Tagged: perspective

May 18, 2016 @ 11:10 am By Therese Torris  |  

Crowdfunding is flourishing all around the world, exhibiting double or even triple digit growth rates in many markets, from the US to the UK to China. Governments have seen this boom as both an opportunity and a challenge. From 2012 on, they started responding by… Read More

May 17, 2016 @ 9:24 am By Amy Wan  |  

  Monday, May 16, 2016 is the first day that ordinary people—not just the super rich—will be able to invest in the next Uber or Snapchat. That’s because Title III of the JOBS Act, otherwise known as Regulation Crowdfunding or Reg CF, legalizes retail investment… Read More

May 16, 2016 @ 12:30 pm By Victoria Silchenko  |  

  “You never change things by fighting the existing reality. To change something, build a new model that makes the existing model obsolete.” ― R. Buckminster They say, if Monday had a face, we all would like to punch it. But surely not today, Monday, May 16th, 2016, the day… Read More

May 16, 2016 @ 10:41 am By JD Alois  |  

As Title III / Reg CF crowdfunding rules kick in, opinions are varied as to how successful or not the new securities exemption will be. While more than a few industry insiders have pointed to the limitations of Reg CF and the over 600 pages… Read More

May 16, 2016 @ 8:36 am By Georgia Quinn  |  

Overview of the regulatory framework Although the Jumpstart Our Business Startups or JOBS Act was passed in April of 2012, the rules implementing Title III of that Act relating to retail investment crowdfunding have been a long time coming. They were finally promulgated on October… Read More

May 16, 2016 @ 7:42 am By JD Alois  |  

On the very day Title III / Reg CF crowdfunding kicks off in the United States, Jeff Lynn, CEO and co-founder of Seedrs – a leading UK based investment crowdfunding platform, called the securities exemption unworkable. Seedrs has previously stated its intent to expand into… Read More

May 15, 2016 @ 9:23 am By Barry James  |  

In August 2014 Chancellor George Osborne set his stall out clearly stating the UK government’s intention to make London the FinTech capital of the world – and so maintain its position as, arguably, the world’s most important financial center in the years to come. It’s… Read More

May 13, 2016 @ 1:00 pm By Paul Swaddle  |  

In case you hadn’t noticed, crowdfunding is HOT news right now. Regardless of sector or business vertical, if the onus is on raising money then crowdfunding appears to be the contemporary fairy godmother of fiscal aid. If you don’t believe me, do a quick google… Read More

May 11, 2016 @ 10:37 am By JD Alois  |  

  China is the largest market for alternative finance in the world. According to the Cambridge Centre for Alternative Finance (CCAF), China delivered over $100 billion in alternative finance, including peer to peer lending and crowdfunding, in 2015.  This was more than a 3X jump… Read More

May 8, 2016 @ 5:38 pm By Dharmash Mistry & Fiona McIntosh  |  

Raising capital for a young company is never an easy task. Financing an early stage company can be both complex and a lot of work.  There is not necessarily one simple answer.  For our company, blow LTD, we were a fast growing firm in an… Read More

May 6, 2016 @ 4:42 pm By Oscar Jofre  |  

Like most of you today, I spend a lot of time reading about fintech. You can get massive amounts of news reports and companies talking about fintech, saying that they’re part of Fintech.  But what does “fintech” really mean? Fintech is not new, but it… Read More

May 4, 2016 @ 4:13 pm By JD Alois  |  

OneVest co-founder and Executive Chairman Alejandro Cremades has published an open letter criticizing the structure and requirements of Regulation CF under Title III of the JOBS Act.  Cremades notes that while the Act appeared promising back in 2012 when the final rules were announced his… Read More

May 4, 2016 @ 12:09 pm By JD Alois  |  

Last month the US Department of Treasury, Division of Financial Crimes and Enforcement Network (FinCEN), announced a proposed rule change that will impact Reg CF crowdfunding portals. Now the concept of a crowdfunding portal is a new approach that was legalized under the JOBS Act… Read More

May 3, 2016 @ 8:48 am By Doug Ellenoff  |  

  Two years after Title II of the JOBS Act, known as 506(c), went into effect well over one billion dollars of financings have been closed through online funding portals under this provision and 506(b). The year over year growth has been substantial.  Entrepreneurs and… Read More

May 2, 2016 @ 10:06 am By JD Alois  |  

According to a report by CCTV (video below), China registered 4.4 million new businesses during 2015. That means about 12,000 SMEs are launched every single day.  The same report states that 30 trillion yuan or USD $5 trillion went into these young firms. These are mainly… Read More

April 22, 2016 @ 7:07 pm By JD Alois  |  

  Last week the House Subcommittee on Capital Markets, part of the powerful House Financial Services Committee, debated several important bills that may boost access to capital for SMEs.  One of the bills, the Fix Crowdfunding Act (HR 4855), has the profound potential to turn… Read More

April 22, 2016 @ 8:37 am By JD Alois  |  

Noted researcher Ethan Mollick published his opinion on crowdfunding on the pages of the Harvard Business Review this week. Mollick, an Assistant Professor of Management at Wharton where he focuses on entrepreneurship and crowdfunding, believes crowdfunding is not just about the money but the creation of a… Read More

April 21, 2016 @ 12:00 pm By Therese Torris  |  

Lendix, the lending marketplace that recently become number 1 in SME marketplace lending in France, announced that it has acquired crowdlending platform Finsquare. This first instance of consolidation in the French market certainly is not the last. This acquisition illustrates four trends and issues in… Read More

April 18, 2016 @ 11:12 pm By Robin Sosnow  |  

Exploring the dynamics of equity crowdfunding and provoking thought about what crowdfunding means to you.  Crowdfunding has always existed, and will continue to exist, as long as there are people and scarcity of resources. People have pooled and transferred resources for the benefit of another,… Read More

April 16, 2016 @ 11:07 am By JD Alois  |  

This past week during a hearing at the House Subcommittee on Capital Markets, Raymond Keating of the Small Business & Entrepreneurship Council (SBE Council) delivered prepared remarks to the Representatives in attendance. The title of the hearing was the JOBS Act at Four: Examining Its… Read More