Opinion

March 30, 2015 @ 12:08 pm By JD Alois  |  

We reported on Saturday that Commissioner Daniel Gallagher had visited the land of the Commodores in Nashville and delivered a piercing speech where he labeled Title III, retail crowdfunding as similar to former East Bloc Germany. While I wondered who would play the role of… Read More

March 30, 2015 @ 11:24 am By JD Alois  |  

Did the forthcoming launch of the Apple Watch boost Pebble and its most recent, record breaking, crowdfunding campaign for the Pebble Time? Well that is a good questions. The wearable tech industry is so new that having a high profile company like Apple jump into… Read More

March 29, 2015 @ 6:10 pm By JD Alois  |  

Peer to peer lending platform SoFi recently published a statement on the challenges of young entrepreneurs.  We all know that making the decision to become an entrepreneur is an arduous task. Long hours and lots of risk.  It is not the chosen path for everyone… Read More

March 28, 2015 @ 6:47 am By JD Alois  |  

SEC Commissioner Daniel Gallagher gave a speech yesterday at the Vanderbilt Law School in Nashville. While the text of the speech is not yet available, Bloomberg has quoted  the Commissioner on Title III of the JOBS Act as being smothered by red-tape.  Effectively he is highlighting… Read More

March 27, 2015 @ 4:07 pm By JD Alois  |  

Fundrise, one of the first crowdfunding platforms in the United States, was an early innovator when it comes to real estate crowdfunding.  Founded by brothers Ben & Dan Miller, the pair started using old Regulation A to offer shares in small real estate deals. This… Read More

March 26, 2015 @ 2:00 pm By JD Alois  |  

With the release of final rules for Title IV of the JOBS Act, commonly referred to as  Regulation A+, all investment crowdfunding platforms are sizing up the opportunity and evaluating the shift in regulations.  But one sector is uniquely positioned to marry both perks and ownership:… Read More

March 25, 2015 @ 1:20 pm By Kiran Lingam  |  

In a stunning development earlier today, the SEC released final Regulation A+ rules under Title IV of the JOBS Act that pre-empts state law for larger Regulation A offerings up to $50M and provides for state coordinated review for offerings up to $20M.  Growth companies… Read More

March 25, 2015 @ 12:45 pm By JD Alois  |  

The Securities and Exchange Commission met today to finalize rules for Title IV of the JOBS Act, commonly referred to as Regulation A+.  As expected the Commission quickly approved rules that included state Blue Sky pre-emption but for only Tier 2 of Title IV.  The… Read More

March 25, 2015 @ 9:51 am By JD Alois  |  

Later this morning the Securities and Exchange Commission will be releasing final rules for Title IV of the JOBS Act otherwise known as Regulation A+. While the details are not yet know, the expectations are for proposed rules to allow raised of up to $50… Read More

March 24, 2015 @ 11:52 pm By JD Alois  |  

The Kauffman Foundation is an admirable research and advocacy group that promotes the benefits of entrepreneurism. The organizations ethos is that developing self-sufficient people and a vibrant economy & society are pretty important things, something most level headed people would quickly concur.  Last week Arnobio Morelix from… Read More

March 24, 2015 @ 11:02 am By Anthony Zeoli  |  

Earlier this month, Commissioner Luis A. Aguilar addressed the Advisory Committee on Small and Emerging Companies in Washing D.C. In his speech (embedded below), Commissioner Aguilar echoed the sentiments of the market in arguing the need for increased liquidity in the private placement market. His… Read More

March 20, 2015 @ 2:39 pm By Anthony Zeoli  |  

Facebook has just announced the release of a new “P2P” payment feature incorporated in its messenger service. The application will allow users to send & receive money to each other using their platform. Facebook launched the service saying “it is easy, and it is free”.  The… Read More

March 20, 2015 @ 10:42 am By JD Alois  |  

Earlier this week George Osborne, Chancellor of the Exchequer, took his story up to Parliament to share his view of the UK economy and his strategic vision going forward.  The speech was broadly well-received, and as politicians typically do, there was something for everyone including a… Read More

March 20, 2015 @ 9:43 am By JD Alois  |  

The SEC Investor Advisory Committee (IAC) has scheduled their next gathering at F Street in DC to be held on April 9th.  The group is ostensibly an advocate on behalf of all investors but has a tendency to be more on the side of protection as opposed… Read More

March 19, 2015 @ 9:22 am By Midori Yoshimura  |  

Shortly into 2015, Kelly Rodriques, president and CEO of PENSCO Trust Company, a leading alternative asset custodian, shared his top five predictions for the year underway. Crowdfund Insider caught up with him for a more detailed Q-and-A about his predictions—from the $1 million investment cap… Read More

March 18, 2015 @ 9:28 pm By JD Alois  |  

The Securities and Exchange Commission has a pretty important, and at times overwhelming, task.  Regulating and enforcing the largest securities markets on the planet is a profound responsibility. The advent of the internet has added a new, and quite challenging, variable to the process as… Read More

March 18, 2015 @ 12:44 pm By JD Alois  |  

At the annual presentation of the budget to the House of Commons, Chancellor of the Exchequer George Osborne checked off a wide ranging list of successes as the UK economy has segregated itself from much of the rest of Europe.  The contrast between the years of… Read More

March 16, 2015 @ 5:55 pm By JD Alois  |  

Crowdfund Insider Senior Contributor, Sam Guzik, joined David Weild, former Vice Chair of Nasdaq, in a presentation last week on current issues regarding capital formation for SME’s. The discussion reviewed Title IV of the JOBS  Act (Regulation A+), the need for venture exchanges for secondary transactions… Read More

March 14, 2015 @ 5:42 pm By JD Alois  |  

  According to a recent report, aspiring UK crowdfunding platforms are suffering from extended delays in platform approval by the Financial Conduct Authority (FCA).  In an article published in the Guardian, the missive declared that, “the FCA has approved only two crowdfunding platforms in the… Read More

March 13, 2015 @ 12:53 pm By Charles Kaufman and Jor Law  |  

This the second part, of a two part series, reviewing Bad Actors in private placements.  The first article may be viewed here. The Securities and Exchange Commission (SEC) issued new Rule 506(d) in 2013, a rule that bars felons and other specified “bad actors” from… Read More