Tagged: perspective

May 29, 2016 @ 7:44 pm By JD Alois  |  

Shares in Lending Club (NYSE:LC) jumped last week as chatter popped up in a report in WSJ.com that Citigroup may be purchasing, or perhaps providing financing, for their loans.  This is the second round of positive news as it was recently revealed that Chinese billionaire Tianqiao… Read More

May 27, 2016 @ 12:48 pm By Nathan Rose  |  

  A “pitch” is the information about your company, your team and the investment proposition. Founders often find pitching to be difficult and time-consuming. But pitching is a critical and necessary step to successfully raising funds – and equity crowdfunding is no exception. Equity crowdfunding… Read More

May 25, 2016 @ 12:23 pm By Anthony Zeoli  |  

With the Federal Title III rules effective, there is certainly a lot of excitement surrounding national level “retail” crowdfunding to non-accredited investors. That’s obviously great news for the industry, but it’s important to remember that the majority of the states currently have some form of “intrastate”… Read More

May 24, 2016 @ 10:01 am By JD Alois  |  

Title III platforms launched last week on May 16th. Multiple platforms had received approval from FINRA/SEC and a good number of issuing companies queued up to offer equity or debt in their companies. While opinions in the media were mixed as to whether the Reg… Read More

May 22, 2016 @ 11:38 am By JD Alois  |  

  Co-founded by CEO Emmanuel Marot, LendingRobot is a Fintech company that provides powerful tools for the smaller investor interested in investing in Lending Club, Prosper and Funding Circle loans. Peer to peer lending has morphed into marketplace lending as institutional money poured in. Meanwhile LendingRobot… Read More

May 18, 2016 @ 11:10 am By Therese Torris  |  

Crowdfunding is flourishing all around the world, exhibiting double or even triple digit growth rates in many markets, from the US to the UK to China. Governments have seen this boom as both an opportunity and a challenge. From 2012 on, they started responding by… Read More

May 17, 2016 @ 9:24 am By Amy Wan  |  

  Monday, May 16, 2016 is the first day that ordinary people—not just the super rich—will be able to invest in the next Uber or Snapchat. That’s because Title III of the JOBS Act, otherwise known as Regulation Crowdfunding or Reg CF, legalizes retail investment… Read More

May 16, 2016 @ 12:30 pm By Victoria Silchenko  |  

  “You never change things by fighting the existing reality. To change something, build a new model that makes the existing model obsolete.” ― R. Buckminster They say, if Monday had a face, we all would like to punch it. But surely not today, Monday, May 16th, 2016, the day… Read More

May 16, 2016 @ 10:41 am By JD Alois  |  

As Title III / Reg CF crowdfunding rules kick in, opinions are varied as to how successful or not the new securities exemption will be. While more than a few industry insiders have pointed to the limitations of Reg CF and the over 600 pages… Read More

May 16, 2016 @ 8:36 am By Georgia Quinn  |  

Overview of the regulatory framework Although the Jumpstart Our Business Startups or JOBS Act was passed in April of 2012, the rules implementing Title III of that Act relating to retail investment crowdfunding have been a long time coming. They were finally promulgated on October… Read More

May 16, 2016 @ 7:42 am By JD Alois  |  

On the very day Title III / Reg CF crowdfunding kicks off in the United States, Jeff Lynn, CEO and co-founder of Seedrs – a leading UK based investment crowdfunding platform, called the securities exemption unworkable. Seedrs has previously stated its intent to expand into… Read More

May 15, 2016 @ 9:23 am By Barry James  |  

In August 2014 Chancellor George Osborne set his stall out clearly stating the UK government’s intention to make London the FinTech capital of the world – and so maintain its position as, arguably, the world’s most important financial center in the years to come. It’s… Read More

May 13, 2016 @ 1:00 pm By Paul Swaddle  |  

In case you hadn’t noticed, crowdfunding is HOT news right now. Regardless of sector or business vertical, if the onus is on raising money then crowdfunding appears to be the contemporary fairy godmother of fiscal aid. If you don’t believe me, do a quick google… Read More

May 11, 2016 @ 10:37 am By JD Alois  |  

  China is the largest market for alternative finance in the world. According to the Cambridge Centre for Alternative Finance (CCAF), China delivered over $100 billion in alternative finance, including peer to peer lending and crowdfunding, in 2015.  This was more than a 3X jump… Read More

May 8, 2016 @ 5:38 pm By Dharmash Mistry & Fiona McIntosh  |  

Raising capital for a young company is never an easy task. Financing an early stage company can be both complex and a lot of work.  There is not necessarily one simple answer.  For our company, blow LTD, we were a fast growing firm in an… Read More

May 6, 2016 @ 4:42 pm By Oscar Jofre  |  

Like most of you today, I spend a lot of time reading about fintech. You can get massive amounts of news reports and companies talking about fintech, saying that they’re part of Fintech.  But what does “fintech” really mean? Fintech is not new, but it… Read More

May 4, 2016 @ 4:13 pm By JD Alois  |  

OneVest co-founder and Executive Chairman Alejandro Cremades has published an open letter criticizing the structure and requirements of Regulation CF under Title III of the JOBS Act.  Cremades notes that while the Act appeared promising back in 2012 when the final rules were announced his… Read More

May 4, 2016 @ 12:09 pm By JD Alois  |  

Last month the US Department of Treasury, Division of Financial Crimes and Enforcement Network (FinCEN), announced a proposed rule change that will impact Reg CF crowdfunding portals. Now the concept of a crowdfunding portal is a new approach that was legalized under the JOBS Act… Read More

May 3, 2016 @ 8:48 am By Doug Ellenoff  |  

  Two years after Title II of the JOBS Act, known as 506(c), went into effect well over one billion dollars of financings have been closed through online funding portals under this provision and 506(b). The year over year growth has been substantial.  Entrepreneurs and… Read More

May 2, 2016 @ 10:06 am By JD Alois  |  

According to a report by CCTV (video below), China registered 4.4 million new businesses during 2015. That means about 12,000 SMEs are launched every single day.  The same report states that 30 trillion yuan or USD $5 trillion went into these young firms. These are mainly… Read More