Tagged: perspective

June 22, 2016 @ 6:25 pm By JD Alois  |  

      History will be made tomorrow (June 23, 2016) as the United Kingdom will decide whether to remain, or depart, the European Union. Popularly called the “Brexit” (or Bremain), if the UK departs the second largest market in the world will take an… Read More

June 17, 2016 @ 4:57 pm By Bret Conkin  |  

As I wrote last week, Yemani Mason is the founder and CEO of a new real estate crowdfunding platform called VestMunity. He is an innovator offering a hub for regular folks to access investment opportunities previously out of reach, in this case, the rehabilitation and… Read More

June 16, 2016 @ 9:33 am By Oscar Jofre  |  

I’ve been in Shanghai and Hong Kong quite often over the last few months, speaking at events and meeting with partners. As a Canadian, what struck me most is scale. There is outstanding potential here, and that in itself isn’t at all surprising; but for… Read More

June 14, 2016 @ 7:50 am By Karmei Tse  |  

This is interesting. The Monetary Authority of Singapore (MAS), a typically conservative government agency, has just released its proposal regarding raising capital online, including a guide on General Solicitation with examples for restricted and unrestricted platforms.  MAS has waved its digital wand over the private… Read More

June 13, 2016 @ 6:51 pm By JD Alois  |  

Testing the Waters, or TTW as it is called, is being successfully leveraged during Reg A+ crowdfunding campaigns. The concept is pretty simple.  For issuing companies that want to raise capital online, using TTW allows them to gauge investor interest.  Investors may register with a… Read More

June 13, 2016 @ 10:35 am By JD Alois  |  

The White House organized a Fintech stakeholder meeting last week to discuss how “Fintech can help advance critical economic policy priorities.” Even while a plethora of regulatory agencies is circling to put the breaks on Fintech innovation, it is somewhat encouraging the Executive branch of… Read More

June 12, 2016 @ 1:36 pm By Eve Picker  |  

Title III of the JOBS Act, aka “Regulation Crowdfunding,” is now here. Enacted on May 16th, the rules make equity crowdfunding a reality for both accredited and non-accredited investors looking to invest in small businesses and buildings. Yet before the rules have even had a… Read More

June 11, 2016 @ 9:14 am By Bret Conkin  |  

Innovative approach recognized with award from Citi and Village Capital Yemani Mason identified an accessibility problem related to real estate.  Real estate investing to build wealth has not been accessible to many Americans.  They lack the networks and required capital to participate.  So he launched… Read More

June 9, 2016 @ 3:00 pm By Samuel Guzik  |  

  It’s been more than four (very long) years since the Jumpstart Our Business Startups Act (the JOBS Act) made its debut, with much fanfare, in the White House Rose Garden. And on May 16, 2016, the official date of the emancipation of investment crowdfunding… Read More

June 7, 2016 @ 6:17 pm By JD Alois  |  

At a speech delivered at the Economic Club of New York’s meeting in Manhattan this morning, the Chairman of the House Financial Services Committee, Congressman Jeb Hensarling, presented a plan to overhaul the Dodd-Frank Wall Street Reform and Consumer Protection Act. Dodd-Frank, as it is… Read More

June 6, 2016 @ 7:33 pm By JD Alois  |  

Last week the Independent Community Bankers of America (ICBA) filed a comment letter with the Office of the Comptroller of the Currency regarding a discussion paper on “responsible innovation” in the financial sector. The letter, signed by Karen Thomas, Senior Executive VP of Government Relations… Read More

June 3, 2016 @ 2:15 pm By JD Alois  |  

FinCEN, a bureau of the Department of the Treasury, has proposed changing the regulatory definition of a “broker or dealer in securities.”  The proposed amendment will impact crowdfunding portals as created under the JOBS Act of 2012.  According to FinCEN; “these amendments would require funding… Read More

June 3, 2016 @ 12:06 pm By Oscar Jofre  |  

Get your mind out of the gutter!   Now, when you first saw the title, you asked yourself what business has to do with anything relating to double-Ds – of any kind. We’re talking about Due Diligence.  Sexy, isn’t it? Due diligence is a topic… Read More

June 3, 2016 @ 9:41 am By JD Alois  |  

Crowdcube was the first investment crowdfunding platform to launch in the UK. Since 2011, the site has grown quite a bit having helped to finance hundreds of companies raising more than £165 million in the process. During this time, Crowdcube has tweaked and adjusted its… Read More

June 1, 2016 @ 3:49 pm By Joe Green  |  

  Now that the long awaited and much anticipated federal crowdfunding rules under Title III of the JOBS Act have become effective, startup companies can raise seed capital from everyday, non-accredited retail investors through online equity crowdfunding platforms. Many of these investors are excited to… Read More

May 29, 2016 @ 7:44 pm By JD Alois  |  

Shares in Lending Club (NYSE:LC) jumped last week as chatter popped up in a report in WSJ.com that Citigroup may be purchasing, or perhaps providing financing, for their loans.  This is the second round of positive news as it was recently revealed that Chinese billionaire Tianqiao… Read More

May 27, 2016 @ 12:48 pm By Nathan Rose  |  

  A “pitch” is the information about your company, your team and the investment proposition. Founders often find pitching to be difficult and time-consuming. But pitching is a critical and necessary step to successfully raising funds – and equity crowdfunding is no exception. Equity crowdfunding… Read More

May 25, 2016 @ 12:23 pm By Anthony Zeoli  |  

With the Federal Title III rules effective, there is certainly a lot of excitement surrounding national level “retail” crowdfunding to non-accredited investors. That’s obviously great news for the industry, but it’s important to remember that the majority of the states currently have some form of “intrastate”… Read More

May 24, 2016 @ 10:01 am By JD Alois  |  

Title III platforms launched last week on May 16th. Multiple platforms had received approval from FINRA/SEC and a good number of issuing companies queued up to offer equity or debt in their companies. While opinions in the media were mixed as to whether the Reg… Read More

May 22, 2016 @ 11:38 am By JD Alois  |  

  Co-founded by CEO Emmanuel Marot, LendingRobot is a Fintech company that provides powerful tools for the smaller investor interested in investing in Lending Club, Prosper and Funding Circle loans. Peer to peer lending has morphed into marketplace lending as institutional money poured in. Meanwhile LendingRobot… Read More