Featured Headlines

November 28, 2014 @ 8:57 am By Yangjie She & Naiwen Zhang  |  

The biggest Peer to Peer (P2P) lending market, China, has been experiencing explosive growth. After two articles introducing the historical growth and outlook for this market, we are going to take a micro look on the huge variety of (P2P) lending platforms emerging in China…. Read More

November 26, 2014 @ 12:15 pm By JD Alois  |  

PwC Rings Warning Bell as Banks Face Possible Demise. “We are surely looking at the end of the market and banks as we currently know them”.  As part of a report from a recent Peregrine Perspectives panel, an event that was organized in advance of… Read More

November 26, 2014 @ 8:00 am By Anthony Zeoli  |  

  Last week I had the opportunity to attend the 2014 Government-Business Forum on Small Business Capital Formation in Washington D.C. where Commissioner Daniel M. Gallagher gave his opening remarks after the first panel. In what I can only refer to as a “mic drop”… Read More

November 25, 2014 @ 2:00 am By Erin Hobey  |  

The University of Cambridge is teaming up with EY, the global professional services organization, to launch European Alternative Finance Benchmarking Survey with the support of major European industry associations. This is the largest study to date on crowdfunding, peer-to-peer lending and other forms of alternative finance… Read More

November 24, 2014 @ 3:07 pm By Samuel Guzik  |  

For those of you who have been reading my articles over the past four months, I have tried to create heightened awareness of a perennial SEC event, the SEC Government-Small Business Forum, an annual event borne out of bi-partisan legislation in 1980. Its primary purpose:… Read More

November 24, 2014 @ 10:48 am By JD Alois  |  

UKADEMICS, YOOVI and Briefly Named Winners in Worth Capital Sponsored Big App Fund. The contest to find the next big thing in Apps has announced the winners of a competition that saw over 400 submissions from 27 different countries.  The Big App Fund, created by… Read More

November 24, 2014 @ 12:10 am By Samantha Hurst  |  

Following a successful and rather quick equity crowdfunding raise on Crowdcube last year, Fruitful is launching a peer to peer lending platform for “everyday savers and full term commercial mortgage borrowers”.  The crowdfunding campaign had targeted a raise £140,000 for 8% equity.  In a note… Read More

November 23, 2014 @ 11:11 pm By JD Alois  |  

In a widely circulated email sent last week, BancBox delivered the news to crowdfunding and lending portals their Invest product may soon be coming to an end.  BancBox has been providing a service to a varied number of crowdfunding portals that currently depend on their… Read More

November 21, 2014 @ 12:33 pm By Erin Hobey  |  

OfferBoard CEO and CFIFA Chair Chris Tyrrell presented detailed research in his paper  “Equity Crowdfunding Under Title II of the JOBS ACT: The First Year” at the Washington, D.C. Growth Summit Update.  Tyrrell founded OfferBoard, an investment platform that uses technology, big data and dating-style matching… Read More

November 20, 2014 @ 10:00 am By Erin Hobey  |  

Joanna L. Schwartz, the CEO and Co-Founder of EarlyShares, enables individuals and companies to leverage the JOBS Act to capitalize on new investing and capital raising opportunities. An award-winning executive, Schwartz has over 20 years of experience as a successful leader, advisor, and entrepreneur. Prior to… Read More

November 19, 2014 @ 9:15 am By Richard Swart  |  

  In my May 2014 article, “The Bell Tolls for Title III”, I laid out the reasons why it was highly unlikely that the SEC would issue Title III rules before the November elections and predicted that should the Senate flip to Republican control, we… Read More

November 18, 2014 @ 1:41 pm By JD Alois  |  

  PENSCO Trust is a leader in the self-directed IRA industry holding around $11 billion in assets under custody today.  The company received a dramatic boost in 2012 when they acquired the IRA business of Lincoln Trust, described as a “game changer” by the financial… Read More

November 17, 2014 @ 11:08 am By Joe Wallin & Dan Lear  |  

My friend Dan Lear and I wrote the attached letter to Congress to try to encapsulate in one place our various public policy suggestions to help startups. What you will find in the letter are 13 very specific and detailed public policy initiatives that Congress… Read More

November 16, 2014 @ 10:00 pm By JD Alois  |  

In an article published on PEHub this past week, the author stated that according to several sources Lending Club is also considering a buyer and is “pursuing a dual track”.  Lending Club announced that it had filed for an Initial Public Offer this past August. … Read More

November 16, 2014 @ 2:22 pm By Samuel Guzik  |  

Though SEC Commissioners Daniel M. Gallagher and Kara Stein may have travelled on the same plane on the way to the Los Angeles County Bar Association Annual Securities Regulation Conference to address a room of securities industry professionals on October 24, judging by their public… Read More

November 14, 2014 @ 9:08 am By Erin Hobey  |  

Dr. Mia Gray opines about the recent Nesta and University of Cambridge report.   To recap, Nesta, a UK based innovation charity and staunch proponent of entrepreneurship and creativity, recently published an update on the alternative finance industry in the United Kingdom.  Crowdfund Insider JD Alois explains, “The report notes… Read More

November 13, 2014 @ 10:46 am By Ludwine Dekker  |  

Crowdfunding ­is ‘hot & happening’. So ‘hot & happening’ in fact, that a lot of valid criticism, however badly formulated at times, is discarded. One of the points made that is taken as an outright insult, is the mention that “Crowdfunding is just a drop… Read More

November 12, 2014 @ 2:34 pm By JD Alois  |  

TrillionFund, an investment crowdfunding platform that targets the renewable energy sector, is raising capital on another well known crowdfunding portal – Seedrs.  Trillion Fund focuses on debt based offers but has also listed equity campaigns as well.  The site has funded multiple successful wind, solar… Read More

November 11, 2014 @ 9:50 pm By JD Alois  |  

The European Crowdfunding Network, or ECN, is preparing for its annual conference in what is probably the premier European gathering to discuss the new frontier of early stage capital formation.  Noting that crowdfunding is the “fasting growing financing source for SME’s”, the convention is poised… Read More

November 11, 2014 @ 12:32 pm By Farah Bashir  |  

  It was only a few weeks ago that CrowdFundHerLive, organized by Woomentum, hosted a live crowdfunding campaign for start-ups led by women. Founded by Mouna Lagendorf, the event attracted a crowd of over 100 women to the site of the event – the MCCAAN offices… Read More