Tagged: perspective

November 20, 2015 @ 9:25 am By JD Alois  |  

Kevin Laws, Chief Operating Officer of AngelList, delivered an “illuminating” presentation at the SEC Government Business Forum on Small Business Capital Formation yesterday. AngelList, a leader in the equity crowdfunding sector, has become an important catalyst in the online finance space innovating and expanding its… Read More

November 19, 2015 @ 11:23 am By JD Alois  |  

It seems so easy doesn’t it? Getting an influx of capital is easy if you can just get small pledges from a lot of people. In that way, it’s possible to spread the burden, gain a wide platform for your message, eliminate the need to… Read More

November 13, 2015 @ 3:54 pm By JD Alois  |  

Securities Commissioner Kara Stein visited Harvard Law School last week to present as part of a guest lecture series where she discussed securities regulation and capital markets. Stein posed the important question: “…how do we continue having the highest quality markets in the world, even… Read More

November 13, 2015 @ 9:33 am By JD Alois  |  

Bondora, a peer to peer lending platform with pan-European aspirations, has shared their opinion on the regulatory environment in Europe. According to Bondora, “regulating alternative finance is a fraught issue across Europe”.  But there is an exception to this rule. The UK, and the Financial… Read More

November 9, 2015 @ 8:00 am By Nicholas Tommarello  |  

I spent a lovely weekend reading (and re-reading) all 685 pages of the final SEC rules of Title III the Jobs Act. Ah, the joy of memorizing regulations! We helped Congress pass the JOBS Act back in 2012, to help everyone — no matter how wealthy — invest as… Read More

November 7, 2015 @ 8:15 am By JD Alois  |  

Investment crowdfunding platform WeFunder, a site that has raised over $10 million using Accredited Crowdfunding, sees a serious flaw in final rules of Title III of the JOBS Act.  In a recent open letter to the SEC, WeFunder CEO and co-founder Nicholas Tommarello said while… Read More

November 6, 2015 @ 1:31 pm By Anthony Zeoli  |  

  With all the excitement last week surrounding the SEC’s release of the final Title III rules implementing “Regulation Crowdfunding,” the SEC’s vote in favor of proposing amendments to the current Rule 147 to help foster Intrastate Crowdfunding amounted to little more than a side-note…. Read More

November 4, 2015 @ 2:19 pm By JD Alois  |  

Karen Mills is currently perched as a Senior Fellow at the Harvard Business School and at the Mossavar-Rahmani Center for Business and Government at the Harvard Kennedy School. She spends her time focusing on competitiveness, entrepreneurship and innovation – all extremely important areas of economic… Read More

November 2, 2015 @ 8:00 am By Ryan M. Feit  |  

For most people, digesting the 686 pages of the final Title III rules over the weekend would be some sort of Tartarus-like punishment.  Yet for me, after 3 ½ years of waiting, it was the equivalent of unwrapping a present, with each sentence laying out… Read More

November 1, 2015 @ 9:10 am By JD Alois  |  

  Kiran Lingam, a securities attorney and Fintech investor, previewed the SEC’s meeting on Title III equity crowdfunding last week.  In an article entitled 11 Big Questions Heading Into Tomorrow’s SEC Crowdfunding Vote, he outlined pressing issues regarding proposed rules and what it meant for issuers and… Read More

October 30, 2015 @ 5:10 pm By Sherwood Neiss and Jason Best  |  

When we showed up in Washington, D.C., Karen Kerrigan, of the Small Business and Entrepreneurship Council, became a champion for our cause to legalize debt and equity crowdfunding. Karen, and the SBE Council, is the closest thing small businesses and entrepreneurs have to a lobby… Read More

October 30, 2015 @ 1:43 pm By JD Alois  |  

SEC Commissioner Michael Piwowar cast the lone dissenting vote regarding final rules for Title III equity crowdfunding and proposed updates to Rule 147 which impact intrastate crowdfunding. Piwowar, the lone Republican appointee following the departure of Commissioner Gallagher, expressed his concern that Title III rules… Read More

October 30, 2015 @ 1:24 pm By JD Alois  |  

  Fundrise co-founder and CEO Ben Miller has released a letter commenting on final rules for retail equity crowdfunding which were revealed today by the SEC. Fundrise is a leading real estate crowdfunding platform that trailblazed non-accredited investing with their utilization of the old Regulation… Read More

October 30, 2015 @ 12:32 pm By Georgia Quinn  |  

What took place this morning is nothing short of revolutionary. For the first time in the history of the Securities and Exchange Commission (82 years), retail investors (ordinary people without income, wealth or sophistication qualifications) will be able to invest in private businesses en mass…. Read More

October 30, 2015 @ 8:41 am By JD Alois  |  

Anticipating the forthcoming vote and final rules on Title III, retail crowdfunding, later today by the SEC, John Berlau from the Competitive  Enterprise Institute believes the Commission will provide much needed regulatory relief; Today’s equity crowdfunding rules from the Securities and Exchange Commission implementing Title… Read More

October 29, 2015 @ 8:41 am By Kiran Lingam  |  

At long last (3 years, 6 months, 25 days since signing of the JOBS Act to be exact), we will get Title III equity crowdfunding rules tomorrow potentially opening up a new novel avenue for small businesses to raise capital. When the original rules were… Read More

October 14, 2015 @ 9:37 am By Ian Rosen  |  

  “Millennials hate their banks” is a common phrase thrown around in some circles.  I’m not sure it’s true. I’m not sure young people care about banks at all, in any practical way. For a long time, people have thought of “banks” as an all-encompassing… Read More

October 14, 2015 @ 9:21 am By JD Alois  |  

Scandalous news hit the peer to peer lending world this week as TrustBuddy revealed allegations of serious misconduct.  The malfeasance was deemed so severe that Swedish authorities immediately shut down the direct lending operation and Swedish Police were contacted to investigate if criminal activity has… Read More

October 12, 2015 @ 2:00 am By Barry James  |  

Crowdfunding and the democratisation of finance where key themes as over 300 experts from banks, startups, technology and finance came together for France’s first conference on FinTech. Perhaps surprisingly, a major centre for MedTech and computer science,  Bordeaux had gone out of it’s way to… Read More

October 9, 2015 @ 1:27 pm By Victoria Silchenko, Ph.D.  |  

Recently I’ve been noticing a lot of hype in the entrepreneurial community regarding Reg A+ and there have been a lot of cheerful pitches about the new regulation that would allow young companies “to raise up to $50 million without the expense and complexity of a traditional… Read More