Politics, Legal & Regulation

Policy and regulations impacting innovations in Finance.

Virginia Crowdfunding Exemption Will Be Voted on in House Next Week

Potential rules guiding investment crowdfunding will go to the full House for a vote in Virginia next week.  The legislation has been released by the Commerce and Labor Committee and will now take the next step towards becoming law.  The bill was sponsored by Del…. Read More

Singapore Exchange Will Launch Equity Crowdfunding to Help SMEs Raise Capital

  The Singapore Exchange (SGX) will launch its very own equity crowdfunding platform as a vehicle to help raise capital for entrepreneurs and small businesses.  SGX will partner with Clearbridge Accelerator on the project. Clear bridge is described as one of the leading venture capital… Read More

Perspective: Regulation A+ Could Serve as a Viable Capital Source for Small, Emerging Growth Companies

Entrepreneurs and investors may have to wait until 2016 for the true equity crowdfunding that the JOBS Act was meant to establish. But the SEC will likely soon finalize rules that open another funding avenue for small businesses. Regulation A+, an amended version of a… Read More

Colorado Drafts New Intrastate Crowdfunding Regulations

It appears that Colorado wants to improve capital formation for small companies as well.  The Centennial state is preparing to introducing legislation that will facilitate crowdfunding by authorizing on-line intermediaries to match Colorado investors with a Colorado based business that wishes to sell securities to… Read More

Will the FCA Clamp Down on Peer to Peer Lenders?

Recently the Financial Conduct Authority (FC) has been reviewing promotional practices of peer to peer lenders in the UK. This event was shared in a recent report from the FT which posed the question will the FCA clamp down on advertising practices utilized by P2P lenders… Read More

CFIA Initiates National Equity Crowdfunding Survey for Australia

The Crowdfunding Institute of Australia has launched a survey on equity crowdfunding to measure interest and awareness for the budding investment crowdfunding industry. The purpose of the survey is said to be to provide a nationally representative response to the Australian government’s recent discussion paper titled “Crowd-sourced Equity Funding”…. Read More

Oliver Gajda, Co-Founder & Executive Board Chairman of the European Crowdfunding Network, Creates Transparency and Accountability in EU Crowdfunding Market

As many Crowdfund Insiders know, when The University of Cambridge teamed up with EY and launched the European Alternative Finance Benchmarking Survey, the largest study to date on crowdfunding, peer-to-peer lending and other forms of alternative finance in Europe was initiated. This benchmarking survey, which closed on 6 January 2015,  seeks to capture the size,… Read More

The Funding Cap on Title III Retail Crowdfunding is Pointless. 

As we start the beginning of 2015, expectations are increasing that final rules for both Title IV and Title III crowdfunding will finally be released to the public with the first offers commencing later in 2015.  Yes there are many questions regarding the final rules… Read More

Raizers Targets Ambitious Pan-European Equity Crowdfunding

  The 28 countries of the European Union are a very long way from offering a homogeneous regulation environment for crowdfunding. This is particularly true of equity crowdfunding which touches on multiple heavily regulated areas of finance such as investment advice, securities trading, retail banking… Read More

UK Start Up Loan Program Funds 25,000th Business

The UK government has announced the 25,000 loan provided to a small business as part of its Start Up Loan program.  The program provides capital and mentoring for small businesses.  The Start Up Loan initiative was created in 2012 and since that time it has… Read More

Jason Best Talks Crowdfunding with Malaysian Securities Commission (Video)

Jason Best, one of the founders of Crowdfund Capital Advisors and a staunch advocate of investment crowdfunding, recently visited multiple countries in Asia spreading the crowdfunding gospel. During this trip he spent some time in Malaysia, a country that is pushing forward with investment crowdfunding as… Read More

Commissioner Gallagher: Are the US Capital Markets Competitive?

    Though time has seemingly stood still on JOBS Act rulemaking at the SEC nearly one thousand days after its passage, the world continues to complete a full rotation every 24 hours – and it seems that the rest of the world is passing… Read More

Leading Voice for Small Business Congressman Patrick McHenry Named Vice Chairman of House Financial Services Committee

Congratulations to Congressman Patrick McHenry who has a new leadership position in the House Financial Services Committee. Late last week, Financial Services Committee Chairman, Jeb Hensarling, named Congressman McHenry to serve as Vice Chairman of the full Committee for the 114th Congress. This is great… Read More

Massachusetts Crowdfunding Exemption Called “A Breath of Fresh Air”

Crowdfund Insider reported yesterday that Massachusetts, a state known for its leery stance to investment crowdfunding, released “emergency regulations” thus becoming the next state to have legalized crowdfunding in lieu of federal rules.  We now have a copy of the actual exemption (embedded below) to compare… Read More

The Crowdfunding Escalator: How to Pick the Right Crowdfunding Platform

As Alternative Investments emerge as an exciting new asset class for institutions and retail investors, entrepreneurs have a wide choice of options on crowdfunding model and platform for their campaign. What are the key factors for Entrepreneurs to consider in their decision?  Introducing the concept… Read More

NASAA Champions Electronic Filing Depository System as Solution to Blue Sky Challenge

In late December of last year, the North American Securities Administrators Association (NASAA) launched, what it refers to, as its Electronic Filing Depository (EFD) system. The EFD system is designed to allow users to submit certain required “blue sky” notice filings in connection with exempt… Read More

Massachusetts Securities Division Adopts Crowdfunding Exemption

In a report from a local Media General TV station, Secretary of the Commonwealth William F. Galvin was quoted stating that Massachusetts has “adopted a crowdfunding exemption”.  While regulations were not readily available a Crowdfunding tips document was posted on the Secretary’s web site (embedded… Read More

Tommaso D’Onofrio, CEO of Assiteca Crowd & President of European Equity Crowdfunding Association Incites Change in Alternative Finance in Italy and Abroad

European Alternative Finance Benchmarking Survey UPDATE Since late November, the University of Cambridge teamed up with EY, the global professional services organization, and launched the European Alternative Finance Benchmarking Survey with the support of major European industry associations. As readers may know, this is the largest study to date on crowdfunding,… Read More

Funding Circle Partners with Herefordshire Council to Boost Local Economic Growth

Funding Circle, a business oriented peer to peer lending platform, has signed onto a new partnership with local government Herefordshire Council to launch a “pioneering” agreement.  The new partnership is designed to boost local economic growth and job creation via improved access to business finance…. Read More

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