February 2, 2017 @ 10:08 am By JD Alois  |  

Software AG, a publicly traded company based in Germany, has published a list of predictions for the banking industry for 2017. Yes, we all know that banking is moving to our smartphones and the corner bank branch is going the way of the dinosaur. The… Read More

February 2, 2017 @ 8:05 am By JD Alois  |  

German peer to peer lending auxmoney is now offering its customers the ability to borrow legally by using an internet video ID and digital signature. Germany’s largest online lender has partnered with IDnow eSigning to update their process. Germany maintains a very strict application process so incorporating… Read More

February 1, 2017 @ 4:56 pm By JD Alois  |  

UK Bond Network, a peer-to-peer bond auction platform offering sophisticated investors the opportunity to invest in UK businesses via bonds, has announced that Vela Technologies is raising £550,000 on its platform. Vela is an AIM listed company (LSE:VELA) that is said to invest in early… Read More

February 1, 2017 @ 3:01 pm By JD Alois  |  

Lemonade, the Insurtech firm that wants to bulldoze insurance as we know it, has published their 3rd and final in a series about platform growth and transparency. Chief Behavioral Officer Dan Ariely, the author of the update, recognizes that 100 days of data isn’t really that… Read More

February 1, 2017 @ 12:09 pm By JD Alois  |  

Formerly with USAA and CIT Group, Ashraf Will Manage Capital Markets and Finance Functions at Prosper Marketplace Prosper Marketplace has appointed Usama Ashraf as its new Chief Financial Officer. Ashraf will be overseeing the online lenders capital markets function, as well as all of the… Read More

February 1, 2017 @ 11:57 am By JD Alois  |  

OurCrowd, a leading global equity crowdfunding platform, is ready to host their Global Investor Summit this coming February. A quick review of the year prior OurCrowd event indicates very strong growth for this coming year. OurCrowd estimated participation at over 3,000 attendees in 2016.  For… Read More

February 1, 2017 @ 10:55 am By JD Alois  |  

Spanish Off-grid Eco-Complex Mar de Fulles Voted Best Contributor to Sustainable Energy Future Community energy portal Citizenergy announced its 2016 Project of the Year Award to Spanish crowdfunding platform ECrowd! and the Mar de Fulles eco-complex during an event in Brussels. Citizenergy lauded the two company’s outstanding… Read More

February 1, 2017 @ 10:32 am By JD Alois  |  

The Crowdfunding Center, based in the UK, has issued a statement that London has regained its crown as the crowdfunding capital of the world. The Crowdfunding Center compiles data on multiple rewards-based platforms and several investment based platforms. The complete list of sites monitored may… Read More

February 1, 2017 @ 6:00 am By JD Alois  |  

Fintech firm PeerIQ Analytics has announced that Freedom Financial has integrated their PeerIQ Analytics Platform.  PeerIQ is a top provider of data and analytics for the emerging online lending industry. Freedom Financial Asset Management, a subsidiary of Freedom Financial Network, is described as one of… Read More

January 31, 2017 @ 8:02 pm By JD Alois  |  

The advent of new securities exemptions has created opportunity for various sectors of finance. Beyond the fact that issuing companies now have new alternatives for raising capital, and a broader group of investors may gain access to early stage companies, there is a question of… Read More

January 31, 2017 @ 2:38 pm By JD Alois  |  

Betterment, the largest independent Robo-investment advisor, has announced the release of new services expanding the company’s platform beyond a single digital product to a multi-plan advice offering. Betterment’s three plans are now Betterment Digital, Betterment Plus, and Betterment Premium. Betterment believes it can now meet… Read More

January 31, 2017 @ 1:07 pm By JD Alois  |  

Rayton Solar explains that it has “bridged the gap between particle accelerator technology and solar energy production to create a revolutionary silicon cutting technique”. This new technology is predicted to reduce solar panel manufacturing dramatically thus making solar energy more affordable and efficient.  Founded by Andrew… Read More

January 31, 2017 @ 10:21 am By JD Alois  |  

Hollywood is kinda broken. Dominated by tent-pole films driven by the “star-system”, the film industry is in dire need of disruption. If there was ever an over-compensated group within society it is certainly the “movie-stars” that have been deemed necessary to power films to financial… Read More

January 31, 2017 @ 8:08 am By JD Alois  |  

Australia is embracing the innovation of Fintech. The advancement in the rest of the world has not been ignored.  Seeing opportunity, the Australian government has been working on crafting an environment where rules do not hinder financial innovation and regulations are crafted to encourage competition… Read More

January 30, 2017 @ 3:30 pm By JD Alois  |  

The forthcoming Fundrise IPO was revealed last week as a public filing under “Rise Companies” was uncovered. Today, the Form 1-A has been updated revealing additional information regarding the self-crowdfunding campaign under Reg A+. According to the document, Fundrise will be offering up to 2… Read More

January 30, 2017 @ 2:46 pm By JD Alois  |  

Under a backdrop of a tumultuous few days for the Trump Administration, President Trump signed another Executive Order – this time addressing reducing regulation and controlling regulatory cost, largely for smaller business. In a press event, President signed the order while criticizing Dodd-Frank indicating this… Read More

January 30, 2017 @ 1:07 pm By JD Alois  |  

The United Kingdom has dominated the Fintech sector globally.  Starting with innovations in capital formation from crowdfunding and peer to peer lending platforms, the UK has fostered an impressive ecosystem of Fintech entrepreneurs. While a culture of innovation and risk-taking has been vital to this… Read More

January 30, 2017 @ 9:28 am By JD Alois  |  

This is an interesting report from Get Rich Slowly, a personal finance blog, showing divisions between specific markets regarding job growth and average weekly wage. As one would expect, the hot-bed of innovation – San Francisco – is at the top of the list for… Read More

January 30, 2017 @ 8:09 am By JD Alois  |  

  Zopa, the UK’s very first peer to peer lending platform, has topped £2 billion in lending.  According to information provided by the online lending platform, as of today, Zopa has matched over 246,000 borrowers to 75,000 investors to provide access to capital in the… Read More

January 30, 2017 @ 4:00 am By JD Alois  |  

Africa is probably the least developed continent when it comes to alternative finance but it certainly stands to gain much in its evolution. In a new report published today by the Financial Sector Deepening Africa (FSD Africa) in partnership with the Cambridge Centre for Alternative Finance (CCAF) and Anjarwalla… Read More