors, I think of Keanu Reeves and William Shatner. When the Securities and Exchange Commission mentions bad actors, they are talking about people they want to prevent from using equity crowdfunding in order to protect investors from fraud. Before the… Read More

A Michigan Perspective: Crowdfunding is Essential to Growing Business, Communities

Photo courtesy Wikimedia Commons

What would happen if we could invest in businesses in our own communities? What would happen if that entrepreneur you know could raise the capital needed to start a business from friends and neighbors and investors who are intimately familiar with the project? Michigan citizens… Read More

Crowdfunding Stakeholders, Researchers Take To Quora To Share Data & Insights

We’re growing increasingly fond of Quora as a resource for crowdfunding tips and insights from the likes of future Kickstarter CEO Yancey Strickler and Yan Budman, Director of Marketing at Indiegogo. Here are a selection of Quora questions and answers we found interesting this week…… Read More

Examining The Broad Use Of The Term “Crowdfunding”

A new method of capital raising that is gaining increasing interest is crowdfunding. Generally, the term “crowdfunding” is used to describe a form of capital raising whereby groups of people pool money, typically comprised of very small individual contributions, to support an effort by others… Read More

On #SmallBizSaturday, Crowdfunding Emerging As Way Of Supporting Local Businesses

Black Friday has become an annual shopping phenomenon where consumers take to stores in droves seeking deals from the world’s largest retailers. Similarly, Cyber Monday was launched as an answer to Black Friday to encourage shoppers to buy Christmas gifts online. In light of this,… Read More

The Joy of Angel Investing: Three Reasons Why Accredited Investors Should Invest in Startups Today

Angel investing involves accredited investors (millionaires) investing directly in the private stock of early stage companies. Millionaires are rare—they make up 1.5% of the world and 4% of the US. As most entrepreneurs quickly learn, angels are very, very rare. Only 3% of all accredited… Read More

WSJ: “Who’s Suitable for Equity Crowdfunding?”

On WSJ.com under The Accelerators, the pose the question: Should average Joes and Janes be allowed to buy shares in private companies through online investment platforms known as crowdfunding sites? Or should this be restricted to only wealthy, “accredited” investors?  What are the advantages and disadvantages for… Read More

SEC Small Business Forum: Takeaways From A Crowdfunding Perspective

The SEC Government-Business Forum on Small Business Capital Formation took place last week at the Securities and Exchange Commission Headquarters in Washington, DC. I will admit that I was very excited to attend this event. This was the first event we attended last year shortly… Read More

Reddit Users Opine On Crowdfunding For Film: “Is It Dead?”

Every once in a while an interesting conversation pops up on Reddit involving crowdfunding and the public’s perception of crowdfunding as a means of raising money. Recently Reddit user mavspade solicited opinions on crowdfunding as a way of raising money for films, asking on subreddit /r/Filmmakers “is… Read More

Has The SEC Made Equity Crowdfunding Economically Unfeasible?

When the proposed SEC equity crowdfunding rules were released on October 23, those of us who had been anxiously waiting for months were finally given what we had been begging for. The long-awaited SEC rules had finally arrived. Equity crowdfunding under the JOBS Act was about to become… Read More

Spike Lee Comments Underscore Important Strategy For Crowdfunders

In a recent interview with WENN, Spike Lee underscores an important strategy for crowdfunders, celebrities and regular joes alike. He credits “good karma” with helping him find crowdfunding success on Kickstarter… I’ve invested in at least eight or nine projects since I got on Kickstarter…. Read More

Angel Investors Can’t Sit on Crowdfunding Sidelines

The biggest mistake Canadian angel investors could make if and when equity crowdfunding is made more widely available in Canada “is to sit on the sidelines and do nothing and let crowdfunding pass them by,” says one of this country’s leading legal experts on the… Read More

Andreessen Horowitz’s Chris Dixon On Crowdfunding

Like a lot of people, I’m excited about crowdfunding, and specifically the crowdfunding of startups now that’s it’s legal in the US.Chris Dixon Chris Dixon is a prolific investor and has been a co-founder of multiple companies including Hunch and SiteAdvisor. He is currently an… Read More

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