Opinion

Editorial opinions and perspective on Fintech.

Academics Discuss Crowdfunding: What the Ivory Tower Has to Say

Emerging issues in Crowdfunding Research Are Topic of Discussion as Crowdfunding is Dissected at Leading Academic Conference. How far we have come! Two years ago crowdfunding was seen as little more than an interesting phenomenon, not particularly worthy of study. At this year’s Academy of Management… Read More

Crowdfunding Now: 5 Awesome iPhone Projects

From chargers to stands, iPhone users everywhere are constantly looking for the next “big thing” for their smartphone. Here at Crowdfund Insider, we’re always checking out the latest technology, especially for our on-the-go devices. Below are 5 very cool crowdfunding campaigns which can be used… Read More

George Osborne: “I want the UK to lead the world in developing FinTech”

The United Kingdom has focused great attention and energy on encouraging an economic environment of innovation and entrepreneurial growth.  While actions always speak louder than words from a US perspective, we sometimes look with envy at what is occurring the UK and not happening in… Read More

Jeremy Rifkin: Crowdfunding is Part of Collaborative Commons Economy

Jeremy Rifkin, the founder of the ‘Foundation on Economic Trends’, is an economic and social theorist, advisor to sovereign nations (China, France et al) and an overall big thinker that looks to the future with the benefit of a profound knowledge of the past.  While… Read More

NudeAudio Super-M Bluetooth Speaker Raises Over $550,000 on Kickstarter

During the final days of its crowdfunding campaign on Kickstarter, NudeAudio Super-M reaches $556,389 from 5,578 backers. The device is a super-high performance Bluetooth speaker that is waterproof and sand proof that fits in any jeans pocket. As previously reported, the NudeAudio Super-M is about… Read More

Is Kickstarter Getting Too Relaxed in its Standards?

Kickstarter has always prided itself on vetting its crowdfunding campaigns, as well as its ability to detect and remove fraudulent crowdfunding campaigns quickly. While that may have been the case in the past, some recent campaigns signal that Kickstarter might be getting a little too… Read More

McKinsey says ‘Business Needs More Women’: Crowdfunding Can Support This Goal

Why do we want more women in business? Practicing gender equality is usually not the reason one starts a company. Are men making a mess of our economies and companies? Is “the men’s world” not functioning or failing in creating sustainable growth within our economies?… Read More

SEC Annual Forum on Small Business Capital Formation: Ground Hog Day for Small Biz?

Many of us are wondering when, if and how the SEC will finally roll out final regulations to implement major provisions of the JOBS Act of 2012, including Title III (investment crowdfunding) and Title IV (Regulation A+). So too were a group of Congressmen, gathered… Read More

German Crowdinvesting Threatened by Retail Investor Protection Law Draft

The German crowdfunding platform Companisto reported that due to current events, the German government has prepared a draft of a retail investor protection law released this week. The platform is in the process of auditing and preparing, in cooperation with the German Crowdfunding Network (GCN),… Read More

SEC CorpFin Director Talks JOBS Act on the Hill During Financial Services Committee Hearing

Last Thursday (July 24) Keith Higgins, Director of the Division of Corporation Finance, gave his testimony on the Division’s recent “activities and responsibilities” to the House of Representatives Committee on Financial Services’ Capital Markets Subcommittee. Among the topics addressed by Mr. Higgins during his testimony… Read More

The Wrong Step: Increasing Accredited Investor Thresholds (Infographic)

The team at Crowdentials have been on a creative roll these past two weeks. Perhaps they should add investment crowdfunding advocates to their mission of compliance solutions for equity crowdfunding sites.  Crowdentials has now put together a very informative infographic on what will happen if… Read More

If It Ain’t Broke … SEC Investor Advisory Committee Tackles Non-Problem

On July 10, thanks to the Dodd-Frank Act which mandated its reinstitution, the revived SEC Investor Advisory Committee met in a public forum to discuss certain securities law issues, including a subcommittee’s initial proposals on the definition of “accredited investor” (as defined in Section 501(a)… Read More

The Misplaced Logic of Dodd-Frank: Protecting the Ordinary Investor by Redefining the Accredited Investor

Many of you are still reeling from the impact of the worldwide collapse of the financial markets in 2008. And most of us have rightfully observed that following one of the greatest debacles in financial history, no one has gone to jail – no one… Read More

SEC Commissioner Daniel Gallagher Talks JOBS Act; Advocates Needs of Small Business

At a recent meeting of the Securities Reform Project, organized by David Burton of the Heritage Foundation, attendees had the unique opportunity to hear from SEC Commissioner Daniel Gallagher. Gallagher was appointed as Commissioner in 2011 but he is a longtime veteran of the SEC… Read More

Council of Mortgage Lenders Say Lending Increases in June

The Council of Mortgage Lenders (CML) estimates that gross mortgage lending reached £17.5 billion in June. This is 4% higher than May (£16.8 billion), 17% higher than June last year (£14.9 billion) and the highest monthly figure since October last year (£17.6 billion). Gross mortgage… Read More

Crowdfunding, Parliament & The Gagging of YouTube, Twitter & Social Media: A ‘Terrifying Misuse of Legislation”

What has been called a “Terrifying Misuse of Legislation” was debated Thursday at the Westminster Crowdfunding Forum where it was unanimously agreed that it’s essential to tackle an over regulation of social media which is threatening both the Crowdfunding industry and the individual liberties of… Read More

SEC Investor Advisory Committee Meeting (Video)

The Investor Advisory Committee (IAC) of the SEC met last week to tackle several pressing issues that are on the agenda at the Commission today.  One of the items on the agenda was the definition of an “accredited investor”.  For most people this is an… Read More

FCA Accused of Gagging Social Media Use with Equity Crowdfunding

  According to a release by the CrowdfundingCentre, a briefing and submission to Ministers handed to Treasury officials documents how the FCA (Financial Conduct Authority) is abusing legislation created before the social web existed to gag its use with equity crowdfunding. The report states the… Read More

SeedInvest Launches #SaveAngelInvesting Campaign

Equity crowdfunding portal SeedInvest has been at the forefront of championing the cause of investors and small business by battling the forces that want to deny many the opportunity to participate in certain offerings deemed only available for “accredited investors”.  As the definition stands today… Read More

Investor Advisory Committee Decides to Seek More Data Before Recommendation on Accredited Investor Definition

The Securities and Exchange Commission hosted a meeting of the Investor Advisory Committee yesterday where they tackled the very important issue of defining an “accredited investor”.  Barbara Roper, the Chairman of the ‘Investor as a Purchaser Subcommittee’ closed the meeting without recommendations on altering the… Read More

Send this to a friend